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Single Family ResidenceResidential
$75,820$63 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

521 S STEPHENS ST

HOBART, OK 73651
1
Baths
1,200 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.24 ac
Lot SizeThe size of the land the home sits on, from county records.
1985
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$76K
$65K low$87K high

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.43
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
57
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
88
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
40
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
30
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyKiowa
Lot (acres)The size of the land the home sits on, from county records.0.24
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 60 ft²Porch · 54 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Hobart Elementary SchoolC
Elementary · Grades PK–5 · 0.8 mi
H
Hobart High SchoolB-
High · Grades 9–12 · 1.0 mi
M
Hobart Middle SchoolC+
Middle · Grades 6–8 · 1.0 mi

District: Hobart Public Schools

Neighborhood · ZIP 73651These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.110
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.60

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.78%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.9%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.26%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.3,814
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.19 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$40,885
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$49,336
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.29 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.62%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

521 S Stephens St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 68% of homes in Hobart 73651
  • Smaller than 65% of homes in Hobart 73651
  • Newer than 91% of homes in Hobart 73651

What homes are worth in Hobart 73651

Each bar is how many homes fall in that price range. The marker is this home.

This home
$21K$383K

This home is worth more than 59% of homes in Hobart 73651.

How it measures up in Hobart 73651

The dot is this home. The mark in the middle is the typical home in Hobart 73651.

Estimated value$75,820
CheaperTypical $62,289Pricier

Pricier than 59% of homes nearby

Price per ft²$63
CheaperTypical $46Pricier

Pricier than 68% of homes nearby

Living area1,200 ft²
SmallerTypical 1,384 ft²Bigger

Bigger than 35% of homes nearby

Lot size0.24 ac
SmallerTypical 0.19 acBigger

Bigger than 62% of homes nearby

Year built1985
OlderTypical 1949Newer

Newer than 91% of homes nearby

How 521 S Stephens St ranks against every home in each area.
MeasureThis homeHobart 73651Kiowa County
Estimated valuepricier than$75,82059% of homes54% of homes
Price per ft²pricier than$6368% of homes60% of homes
Living areabigger than1,200 ft²35% of homes36% of homes
Lot sizebigger than0.24 ac62% of homes50% of homes
Year builtnewer than198591% of homes87% of homes

About 521 S Stephens St

How much is 521 S Stephens St, Hobart, OK worth?

The TopHap Estimate for 521 S Stephens St, Hobart, OK is $75,820 as of Oct 21, 2026. The likely range is $64,572 to $87,068. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 521 S Stephens St, Hobart, OK?

521 S Stephens St, Hobart, OK has 1 bathrooms, 1,200 square feet of living space and a 0.24-acre lot.

When was 521 S Stephens St, Hobart, OK built?

521 S Stephens St, Hobart, OK was built in 1985, making it 41 years old. The building has 1 story.

What schools serve 521 S Stephens St, Hobart, OK?

521 S Stephens St, Hobart, OK is assigned to Hobart Elementary School (elementary), rated C; Hobart High School (high), rated B-; Hobart Middle School (middle), rated C+. All sit in Hobart Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 521 S Stephens St, Hobart, OK compare to other homes in Hobart 73651?

Among the 1,860 homes in Hobart 73651, it is worth more than 59% of them ($75,820 against a typical $62,289), its price per square foot is higher than 68% of them ($63 against a typical $46), it is bigger than 35% of them (1,200 ft² against a typical 1,384 ft²), its lot is bigger than 62% of them (0.24 ac against a typical 0.19 ac) and it is newer than 91% of them (1985 against a typical 1949). Measured against all of Kiowa County, it is worth more than 54% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

More homes on S Stephens St

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Assigned schools

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