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Single Family ResidenceResidential
$338,032$157 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $240,000 on Mar 3, 2021

522 NORTH ST

ELKTON, MD 21921
2 / 1
Baths
2,148 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.32 ac
Lot SizeThe size of the land the home sits on, from county records.
1952
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$338K
$328K low$348K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$240,000 · Mar 3, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$110,032
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$88,026
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.66%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$228,000
AMERICAN NEIGHBORHOOD MTG ACCEPTANC · recorded Mar 3, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,983 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$244,933 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$232,367
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$257,500

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCECIL
Lot (acres)The size of the land the home sits on, from county records.0.32
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Radiant
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.GazeboPorch · 96 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Elkton Middle SchoolD
Middle · Grades 6–8 · 0.2 mi
E
Gilpin Manor Elementary SchoolC-
Elementary · Grades PK–5 · 0.3 mi
H
Elkton High SchoolC
High · Grades 9–12 · 0.5 mi

District: Cecil County Public Schools

Neighborhood · ZIP 21921These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.85
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.68

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.47,146
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.474 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$84,380
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$104,713
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

522 North St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 90% of homes in Cecil County
  • Bigger than 74% of homes in Elkton 21921
  • Older than 86% of homes in Elkton 21921

What homes are worth in Elkton 21921

Each bar is how many homes fall in that price range. The marker is this home.

This home
$120K$858K

This home is worth more than 44% of homes in Elkton 21921.

How it measures up in Elkton 21921

The dot is this home. The mark in the middle is the typical home in Elkton 21921.

Estimated value$338,032
CheaperTypical $357,870Pricier

Pricier than 44% of homes nearby

Price per ft²$157
CheaperTypical $216Pricier

Pricier than 11% of homes nearby

Living area2,148 ft²
SmallerTypical 1,566 ft²Bigger

Bigger than 74% of homes nearby

Lot size0.32 ac
SmallerTypical 0.47 acBigger

Bigger than 43% of homes nearby

Year built1952
OlderTypical 1987Newer

Newer than 14% of homes nearby

How 522 North St ranks against every home in each area.
MeasureThis homeElkton 21921Cecil County
Estimated valuepricier than$338,03244% of homes43% of homes
Price per ft²pricier than$15711% of homes10% of homes
Living areabigger than2,148 ft²74% of homes74% of homes
Lot sizebigger than0.32 ac43% of homes38% of homes
Year builtnewer than195214% of homes18% of homes

About 522 North St

How much is 522 North St, Elkton, MD worth?

The TopHap Estimate for 522 North St, Elkton, MD is $338,032 as of Jul 14, 2026. The likely range is $327,754 to $348,310. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 522 North St, Elkton, MD last sell?

522 North St, Elkton, MD last sold on Mar 3, 2021 for $240,000, according to the county's recorded deed.

How big is 522 North St, Elkton, MD?

522 North St, Elkton, MD has 2 bathrooms, 2,148 square feet of living space and a 0.32-acre lot.

When was 522 North St, Elkton, MD built?

522 North St, Elkton, MD was built in 1952, making it 74 years old. The building has 2 stories.

What schools serve 522 North St, Elkton, MD?

522 North St, Elkton, MD is assigned to Elkton Middle School (middle), rated D; Gilpin Manor Elementary School (elementary), rated C-; Elkton High School (high), rated C. All sit in Cecil County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 522 North St, Elkton, MD compare to other homes in Elkton 21921?

Among the 14,505 homes in Elkton 21921, it is worth more than 44% of them ($338,032 against a typical $357,870), its price per square foot is higher than 11% of them ($157 against a typical $216), it is bigger than 74% of them (2,148 ft² against a typical 1,566 ft²), its lot is bigger than 43% of them (0.32 ac against a typical 0.47 ac) and it is newer than 14% of them (1952 against a typical 1987). Measured against all of Cecil County, it is worth more than 43% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 522 North St, Elkton, MD?

The 2025 property tax bill for 522 North St, Elkton, MD was $3,983. The county assessed it at $244,933.

Closest homes

More homes in Elkton 21921

Assigned schools

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