Residential > House
Active
11/14/2025
List Price
$88,000$94/ft²
523 Cutler St
Waterloo, IA 50703
- 2Beds
- 1Bath
- 936ft²Living Area
- 6,534ft²Lot Size
- -Pool
- 1Car
- 1923Year Built
- 54DOM
- -Permit
523 Cutler St, Waterloo, IA 50703 is a 2 bed, 1 bath, 936 ft² house built in 1923 on a 0.150 acre lot. This house is currently on the market for $88,000, and it was last sold in 2019 for $49,000. The latest TopHap estimate of the house's value is $64,084.
Property Valuations
Latest estimates for 523 Cutler St based on TopHap automated valuation model (AVM).
TopHap Estimate
$64,084
$68/ft²
-$24K below List Price
Updated 3 months ago
523 Cutler St is valued at $64,084 by TopHap AVM 3 months ago.
MLS Description
The listing agent's description. Original Listing
Presenting a versatile real estate opportunity, this charming single-family home offers immense potential for both savvy investors seeking a reliable income stream and first-time homebuyers looking for an accessible entry point into homeownership. Currently operating as a sound rental property with a consistent history, it can be seamlessly maintained as an investment to immediately generate passive income. Alternatively, its comfortable layout, manageable size, and appealing location make it an ideal starter home, providing a fantastic foundation for those ready to leave renting behind and build equity. This property delivers exceptional flexibility, serving dual roles as a stable asset or a comfortable personal residence ready for your vision. Seller is a licensed Realtor in the State of Iowa. There are additional properties for sale, reach out or have your agent reach out for the current list.
Listing Agents
The listing agent for 523 Cutler St is Gordie Sorensen.
GS
Gordie Sorensen
RE/MAX Concepts - Cedar Falls
Phone: (319) 266-7100
Current Ownership
Information about the current owner(s).
Taxes Billed
Taxes billed in 2024$1,220.00From latest Total Assessed Value1.83%Total Assessed Value$66,510=Land+
Assessed Value$6,370Additions
Assessed Value$60,140
In 2024, taxes billed for 523 Cutler St were $1,220, which is 1.83% from latest Total Assessed Value of $66,510.
Property History
523 Cutler St has undefined property events records (listings, deeds, permits, tax, foreclosure, loan).
Property Events
Environment
Environmental factors around 523 Cutler St
Hazard Risks
Hail140Tornado108Nat'l Avg100Particulates98Ozone81Air Pollution79Carb Mono77Lead74Wind71Weather52Earthquake12Hurricane1
12 hazards (Carbon Monoxide, Earthquake Risk, Hail Index, Tornado Index, Hurricane Index, Air Pollution Index, Ozone Index, Wind Index, Weather Risk, Lead Index, Particulate Matter, National Average) are above the national average around 523 Cutler St.
Walkability Index
8 /20
Most Walkable
20-18
Very Walkable
17-15
Somewhat Walkable
14-10
Car Dependent
9-0
523 Cutler St has a walkability score of 8 out of 20, which means that it is in a car dependent area.
Temperature
Seasonal temperature sampled over multiple years
Winter
Average
Low
11°F
High
29°F
Summer
Average
Low
60°F
High
82°F
In the winter at 523 Cutler St, temperatures range from 11.39°F to 29.42°F with an average of 20.41°F. In the summer, the temperature ranges from 59.55°F to 82.27°F with and average of 70.91°F.
School Information
Public/private schools serving 523 Cutler St
Public Schools
East High School
Grades: 9-12
1.28 mi
C-
Lincoln Elementary School
Grades: PK-5
1.22 mi
C-
George Washington Carver Academy
Grades: 6-8
0.18 mi
D-
* The school rating is based entirely on the test score performance of each school. It is based on a scale of A-F, A being best.
Nearby public schools serving 523 Cutler St have ratings undefined, undefined, and undefined.
Neighborhood
This property is located in Common Grounds, Waterloo, IA 50703.
Seasonal Housing units 50703
6%of housing is for seasonal rent.
Daytime Population for 50703
+13%of people during work hours.
Crime Index for 50703
143
143
The crime index in 50703 is 143, which is 1.4 times higher than national average.
Market Trends
Historical market data near 523 Cutler St over selected time period.
Nearby Properties on Cutler St
- 551 Cutler St, Waterloo, IA 50703 (Common Grounds) is a 528 square foot, 1 bedroom, 1 bathroom, 0.17 acre property. It was built in 1928 and has an estimate of $44,731 with a price per ft² of $85.
- 310 Cutler St, Waterloo, IA 50703 (Common Grounds) is a 1,124 square foot, 2 bedroom, 1 bathroom, 0.13 acre property. It was built in 1920 and has an estimate of $59,494 with a price per ft² of $53.
- 447 Cutler St, Waterloo, IA 50703 (Common Grounds) is a 1,504 square foot, 5 bedroom, 1 bathroom, 0.14 acre property. It was built in 1909 and has an estimate of $53,734 with a price per ft² of $36.
- 341 Cutler St, Waterloo, IA 50703 (Common Grounds) is a 1,618 square foot, 4 bedroom, 2.25 bathroom, 0.13 acre property. It was built in 1920 and has an estimate of $68,725 with a price per ft² of $42.
