Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$295,520$175 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $45,000 on Oct 2, 2024

523 S RIDGE DR

STILLWATER, OK 74074
3
Beds
2
Baths
1,690 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.35 ac
Lot SizeThe size of the land the home sits on, from county records.
1956
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$296K
$279K low$312K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$45,000 · Oct 2, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$418 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$17,788 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$2,133
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$15,655
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$17,788
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$271,030

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.91 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyPayne
Lot (acres)The size of the land the home sits on, from county records.0.35
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 32 ft²Shed · 40 ft²Patio · 212 ft²Porch · 24 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Westwood Elementary SchoolA+
Elementary · Grades PK–5 · 0.2 mi
M
Stillwater Middle SchoolA+
Middle · Grades 6–7 · 1.8 mi
H
Stillwater High SchoolA
High · Grades 10–12 · 1.9 mi

District: Stillwater Public Schools

Neighborhood · ZIP 74074These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.94
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.41

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.22%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.32,232
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.233 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$60,052
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$73,748
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.62%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

523 S Ridge Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 71% of homes in Payne County
  • Older than 74% of homes in Payne County

What homes are worth in Stillwater 74074

Each bar is how many homes fall in that price range. The marker is this home.

This home
$98K$920K

This home is worth more than 52% of homes in Stillwater 74074.

How it measures up in Stillwater 74074

The dot is this home. The mark in the middle is the typical home in Stillwater 74074.

Estimated value$295,520
CheaperTypical $289,444Pricier

Pricier than 52% of homes nearby

Price per ft²$175
CheaperTypical $165Pricier

Pricier than 62% of homes nearby

Living area1,690 ft²
SmallerTypical 1,794 ft²Bigger

Bigger than 44% of homes nearby

Lot size0.35 ac
SmallerTypical 0.43 acBigger

Bigger than 48% of homes nearby

Year built1956
OlderTypical 1982Newer

Newer than 27% of homes nearby

How 523 S Ridge Dr ranks against every home in each area.
MeasureThis homeStillwater 74074Payne County
Estimated valuepricier than$295,52052% of homes64% of homes
Price per ft²pricier than$17562% of homes71% of homes
Living areabigger than1,690 ft²44% of homes53% of homes
Lot sizebigger than0.35 ac48% of homes47% of homes
Year builtnewer than195627% of homes26% of homes

About 523 S Ridge Dr

How much is 523 S Ridge Dr, Stillwater, OK worth?

The TopHap Estimate for 523 S Ridge Dr, Stillwater, OK is $295,520 as of Sep 24, 2026. The likely range is $278,684 to $312,356. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 523 S Ridge Dr, Stillwater, OK last sell?

523 S Ridge Dr, Stillwater, OK last sold on Oct 2, 2024 for $45,000, according to the county's recorded deed.

How big is 523 S Ridge Dr, Stillwater, OK?

523 S Ridge Dr, Stillwater, OK has 3 bedrooms, 2 bathrooms, 1,690 square feet of living space and a 0.35-acre lot.

When was 523 S Ridge Dr, Stillwater, OK built?

523 S Ridge Dr, Stillwater, OK was built in 1956, making it 70 years old. The building has 1 story.

What schools serve 523 S Ridge Dr, Stillwater, OK?

523 S Ridge Dr, Stillwater, OK is assigned to Westwood Elementary School (elementary), rated A+; Stillwater Middle School (middle), rated A+; Stillwater High School (high), rated A. All sit in Stillwater Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 523 S Ridge Dr, Stillwater, OK compare to other homes in Stillwater 74074?

Among the 9,931 homes in Stillwater 74074, it is worth more than 52% of them ($295,520 against a typical $289,444), its price per square foot is higher than 62% of them ($175 against a typical $165), it is bigger than 44% of them (1,690 ft² against a typical 1,794 ft²), its lot is bigger than 48% of them (0.35 ac against a typical 0.43 ac) and it is newer than 27% of them (1956 against a typical 1982). Measured against all of Payne County, it is worth more than 64% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 523 S Ridge Dr, Stillwater, OK?

The 2025 property tax bill for 523 S Ridge Dr, Stillwater, OK was $418. The county assessed it at $17,788.

More homes on S Ridge Dr

Closest homes

More homes in Stillwater 74074

Assigned schools

Explore the area

See this home in context

Open 523 S Ridge Dr on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map