Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$565,595$172 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $396,000 on Mar 15, 2021

5220 ROCKY RIVER RD

CHARLOTTE, NC 28215
4
Beds
3 / 1
Baths
3,297 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.74 ac
Lot SizeThe size of the land the home sits on, from county records.
1987
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$566K
$515K low$617K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$396,000 · Mar 15, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$189,395
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$151,516
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.67%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$376,200
REDFIN MORTGAGE LLC · recorded Mar 15, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,554 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$469,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$100,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$369,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$467,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$469,300

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMecklenburg
Lot (acres)The size of the land the home sits on, from county records.0.74
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Wood
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 308 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Reedy Creek Elementary SchoolC-
Elementary · Grades PK–5 · 1.3 mi
M
Northridge Middle SchoolC
Middle · Grades 6–8 · 3.0 mi
H
Rocky River High SchoolD-
High · Grades 9–12 · 5.1 mi

District: Charlotte-Mecklenburg Schools

Neighborhood · ZIP 28215These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.83
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.71

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.66,024
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,219 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,135
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$82,800
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

5220 Rocky River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 93% of homes in Charlotte 28215
  • Costs less per square foot than 87% of homes in Mecklenburg County
  • Bigger than 96% of homes in Charlotte 28215
  • Has a bigger lot than 92% of homes in Back Creek Church Road
  • Older than 91% of homes in Back Creek Church Road

What homes are worth in Charlotte 28215

Each bar is how many homes fall in that price range. The marker is this home.

This home
$138K$677K

This home is worth more than 93% of homes in Charlotte 28215.

How it measures up in Charlotte 28215

The dot is this home. The mark in the middle is the typical home in Charlotte 28215.

Estimated value$565,595
CheaperTypical $352,189Pricier

Pricier than 93% of homes nearby

Price per ft²$172
CheaperTypical $202Pricier

Pricier than 20% of homes nearby

Living area3,297 ft²
SmallerTypical 1,714 ft²Bigger

Bigger than 96% of homes nearby

Lot size0.74 ac
SmallerTypical 0.25 acBigger

Bigger than 89% of homes nearby

Year built1987
OlderTypical 1997Newer

Newer than 36% of homes nearby

How 5220 Rocky River Rd ranks against every home in each area.
MeasureThis homeBack Creek Church RoadCharlotte 28215Mecklenburg County
Estimated valuepricier than$565,59590% of homes93% of homes69% of homes
Price per ft²pricier than$17234% of homes20% of homes13% of homes
Living areabigger than3,297 ft²90% of homes96% of homes88% of homes
Lot sizebigger than0.74 ac92% of homes89% of homes87% of homes
Year builtnewer than19879% of homes36% of homes37% of homes

About 5220 Rocky River Rd

How much is 5220 Rocky River Rd, Charlotte, NC worth?

The TopHap Estimate for 5220 Rocky River Rd, Charlotte, NC is $565,595 as of Jul 14, 2026. The likely range is $514,626 to $616,564. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 5220 Rocky River Rd, Charlotte, NC last sell?

5220 Rocky River Rd, Charlotte, NC last sold on Mar 15, 2021 for $396,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 5220 Rocky River Rd, Charlotte, NC?

5220 Rocky River Rd, Charlotte, NC has 4 bedrooms, 3 bathrooms, 3,297 square feet of living space and a 0.74-acre lot.

When was 5220 Rocky River Rd, Charlotte, NC built?

5220 Rocky River Rd, Charlotte, NC was built in 1987, making it 39 years old. The building has 2 stories.

What schools serve 5220 Rocky River Rd, Charlotte, NC?

5220 Rocky River Rd, Charlotte, NC is assigned to Reedy Creek Elementary School (elementary), rated C-; Northridge Middle School (middle), rated C; Rocky River High School (high), rated D-. All sit in Charlotte-Mecklenburg Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 5220 Rocky River Rd, Charlotte, NC compare to other homes in Charlotte 28215?

Among the 23,449 homes in Charlotte 28215, it is worth more than 93% of them ($565,595 against a typical $352,189), its price per square foot is higher than 20% of them ($172 against a typical $202), it is bigger than 96% of them (3,297 ft² against a typical 1,714 ft²), its lot is bigger than 89% of them (0.74 ac against a typical 0.25 ac) and it is newer than 36% of them (1987 against a typical 1997). Measured against all of Mecklenburg County, it is worth more than 69% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 5220 Rocky River Rd, Charlotte, NC?

The 2024 property tax bill for 5220 Rocky River Rd, Charlotte, NC was $3,554. The county assessed it at $469,300.

More homes on Rocky River Rd

Closest homes

More homes in Charlotte 28215

Assigned schools

Explore the area

See this home in context

Open 5220 Rocky River Rd on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map