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Single Family ResidenceResidential
$197,845$108 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

523 E LINCOLN ST

MERRILL, MI 48637
1.5
Baths
1,836 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.43 ac
Lot SizeThe size of the land the home sits on, from county records.
1964
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$198K
$186K low$210K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,508 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$143,700 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$123,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$287,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.28
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
5
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
57
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
66
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
13
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySAGINAW
Lot (acres)The size of the land the home sits on, from county records.0.43
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 320 ft²Porch · 104 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Merrill Elementary SchoolC-
Elementary · Grades PK–5 · 0.4 mi
M
Merrill Middle SchoolD+
Middle · Grades 6–8 · 0.6 mi
H
Merrill High SchoolD+
High · Grades 9–12 · 0.7 mi

District: Merrill Community Schools

Neighborhood · ZIP 48637These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.118
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.98
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.19

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.3,803
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.52 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$70,641
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$90,371
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.32 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

523 E Lincoln St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 79% of homes in Merrill 48637
  • Bigger than 77% of homes in Saginaw County
  • Has a smaller lot than 81% of homes in Merrill 48637

What homes are worth in Merrill 48637

Each bar is how many homes fall in that price range. The marker is this home.

This home
$80K$527K

This home is worth more than 50% of homes in Merrill 48637.

How it measures up in Merrill 48637

The dot is this home. The mark in the middle is the typical home in Merrill 48637.

Estimated value$197,845
CheaperTypical $197,782Pricier

Pricier than 50% of homes nearby

Price per ft²$108
CheaperTypical $135Pricier

Pricier than 21% of homes nearby

Living area1,836 ft²
SmallerTypical 1,500 ft²Bigger

Bigger than 75% of homes nearby

Lot size0.43 ac
SmallerTypical 1.58 acBigger

Bigger than 19% of homes nearby

Year built1964
OlderTypical 1971Newer

Newer than 40% of homes nearby

How 523 E Lincoln St ranks against every home in each area.
MeasureThis homeMerrill 48637Saginaw County
Estimated valuepricier than$197,84550% of homes58% of homes
Price per ft²pricier than$10821% of homes40% of homes
Living areabigger than1,836 ft²75% of homes77% of homes
Lot sizebigger than0.43 ac19% of homes61% of homes
Year builtnewer than196440% of homes55% of homes

About 523 E Lincoln St

How much is 523 E Lincoln St, Merrill, MI worth?

The TopHap Estimate for 523 E Lincoln St, Merrill, MI is $197,845 as of Sep 24, 2026. The likely range is $185,874 to $209,816. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 523 E Lincoln St, Merrill, MI last sell?

523 E Lincoln St, Merrill, MI last sold on Oct 30, 2008, according to the county's recorded deed.

How big is 523 E Lincoln St, Merrill, MI?

523 E Lincoln St, Merrill, MI has 1.5 bathrooms, 1,836 square feet of living space and a 0.43-acre lot.

When was 523 E Lincoln St, Merrill, MI built?

523 E Lincoln St, Merrill, MI was built in 1964, making it 62 years old. The building has 1 story.

What schools serve 523 E Lincoln St, Merrill, MI?

523 E Lincoln St, Merrill, MI is assigned to Merrill Elementary School (elementary), rated C-; Merrill Middle School (middle), rated D+; Merrill High School (high), rated D+. All sit in Merrill Community Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 523 E Lincoln St, Merrill, MI compare to other homes in Merrill 48637?

Among the 1,404 homes in Merrill 48637, it is worth more than 50% of them ($197,845 against a typical $197,782), its price per square foot is higher than 21% of them ($108 against a typical $135), it is bigger than 75% of them (1,836 ft² against a typical 1,500 ft²), its lot is bigger than 19% of them (0.43 ac against a typical 1.58 ac) and it is newer than 40% of them (1964 against a typical 1971). Measured against all of Saginaw County, it is worth more than 58% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 523 E Lincoln St, Merrill, MI?

The 2025 property tax bill for 523 E Lincoln St, Merrill, MI was $4,508. The county assessed it at $143,700.

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