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Single Family ResidenceResidential
$648,269$324 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 82How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $300,000 on Mar 19, 2021

522 RIDGE RD

HARTFIELD, VA 23071
3
Beds
3
Baths
2,003 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.94 ac
Lot SizeThe size of the land the home sits on, from county records.
1998
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$648K
$535K low$762K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$300,000 · Mar 19, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$168,269
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$134,615
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.73%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$480,000
VIRGINIA CREDIT UNION INC · P · 3% 2 · recorded Mar 19, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,893 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$638,200 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$310,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$327,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$638,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$638,200

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.24 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.86%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMIDDLESEX
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2005
Lot (acres)The size of the land the home sits on, from county records.2.94
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Boat liftDeck · 625 ft²Shed · 240 ft²Porch · 130 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Middlesex Elementary SchoolC-
Elementary · Grades PK–5 · 4.7 mi
M
St. Clare Walker Middle SchoolC+
Middle · Grades 6–8 · 4.7 mi
H
Middlesex High SchoolC+
High · Grades 9–12 · 9.5 mi

District: Middlesex County Public Schools

Neighborhood · ZIP 23071These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.101
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.30

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.74%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.1,223
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.83 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$76,115
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$118,516
Average tempThe average temperature here across a full year.58°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

522 Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 85% of homes in Middlesex County
  • Costs more per square foot than 83% of homes in Middlesex County
  • Bigger than 70% of homes in Middlesex County
  • Has a bigger lot than 77% of homes in Middlesex County
  • Newer than 74% of homes in Middlesex County

What homes are worth in Hartfield 23071

Each bar is how many homes fall in that price range. The marker is this home.

This home
$114K$1.5M

This home is worth more than 80% of homes in Hartfield 23071.

How it measures up in Hartfield 23071

The dot is this home. The mark in the middle is the typical home in Hartfield 23071.

Estimated value$648,269
CheaperTypical $368,131Pricier

Pricier than 80% of homes nearby

Price per ft²$324
CheaperTypical $213Pricier

Pricier than 82% of homes nearby

Living area2,003 ft²
SmallerTypical 1,648 ft²Bigger

Bigger than 62% of homes nearby

Lot size2.94 ac
SmallerTypical 1.06 acBigger

Bigger than 74% of homes nearby

Year built1998
OlderTypical 1987Newer

Newer than 68% of homes nearby

How 522 Ridge Rd ranks against every home in each area.
MeasureThis homeHartfield 23071Middlesex County
Estimated valuepricier than$648,26980% of homes85% of homes
Price per ft²pricier than$32482% of homes83% of homes
Living areabigger than2,003 ft²62% of homes70% of homes
Lot sizebigger than2.94 ac74% of homes77% of homes
Year builtnewer than199868% of homes74% of homes

About 522 Ridge Rd

How much is 522 Ridge Rd, Hartfield, VA worth?

The TopHap Estimate for 522 Ridge Rd, Hartfield, VA is $648,269 as of Jul 14, 2026. The likely range is $534,627 to $761,911. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 522 Ridge Rd, Hartfield, VA last sell?

522 Ridge Rd, Hartfield, VA last sold on Mar 19, 2021 for $300,000, according to the county's recorded deed.

How big is 522 Ridge Rd, Hartfield, VA?

522 Ridge Rd, Hartfield, VA has 3 bedrooms, 3 bathrooms, 2,003 square feet of living space and a 2.94-acre lot.

When was 522 Ridge Rd, Hartfield, VA built?

522 Ridge Rd, Hartfield, VA was built in 1998, making it 28 years old. The building has 1 story.

What schools serve 522 Ridge Rd, Hartfield, VA?

522 Ridge Rd, Hartfield, VA is assigned to Middlesex Elementary School (elementary), rated C-; St. Clare Walker Middle School (middle), rated C+; Middlesex High School (high), rated C+. All sit in Middlesex County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 522 Ridge Rd, Hartfield, VA compare to other homes in Hartfield 23071?

Among the 1,062 homes in Hartfield 23071, it is worth more than 80% of them ($648,269 against a typical $368,131), its price per square foot is higher than 82% of them ($324 against a typical $213), it is bigger than 62% of them (2,003 ft² against a typical 1,648 ft²), its lot is bigger than 74% of them (2.94 ac against a typical 1.06 ac) and it is newer than 68% of them (1998 against a typical 1987). Measured against all of Middlesex County, it is worth more than 85% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 522 Ridge Rd, Hartfield, VA?

The 2026 property tax bill for 522 Ridge Rd, Hartfield, VA was $3,893. The county assessed it at $638,200.

Closest homes

More homes in Hartfield 23071

Assigned schools

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