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Single Family ResidentialResidential
$300,212$166 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $295,000 on Mar 25, 2026

523 SHEPHERDS CREEK CIR

RUTHERFORDTON, NC 28139
3
Beds
2
Baths
1,804 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.66 ac
Lot SizeThe size of the land the home sits on, from county records.
2001
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$300K
$262K low$339K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$295,000 · Mar 25, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,937 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$307,200 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$18,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$289,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$307,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.46
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
21
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
85
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
95
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
32
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyRUTHERFORD
Lot (acres)The size of the land the home sits on, from county records.0.66
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Fan Cooling
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 428 ft²Patio · 428 ft²Porch · 120 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
R-S Central High SchoolC-
High · Grades 9–12 · 0.9 mi
E
Mt. Vernon-Ruth Elementary SchoolC
Elementary · Grades PK–5 · 2.3 mi
M
R-S Middle SchoolC-
Middle · Grades 6–8 · 2.9 mi

District: Rutherford County Schools

Neighborhood · ZIP 28139These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.106
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.85

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.20,062
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.112 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$57,546
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$76,393
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.53 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

523 Shepherds Creek Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Bigger than 75% of homes in Rutherford County
  • Has a smaller lot than 79% of homes in Rutherfordton 28139
  • Newer than 81% of homes in Rutherford County

What homes are worth in Rutherfordton 28139

Each bar is how many homes fall in that price range. The marker is this home.

This home
$67K$874K

This home is worth more than 52% of homes in Rutherfordton 28139.

How it measures up in Rutherfordton 28139

The dot is this home. The mark in the middle is the typical home in Rutherfordton 28139.

Estimated value$300,212
CheaperTypical $292,438Pricier

Pricier than 52% of homes nearby

Price per ft²$166
CheaperTypical $181Pricier

Pricier than 42% of homes nearby

Living area1,804 ft²
SmallerTypical 1,539 ft²Bigger

Bigger than 69% of homes nearby

Lot size0.66 ac
SmallerTypical 1.85 acBigger

Bigger than 21% of homes nearby

Year built2001
OlderTypical 1985Newer

Newer than 78% of homes nearby

How 523 Shepherds Creek Cir ranks against every home in each area.
MeasureThis homeRutherfordton 28139Rutherford County
Estimated valuepricier than$300,21252% of homes64% of homes
Price per ft²pricier than$16642% of homes54% of homes
Living areabigger than1,804 ft²69% of homes75% of homes
Lot sizebigger than0.66 ac21% of homes36% of homes
Year builtnewer than200178% of homes81% of homes

About 523 Shepherds Creek Cir

How much is 523 Shepherds Creek Cir, Rutherfordton, NC worth?

The TopHap Estimate for 523 Shepherds Creek Cir, Rutherfordton, NC is $300,212 as of Sep 24, 2026. The likely range is $261,888 to $338,536. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 523 Shepherds Creek Cir, Rutherfordton, NC last sell?

523 Shepherds Creek Cir, Rutherfordton, NC last sold on Mar 25, 2026 for $295,000, according to the county's recorded deed.

How big is 523 Shepherds Creek Cir, Rutherfordton, NC?

523 Shepherds Creek Cir, Rutherfordton, NC has 3 bedrooms, 2 bathrooms, 1,804 square feet of living space and a 0.66-acre lot.

When was 523 Shepherds Creek Cir, Rutherfordton, NC built?

523 Shepherds Creek Cir, Rutherfordton, NC was built in 2001, making it 25 years old. It is a ranch home. The building has 1 story.

What schools serve 523 Shepherds Creek Cir, Rutherfordton, NC?

523 Shepherds Creek Cir, Rutherfordton, NC is assigned to R-S Central High School (high), rated C-; Mt. Vernon-Ruth Elementary School (elementary), rated C; R-S Middle School (middle), rated C-. All sit in Rutherford County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 523 Shepherds Creek Cir, Rutherfordton, NC compare to other homes in Rutherfordton 28139?

Among the 7,473 homes in Rutherfordton 28139, it is worth more than 52% of them ($300,212 against a typical $292,438), its price per square foot is higher than 42% of them ($166 against a typical $181), it is bigger than 69% of them (1,804 ft² against a typical 1,539 ft²), its lot is bigger than 21% of them (0.66 ac against a typical 1.85 ac) and it is newer than 78% of them (2001 against a typical 1985). Measured against all of Rutherford County, it is worth more than 64% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 523 Shepherds Creek Cir, Rutherfordton, NC?

The 2025 property tax bill for 523 Shepherds Creek Cir, Rutherfordton, NC was $1,937. The county assessed it at $307,200.

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