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Single Family ResidenceResidential
$297,694$181 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

521 SADDLE RIDGE DR

BETHLEHEM, GA 30620
3
Beds
2
Baths
1,648 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.59 ac
Lot SizeThe size of the land the home sits on, from county records.
1999
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$298K
$272K low$323K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$207,427
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$165,942
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.32%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$90,267
BANK OF AMERICA CALIFORNIA NA · recorded Oct 29, 2004

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,298 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$109,351 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$24,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$85,351
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$106,806
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$273,378

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBarrow
ConstructionThe main material the home's frame and walls are built from.Light Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Masonry (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 186 ft²Porch · 135 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Apalachee High SchoolC-
High · Grades 9–12 · 1.3 mi
M
Haymon Morris Middle SchoolA-
Middle · Grades 6–8 · 1.5 mi
E
Yargo Elementary SchoolC-
Elementary · Grades PK–5 · 1.6 mi

District: Barrow County School District

Neighborhood · ZIP 30620These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.107
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.74
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.58

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.19,765
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.758 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$79,411
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$91,924
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

521 Saddle Ridge Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 85% of homes in Bethlehem 30620
  • Smaller than 73% of homes in Bethlehem 30620
  • Has a smaller lot than 66% of homes in Bethlehem 30620
  • Older than 72% of homes in Bethlehem 30620

What homes are worth in Bethlehem 30620

Each bar is how many homes fall in that price range. The marker is this home.

This home
$191K$688K

This home is worth more than 15% of homes in Bethlehem 30620.

How it measures up in Bethlehem 30620

The dot is this home. The mark in the middle is the typical home in Bethlehem 30620.

Estimated value$297,694
CheaperTypical $355,189Pricier

Pricier than 15% of homes nearby

Price per ft²$181
CheaperTypical $179Pricier

Pricier than 52% of homes nearby

Living area1,648 ft²
SmallerTypical 1,973 ft²Bigger

Bigger than 27% of homes nearby

Lot size0.59 ac
SmallerTypical 0.64 acBigger

Bigger than 34% of homes nearby

Year built1999
OlderTypical 2003Newer

Newer than 28% of homes nearby

How 521 Saddle Ridge Dr ranks against every home in each area.
MeasureThis homeBethlehem 30620Barrow County
Estimated valuepricier than$297,69415% of homes29% of homes
Price per ft²pricier than$18152% of homes45% of homes
Living areabigger than1,648 ft²27% of homes38% of homes
Lot sizebigger than0.59 ac34% of homes35% of homes
Year builtnewer than199928% of homes42% of homes

About 521 Saddle Ridge Dr

How much is 521 Saddle Ridge Dr, Bethlehem, GA worth?

The TopHap Estimate for 521 Saddle Ridge Dr, Bethlehem, GA is $297,694 as of Jul 14, 2026. The likely range is $271,989 to $323,399. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 521 Saddle Ridge Dr, Bethlehem, GA last sell?

521 Saddle Ridge Dr, Bethlehem, GA last sold on Jun 20, 2017, according to the county's recorded deed.

How big is 521 Saddle Ridge Dr, Bethlehem, GA?

521 Saddle Ridge Dr, Bethlehem, GA has 3 bedrooms, 2 bathrooms and 1,648 square feet of living space.

When was 521 Saddle Ridge Dr, Bethlehem, GA built?

521 Saddle Ridge Dr, Bethlehem, GA was built in 1999, making it 27 years old. The building has 1 story.

What schools serve 521 Saddle Ridge Dr, Bethlehem, GA?

521 Saddle Ridge Dr, Bethlehem, GA is assigned to Apalachee High School (high), rated C-; Haymon Morris Middle School (middle), rated A-; Yargo Elementary School (elementary), rated C-. All sit in Barrow County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 521 Saddle Ridge Dr, Bethlehem, GA compare to other homes in Bethlehem 30620?

Among the 5,785 homes in Bethlehem 30620, it is worth more than 15% of them ($297,694 against a typical $355,189), its price per square foot is higher than 52% of them ($181 against a typical $179), it is bigger than 27% of them (1,648 ft² against a typical 1,973 ft²), its lot is bigger than 34% of them (0.59 ac against a typical 0.64 ac) and it is newer than 28% of them (1999 against a typical 2003). Measured against all of Barrow County, it is worth more than 29% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 521 Saddle Ridge Dr, Bethlehem, GA?

The 2025 property tax bill for 521 Saddle Ridge Dr, Bethlehem, GA was $1,298. The county assessed it at $109,351.

Closest homes

More homes in Bethlehem 30620

Assigned schools

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