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Residential (General/Single)Residential
$339,083$253 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $312,000 on Sep 17, 2025

523 4TH ST

ONAWA, IA 51040
5
Beds
1
Baths
1,341 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.19 ac
Lot SizeThe size of the land the home sits on, from county records.
2023
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$339K
$316K low$362K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$312,000 · Sep 17, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,846 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$212,263 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$4,333
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$207,930
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$180,116
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$287,263

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.15 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyMONONA
Lot (acres)The size of the land the home sits on, from county records.0.19
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Asbestos
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
West Monona Elementary SchoolC
Elementary · Grades PK–5 · 0.1 mi
H
West Monona High SchoolB-
High · Grades 9–12 · 1.1 mi
M
West Monona Middle SchoolC+
Middle · Grades 6–8 · 1.1 mi

District: West Monona Community School District

Neighborhood · ZIP 51040These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.100
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.16

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.10%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.3,959
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.29 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$57,746
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$72,985
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.30 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

523 4th St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 94% of homes in Onawa 51040
  • Costs more per square foot than 97% of homes in Onawa 51040
  • Has a smaller lot than 87% of homes in Onawa 51040
  • Among the newest homes in Onawa 51040

What homes are worth in Onawa 51040

Each bar is how many homes fall in that price range. The marker is this home.

This home
$23K$435K

This home is worth more than 94% of homes in Onawa 51040.

How it measures up in Onawa 51040

The dot is this home. The mark in the middle is the typical home in Onawa 51040.

Estimated value$339,083
CheaperTypical $108,337Pricier

Pricier than 94% of homes nearby

Price per ft²$253
CheaperTypical $92Pricier

Pricier than 97% of homes nearby

Living area1,341 ft²
SmallerTypical 1,296 ft²Bigger

Bigger than 53% of homes nearby

Lot size0.19 ac
SmallerTypical 0.19 acBigger

Bigger than 13% of homes nearby

Year built2023
OlderTypical 1951Newer

Newer than almost all homes nearby

How 523 4th St ranks against every home in each area.
MeasureThis homeOnawa 51040Monona County
Estimated valuepricier than$339,08394% of homes94% of homes
Price per ft²pricier than$25397% of homes97% of homes
Living areabigger than1,341 ft²53% of homes48% of homes
Lot sizebigger than0.19 ac13% of homes13% of homes
Year builtnewer than2023almost all homesalmost all homes

About 523 4th St

How much is 523 4th St, Onawa, IA worth?

The TopHap Estimate for 523 4th St, Onawa, IA is $339,083 as of Oct 21, 2026. The likely range is $315,916 to $362,250. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 523 4th St, Onawa, IA last sell?

523 4th St, Onawa, IA last sold on Sep 17, 2025 for $312,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 523 4th St, Onawa, IA?

523 4th St, Onawa, IA has 5 bedrooms, 1 bathrooms, 1,341 square feet of living space and a 0.19-acre lot.

When was 523 4th St, Onawa, IA built?

523 4th St, Onawa, IA was built in 2023, making it 3 years old. The building has 1 story.

What schools serve 523 4th St, Onawa, IA?

523 4th St, Onawa, IA is assigned to West Monona Elementary School (elementary), rated C; West Monona High School (high), rated B-; West Monona Middle School (middle), rated C+. All sit in West Monona Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 523 4th St, Onawa, IA compare to other homes in Onawa 51040?

Among the 1,938 homes in Onawa 51040, it is worth more than 94% of them ($339,083 against a typical $108,337), its price per square foot is higher than 97% of them ($253 against a typical $92), it is bigger than 53% of them (1,341 ft² against a typical 1,296 ft²), its lot is bigger than 13% of them (0.19 ac against a typical 0.19 ac) and it is newer than almost all of them (2023 against a typical 1951). Measured against all of Monona County, it is worth more than 94% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 523 4th St, Onawa, IA?

The 2026 property tax bill for 523 4th St, Onawa, IA was $2,846. The county assessed it at $212,263.

More homes on 4th St

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Assigned schools

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