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Single Family ResidenceResidential
$877,268$324 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 84How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $1,000 on Apr 29, 2022

523 S RUSSELL DR

RUSSELL ISLAND, MI 48001
2
Beds
2
Baths
2,706 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.92 ac
Lot SizeThe size of the land the home sits on, from county records.
2004
Year BuiltThe year the home was originally built, according to county records.

Valuation

$877K
$737K low$1M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$1,000 · Apr 29, 2022
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$557,268
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$445,814
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.35%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$320,000
CITIZENS FIRST MORTGAGE CO · recorded Sep 7, 2005

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,642 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$340,800 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$330,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$681,600

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyST. CLAIR
Lot (acres)The size of the land the home sits on, from county records.0.92
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Millside Elementary School
Elementary · Grades PK–1 · 1.9 mi
M
Algonac Juniorsenior High SchoolC+
Middle · Grades 7–12 · 3.1 mi

District: Algonac Community School District

Neighborhood · ZIP 48001These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.138
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.102
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.20

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.11,036
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.333 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$70,096
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$87,758
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.33 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.53%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

523 S Russell Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Algonac 48001
  • Costs more per square foot than 98% of homes in St. Clair County
  • Bigger than 94% of homes in Algonac 48001
  • Has a bigger lot than 83% of homes in Algonac 48001
  • Newer than 94% of homes in St. Clair County

What homes are worth in Algonac 48001

Each bar is how many homes fall in that price range. The marker is this home.

This home
$51K$797K

This home is worth more than almost all homes in Algonac 48001.

How it measures up in Algonac 48001

The dot is this home. The mark in the middle is the typical home in Algonac 48001.

Estimated value$877,268
CheaperTypical $235,736Pricier

Pricier than almost all homes nearby

Price per ft²$324
CheaperTypical $171Pricier

Pricier than 96% of homes nearby

Living area2,706 ft²
SmallerTypical 1,468 ft²Bigger

Bigger than 94% of homes nearby

Lot size0.92 ac
SmallerTypical 0.24 acBigger

Bigger than 83% of homes nearby

Year built2004
OlderTypical 1977Newer

Newer than 90% of homes nearby

How 523 S Russell Dr ranks against every home in each area.
MeasureThis homeAlgonac 48001St. Clair County
Estimated valuepricier than$877,268almost all homesalmost all homes
Price per ft²pricier than$32496% of homes98% of homes
Living areabigger than2,706 ft²94% of homes94% of homes
Lot sizebigger than0.92 ac83% of homes61% of homes
Year builtnewer than200490% of homes94% of homes

About 523 S Russell Dr

How much is 523 S Russell Dr, Russell Island, MI worth?

The TopHap Estimate for 523 S Russell Dr, Russell Island, MI is $877,268 as of Jul 14, 2026. The likely range is $737,198 to $1,017,338. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 523 S Russell Dr, Russell Island, MI last sell?

523 S Russell Dr, Russell Island, MI last sold on Apr 29, 2022 for $1,000, according to the county's recorded deed.

How big is 523 S Russell Dr, Russell Island, MI?

523 S Russell Dr, Russell Island, MI has 2 bedrooms, 2 bathrooms, 2,706 square feet of living space and a 0.92-acre lot.

When was 523 S Russell Dr, Russell Island, MI built?

523 S Russell Dr, Russell Island, MI was built in 2004, making it 22 years old.

What schools serve 523 S Russell Dr, Russell Island, MI?

523 S Russell Dr, Russell Island, MI is assigned to Millside Elementary School (elementary); Algonac Juniorsenior High School (middle), rated C+. All sit in Algonac Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 523 S Russell Dr, Russell Island, MI compare to other homes in Algonac 48001?

Among the 6,224 homes in Algonac 48001, it is worth more than almost all of them ($877,268 against a typical $235,736), its price per square foot is higher than 96% of them ($324 against a typical $171), it is bigger than 94% of them (2,706 ft² against a typical 1,468 ft²), its lot is bigger than 83% of them (0.92 ac against a typical 0.24 ac) and it is newer than 90% of them (2004 against a typical 1977). Measured against all of St. Clair County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 523 S Russell Dr, Russell Island, MI?

The 2025 property tax bill for 523 S Russell Dr, Russell Island, MI was $4,642. The county assessed it at $340,800.

Closest homes

More homes in Russell Island 48001

Assigned schools

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