- 528 Cutler St, Waterloo, IA 50703 (Common Grounds) is a 668 square foot, 2 bedroom, 1 bathroom, 0.14 acre property. It was built in 1929 and has an estimate of $51,441 with a price per ft² of $77.
- 319 Cutler St, Waterloo, IA 50703 (Common Grounds) is a 1,785 square foot, 4 bedroom, 1 bathroom, 0.22 acre property. It was built in 1914 and has an estimate of $74,965 with a price per ft² of $42.
- 329 Cutler St, Waterloo, IA 50703 (Common Grounds) is a 1,522 square foot, 4 bedroom, 3 bathroom, 0.14 acre property. It was built in 1911 and has an estimate of $61,808 with a price per ft² of $41.
- 440 Cutler St, Waterloo, IA 50703 (Common Grounds) is a 1,566 square foot, 3 bedroom, 1 bathroom, 0.14 acre property. It was built in 1940 and has an estimate of $70,000 with a price per ft² of $45.
- 511 Cutler St, Waterloo, IA 50703 (Common Grounds) is a 807 square foot, 2 bedroom, 1 bathroom, 0.14 acre property. It was built in 1934 and has an estimate of $59,730 with a price per ft² of $74.
- 320 Cutler St, Waterloo, IA 50703 (Common Grounds) is a 1,387 square foot, 3 bedroom, 1 bathroom, 0.15 acre property. It was built in 1912 and has an estimate of $74,721 with a price per ft² of $54.
- 305 Cutler St, Waterloo, IA 50703 (Common Grounds) is a 2,744 square foot and 0.14 acre property.
- 233 Cutler St, Waterloo, IA 50703 (Common Grounds) is a 1,768 square foot, 3 bedroom, 2 bathroom, 0.14 acre property. It was built in 1909 and has an estimate of $83,229 with a price per ft² of $47.
- 230 Cutler St, Waterloo, IA 50703 (Common Grounds) is a 1,352 square foot, 3 bedroom, 1 bathroom, 0.15 acre property. It was built in 1915 and has an estimate of $65,610 with a price per ft² of $49.
- 907 Cutler St, Waterloo, IA 50703 (Maples) is a 864 square foot, 2 bedroom, 1 bathroom, 0.15 acre property. It was built in 1956 and has an estimate of $81,781 with a price per ft² of $95.
- 543 Cutler St, Waterloo, IA 50703 (Common Grounds) is a 808 square foot, 2 bedroom, 1 bathroom, 0.14 acre property. It was built in 1938 and has an estimate of $64,072 with a price per ft² of $79.
- 533 Cutler St, Waterloo, IA 50703 (Common Grounds) is a 1,214 square foot, 3 bedroom, 2.25 bathroom, 0.15 acre property. It was built in 1941 and has an estimate of $68,514 with a price per ft² of $56.
- 540 Cutler St, Waterloo, IA 50703 (Common Grounds) is a 994 square foot, 3 bedroom, 1 bathroom, 0.15 acre property. It was built in 1938 and has an estimate of $51,619 with a price per ft² of $52.
- 443 Cutler St, Waterloo, IA 50703 (Common Grounds) is a 1,138 square foot, 2 bedroom, 1 bathroom, 0.14 acre property. It was built in 1940 and has an estimate of $66,320 with a price per ft² of $58.
- 437 Cutler St, Waterloo, IA 50703 (Common Grounds) is a 725 square foot, 2 bedroom, 1 bathroom, 0.14 acre property. It was built in 1949 and has an estimate of $55,031 with a price per ft² of $76.
- 935 Cutler St, Waterloo, IA 50703 (Maples) is a 1,920 square foot, 4 bedroom, 2 bathroom, 0.3 acre property. It was built in 1957 and has an estimate of $146,800 with a price per ft² of $76.
- 920 Cutler St, Waterloo, IA 50703 (Maples) is a 1,230 square foot, 3 bedroom, 1 bathroom, 0.22 acre property. It was built in 1957 and has an estimate of $106,309 with a price per ft² of $86.
- 545 Cutler St, Waterloo, IA 50703 (Common Grounds) is a 716 square foot, 2 bedroom, 1 bathroom, 0.14 acre property. It was built in 1929 and has an estimate of $50,000 with a price per ft² of $70.
- 516 Cutler St, Waterloo, IA 50703 (Common Grounds) is a 1,053 square foot, 3 bedroom, 1 bathroom, 0.15 acre property. It was built in 1930 and has an estimate of $41,461 with a price per ft² of $39.
- 407 Cutler St, Waterloo, IA 50703 (Common Grounds) is a 768 square foot, 2 bedroom, 1 bathroom, 0.14 acre property. It was built in 1884 and has an estimate of $55,426 with a price per ft² of $72.
- 403 Cutler St, Waterloo, IA 50703 (Common Grounds) is a 938 square foot, 2 bedroom, 1 bathroom, 0.14 acre property. It was built in 1913 and has an estimate of $57,909 with a price per ft² of $62.
- View more properties on Cutler St