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Single Family ResidenceResidential
$106,677$73 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 77How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

523 METCALF ST

COTTONWOOD, AL 36320
1
Baths
1,452 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.97 ac
Lot SizeThe size of the land the home sits on, from county records.
1959
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$107K
$83K low$131K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$173 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$3,960 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$3,960
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$19,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.48
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
27
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
99
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
89
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
28
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHouston
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Cottonwood High SchoolB-
Elementary · Grades 7–12 · 0.6 mi

District: Houston County School District

Neighborhood · ZIP 36320These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.132
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.74
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.22

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.20%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.4,260
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.69 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$51,139
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$68,071
Average tempThe average temperature here across a full year.66°F
Annual precipHow much rain and melted snow falls here in a typical year.57 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

523 Metcalf St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 77% of homes in Houston County
  • Costs less per square foot than 81% of homes in Houston County
  • Older than 80% of homes in Houston County

What homes are worth in Cottonwood 36320

Each bar is how many homes fall in that price range. The marker is this home.

This home
$41K$510K

This home is worth more than 27% of homes in Cottonwood 36320.

How it measures up in Cottonwood 36320

The dot is this home. The mark in the middle is the typical home in Cottonwood 36320.

Estimated value$106,677
CheaperTypical $155,237Pricier

Pricier than 27% of homes nearby

Price per ft²$73
CheaperTypical $104Pricier

Pricier than 23% of homes nearby

Living area1,452 ft²
SmallerTypical 1,556 ft²Bigger

Bigger than 46% of homes nearby

Lot size0.97 ac
SmallerTypical 1.03 acBigger

Bigger than 37% of homes nearby

Year built1959
OlderTypical 1983Newer

Newer than 23% of homes nearby

How 523 Metcalf St ranks against every home in each area.
MeasureThis homeCottonwood 36320Houston County
Estimated valuepricier than$106,67727% of homes23% of homes
Price per ft²pricier than$7323% of homes19% of homes
Living areabigger than1,452 ft²46% of homes37% of homes
Lot sizebigger than0.97 ac37% of homes64% of homes
Year builtnewer than195923% of homes20% of homes

About 523 Metcalf St

How much is 523 Metcalf St, Cottonwood, AL worth?

The TopHap Estimate for 523 Metcalf St, Cottonwood, AL is $106,677 as of Aug 30, 2026. The likely range is $82,615 to $130,739. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 523 Metcalf St, Cottonwood, AL last sell?

523 Metcalf St, Cottonwood, AL last sold on Mar 24, 2015, according to the county's recorded deed.

How big is 523 Metcalf St, Cottonwood, AL?

523 Metcalf St, Cottonwood, AL has 1 bathrooms and 1,452 square feet of living space.

When was 523 Metcalf St, Cottonwood, AL built?

523 Metcalf St, Cottonwood, AL was built in 1959, making it 67 years old. The building has 1 story.

What schools serve 523 Metcalf St, Cottonwood, AL?

523 Metcalf St, Cottonwood, AL is assigned to Cottonwood High School (elementary), rated B-. All sit in Houston County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 523 Metcalf St, Cottonwood, AL compare to other homes in Cottonwood 36320?

Among the 1,378 homes in Cottonwood 36320, it is worth more than 27% of them ($106,677 against a typical $155,237), its price per square foot is higher than 23% of them ($73 against a typical $104), it is bigger than 46% of them (1,452 ft² against a typical 1,556 ft²), its lot is bigger than 37% of them (0.97 ac against a typical 1.03 ac) and it is newer than 23% of them (1959 against a typical 1983). Measured against all of Houston County, it is worth more than 23% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 523 Metcalf St, Cottonwood, AL?

The 2025 property tax bill for 523 Metcalf St, Cottonwood, AL was $173. The county assessed it at $3,960.

More homes on Metcalf St

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Assigned schools

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