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Single Family ResidenceResidential
$437,333$142 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $400,000 on Nov 28, 2022

522 RUGG RD

FAIRFIELD, VT 05455
4
Beds
2
Baths
3,080 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4.66 ac
Lot SizeThe size of the land the home sits on, from county records.
1820
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$437K
$400K low$475K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$400,000 · Nov 28, 2022
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$437,333
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$349,866

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,018 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$405,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$85,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$319,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$405,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.30
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
9
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
47
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
85
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
8
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyFRANKLIN
Lot (acres)The size of the land the home sits on, from county records.4.66
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Bellows Free AcademyC+
High · Grades 9–12 · 2.8 mi
E
Fairfield Center SchoolB+
Elementary · Grades PK–8 · 4.7 mi

District: Maple Run Unified School District

Neighborhood · ZIP 05455These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.113
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.81
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.98

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.1,241
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.35 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$88,964
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$103,096
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

522 Rugg Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 68% of homes in Franklin County
  • Costs less per square foot than 90% of homes in Franklin County
  • Bigger than 96% of homes in Franklin County
  • Has a bigger lot than 73% of homes in Franklin County
  • Among the oldest homes in Fairfield 05455

What homes are worth in Fairfield 05455

Each bar is how many homes fall in that price range. The marker is this home.

This home
$118K$815K

This home is worth more than 62% of homes in Fairfield 05455.

How it measures up in Fairfield 05455

The dot is this home. The mark in the middle is the typical home in Fairfield 05455.

Estimated value$437,333
CheaperTypical $382,881Pricier

Pricier than 62% of homes nearby

Price per ft²$142
CheaperTypical $242Pricier

Pricier than 11% of homes nearby

Living area3,080 ft²
SmallerTypical 1,536 ft²Bigger

Bigger than 95% of homes nearby

Lot size4.66 ac
SmallerTypical 7.7 acBigger

Bigger than 43% of homes nearby

Year built1820
OlderTypical 1985Newer

Older than almost all homes nearby

How 522 Rugg Rd ranks against every home in each area.
MeasureThis homeFairfield 05455Franklin County
Estimated valuepricier than$437,33362% of homes68% of homes
Price per ft²pricier than$14211% of homes10% of homes
Living areabigger than3,080 ft²95% of homes96% of homes
Lot sizebigger than4.66 ac43% of homes73% of homes
Year builtnewer than1820almost no homesalmost no homes

About 522 Rugg Rd

How much is 522 Rugg Rd, Fairfield, VT worth?

The TopHap Estimate for 522 Rugg Rd, Fairfield, VT is $437,333 as of Jul 14, 2026. The likely range is $399,758 to $474,908. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 522 Rugg Rd, Fairfield, VT last sell?

522 Rugg Rd, Fairfield, VT last sold on Nov 28, 2022 for $400,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 522 Rugg Rd, Fairfield, VT?

522 Rugg Rd, Fairfield, VT has 4 bedrooms, 2 bathrooms, 3,080 square feet of living space and a 4.66-acre lot.

When was 522 Rugg Rd, Fairfield, VT built?

522 Rugg Rd, Fairfield, VT was built in 1820, making it 206 years old. The building has 2 stories.

What schools serve 522 Rugg Rd, Fairfield, VT?

522 Rugg Rd, Fairfield, VT is assigned to Bellows Free Academy (high), rated C+; Fairfield Center School (elementary), rated B+. All sit in Maple Run Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 522 Rugg Rd, Fairfield, VT compare to other homes in Fairfield 05455?

Among the 640 homes in Fairfield 05455, it is worth more than 62% of them ($437,333 against a typical $382,881), its price per square foot is higher than 11% of them ($142 against a typical $242), it is bigger than 95% of them (3,080 ft² against a typical 1,536 ft²), its lot is bigger than 43% of them (4.66 ac against a typical 7.7 ac) and it is newer than almost none of them (1820 against a typical 1985). Measured against all of Franklin County, it is worth more than 68% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 522 Rugg Rd, Fairfield, VT?

The 2025 property tax bill for 522 Rugg Rd, Fairfield, VT was $5,018. The county assessed it at $405,000.

Closest homes

More homes in Fairfield 05455

Assigned schools

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