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Single Family ResidenceResidential
$194,560
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 80How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $8,000 on Sep 11, 2026

522 ARNETT RD

BANNER ELK, NC 28604
0
Baths
0.76 ac
Lot SizeThe size of the land the home sits on, from county records.
1970
Year BuiltThe year the home was originally built, according to county records.

Valuation

$195K
$156K low$233K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$8,000 · Sep 11, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$85 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$21,200 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$21,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$21,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$21,200

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.10 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.26%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyAVERY
Lot (acres)The size of the land the home sits on, from county records.0.76
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Banner Elk Elementary SchoolA-
Elementary · Grades PK–5 · 1.5 mi
M
Avery Middle SchoolD-
Middle · Grades 6–8 · 6.5 mi
H
Avery County High SchoolD+
High · Grades 9–12 · 6.6 mi

District: Avery County Schools

Neighborhood · ZIP 28604These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.134
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.101

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.37%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.6,804
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.101 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,426
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,578
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.55 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

522 Arnett Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 85% of homes in Banner Elk 28604
  • Has a smaller lot than 65% of homes in Avery County
  • Older than 90% of homes in Banner Elk 28604

What homes are worth in Banner Elk 28604

Each bar is how many homes fall in that price range. The marker is this home.

This home
$92K$2.8M

This home is worth more than 15% of homes in Banner Elk 28604.

How it measures up in Banner Elk 28604

The dot is this home. The mark in the middle is the typical home in Banner Elk 28604.

Estimated value$194,560
CheaperTypical $453,408Pricier

Pricier than 15% of homes nearby

Lot size0.76 ac
SmallerTypical 0.71 acBigger

Bigger than 52% of homes nearby

Year built1970
OlderTypical 1989Newer

Newer than 10% of homes nearby

How 522 Arnett Rd ranks against every home in each area.
MeasureThis homeBanner Elk 28604Avery County
Estimated valuepricier than$194,56015% of homes41% of homes
Lot sizebigger than0.76 ac52% of homes35% of homes
Year builtnewer than197010% of homes20% of homes

About 522 Arnett Rd

How much is 522 Arnett Rd, Banner Elk, NC worth?

The TopHap Estimate for 522 Arnett Rd, Banner Elk, NC is $194,560 as of Aug 30, 2026. The likely range is $155,934 to $233,186. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 522 Arnett Rd, Banner Elk, NC last sell?

522 Arnett Rd, Banner Elk, NC last sold on Sep 11, 2026 for $8,000, according to the county's recorded deed.

When was 522 Arnett Rd, Banner Elk, NC built?

522 Arnett Rd, Banner Elk, NC was built in 1970, making it 56 years old.

What schools serve 522 Arnett Rd, Banner Elk, NC?

522 Arnett Rd, Banner Elk, NC is assigned to Banner Elk Elementary School (elementary), rated A-; Avery Middle School (middle), rated D-; Avery County High School (high), rated D+. All sit in Avery County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 522 Arnett Rd, Banner Elk, NC compare to other homes in Banner Elk 28604?

Among the 11,835 homes in Banner Elk 28604, it is worth more than 15% of them ($194,560 against a typical $453,408), its lot is bigger than 52% of them (0.76 ac against a typical 0.71 ac) and it is newer than 10% of them (1970 against a typical 1989). Measured against all of Avery County, it is worth more than 41% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 522 Arnett Rd, Banner Elk, NC?

The 2025 property tax bill for 522 Arnett Rd, Banner Elk, NC was $85. The county assessed it at $21,200.

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Assigned schools

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