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Single Family ResidenceResidential
$128,869$124 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 63How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

521 SPRUCE ST

OLIVET, MI 49076
2
Beds
1
Baths
1,040 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.62 ac
Lot SizeThe size of the land the home sits on, from county records.
1895
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$129K
$81K low$177K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,899 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$89,800 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$79,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$159,173

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyEATON
Lot (acres)The size of the land the home sits on, from county records.0.62
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Fern Persons Elementary SchoolB-
Elementary · Grades PK–3 · 0.3 mi
M
Olivet Middle SchoolB
Middle · Grades 4–8 · 0.4 mi
H
Olivet High SchoolC+
High · Grades 9–12 · 0.4 mi

District: Olivet Community Schools

Neighborhood · ZIP 49076These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.127
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.71
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.26

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.4,192
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.75 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$65,953
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$84,016
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.51%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

521 Spruce St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 92% of homes in Eaton County
  • Costs less per square foot than 85% of homes in Eaton County
  • Smaller than 87% of homes in Eaton County
  • Has a smaller lot than 74% of homes in Olivet 49076
  • Older than 96% of homes in Eaton County

What homes are worth in Olivet 49076

Each bar is how many homes fall in that price range. The marker is this home.

This home
$66K$621K

This home is worth more than 17% of homes in Olivet 49076.

How it measures up in Olivet 49076

The dot is this home. The mark in the middle is the typical home in Olivet 49076.

Estimated value$128,869
CheaperTypical $213,192Pricier

Pricier than 17% of homes nearby

Price per ft²$124
CheaperTypical $157Pricier

Pricier than 28% of homes nearby

Living area1,040 ft²
SmallerTypical 1,404 ft²Bigger

Bigger than 19% of homes nearby

Lot size0.62 ac
SmallerTypical 1.8 acBigger

Bigger than 26% of homes nearby

Year built1895
OlderTypical 1970Newer

Newer than 16% of homes nearby

How 521 Spruce St ranks against every home in each area.
MeasureThis homeOlivet 49076Eaton County
Estimated valuepricier than$128,86917% of homes8% of homes
Price per ft²pricier than$12428% of homes15% of homes
Living areabigger than1,040 ft²19% of homes13% of homes
Lot sizebigger than0.62 ac26% of homes55% of homes
Year builtnewer than189516% of homes4% of homes

About 521 Spruce St

How much is 521 Spruce St, Olivet, MI worth?

The TopHap Estimate for 521 Spruce St, Olivet, MI is $128,869 as of Oct 21, 2026. The likely range is $81,062 to $176,676. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 521 Spruce St, Olivet, MI last sell?

521 Spruce St, Olivet, MI last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 521 Spruce St, Olivet, MI?

521 Spruce St, Olivet, MI has 2 bedrooms, 1 bathrooms, 1,040 square feet of living space and a 0.62-acre lot.

When was 521 Spruce St, Olivet, MI built?

521 Spruce St, Olivet, MI was built in 1895, making it 131 years old. The building has 1 story.

What schools serve 521 Spruce St, Olivet, MI?

521 Spruce St, Olivet, MI is assigned to Fern Persons Elementary School (elementary), rated B-; Olivet Middle School (middle), rated B; Olivet High School (high), rated C+. All sit in Olivet Community Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 521 Spruce St, Olivet, MI compare to other homes in Olivet 49076?

Among the 1,536 homes in Olivet 49076, it is worth more than 17% of them ($128,869 against a typical $213,192), its price per square foot is higher than 28% of them ($124 against a typical $157), it is bigger than 19% of them (1,040 ft² against a typical 1,404 ft²), its lot is bigger than 26% of them (0.62 ac against a typical 1.8 ac) and it is newer than 16% of them (1895 against a typical 1970). Measured against all of Eaton County, it is worth more than 8% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 521 Spruce St, Olivet, MI?

The 2025 property tax bill for 521 Spruce St, Olivet, MI was $1,899. The county assessed it at $89,800.

More homes on Spruce St

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