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Single Family ResidenceResidential
$946,901$598 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

521 RUSTIC RD

ORADELL, NJ 07649
0
Baths
1,584 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.41 ac
Lot SizeThe size of the land the home sits on, from county records.
1957
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$947K
$832K low$1.1M high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$921,901
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$737,521
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.2%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$25,000
MERCK SHARP & DOHME FCU · R · recorded Jun 16, 2000

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$17,772 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$825,100 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$544,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$280,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$774,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$825,100

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.15 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Split Level
CountyBERGEN
Lot (acres)The size of the land the home sits on, from county records.0.41
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Oradell Public SchoolA+
Elementary · Grades PK–6 · 0.9 mi
H
River Dell Regional High SchoolA-
High · Grades 9–12 · 1.4 mi
M
River Dell Middle SchoolA
Middle · Grades 7–8 · 1.6 mi

District: Oradell Borough School District

Neighborhood · ZIP 07649These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.34
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.118
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.120

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.98%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.38%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.8,030
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,454 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$180,828
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$198,451
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

521 Rustic Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 69% of homes in Bergen County
  • Costs more per square foot than 94% of homes in Oradell 07649
  • Smaller than 83% of homes in Oradell 07649
  • Has a bigger lot than 90% of homes in Oradell 07649

What homes are worth in Oradell 07649

Each bar is how many homes fall in that price range. The marker is this home.

This home
$550K$1.6M

This home is worth more than 46% of homes in Oradell 07649.

How it measures up in Oradell 07649

The dot is this home. The mark in the middle is the typical home in Oradell 07649.

Estimated value$946,901
CheaperTypical $965,427Pricier

Pricier than 46% of homes nearby

Price per ft²$598
CheaperTypical $463Pricier

Pricier than 94% of homes nearby

Living area1,584 ft²
SmallerTypical 2,149 ft²Bigger

Bigger than 17% of homes nearby

Lot size0.41 ac
SmallerTypical 0.26 acBigger

Bigger than 90% of homes nearby

Year built1957
OlderTypical 1957Newer

Newer than 55% of homes nearby

How 521 Rustic Rd ranks against every home in each area.
MeasureThis homeOradell 07649Bergen County
Estimated valuepricier than$946,90146% of homes69% of homes
Price per ft²pricier than$59894% of homes92% of homes
Living areabigger than1,584 ft²17% of homes35% of homes
Lot sizebigger than0.41 ac90% of homes82% of homes
Year builtnewer than195755% of homes57% of homes

About 521 Rustic Rd

How much is 521 Rustic Rd, Oradell, NJ worth?

The TopHap Estimate for 521 Rustic Rd, Oradell, NJ is $946,901 as of Jul 14, 2026. The likely range is $831,802 to $1,062,000. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 521 Rustic Rd, Oradell, NJ last sell?

521 Rustic Rd, Oradell, NJ last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 521 Rustic Rd, Oradell, NJ?

521 Rustic Rd, Oradell, NJ has 1,584 square feet of living space and a 0.41-acre lot.

When was 521 Rustic Rd, Oradell, NJ built?

521 Rustic Rd, Oradell, NJ was built in 1957, making it 69 years old. It is a split level home. The building has 1 story.

What schools serve 521 Rustic Rd, Oradell, NJ?

521 Rustic Rd, Oradell, NJ is assigned to Oradell Public School (elementary), rated A+; River Dell Regional High School (high), rated A-; River Dell Middle School (middle), rated A. All sit in Oradell Borough School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 521 Rustic Rd, Oradell, NJ compare to other homes in Oradell 07649?

Among the 2,651 homes in Oradell 07649, it is worth more than 46% of them ($946,901 against a typical $965,427), its price per square foot is higher than 94% of them ($598 against a typical $463), it is bigger than 17% of them (1,584 ft² against a typical 2,149 ft²), its lot is bigger than 90% of them (0.41 ac against a typical 0.26 ac) and it is newer than 55% of them (1957 against a typical 1957). Measured against all of Bergen County, it is worth more than 69% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 521 Rustic Rd, Oradell, NJ?

The 2025 property tax bill for 521 Rustic Rd, Oradell, NJ was $17,772. The county assessed it at $825,100.

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