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Single Family ResidenceResidential
$240,277$180 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

523 ST MARYS RIVER BLUFF RD

SAINT GEORGE, GA 31562
2 / 1
Baths
1,334 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.3 ac
Lot SizeThe size of the land the home sits on, from county records.
1985
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$240K
$221K low$260K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,048 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$73,912 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$11,560
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$62,352
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$65,232
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$184,780

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.63
93
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
46
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
96
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
74
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
8
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.143 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCharlton
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1994
Lot (acres)The size of the land the home sits on, from county records.1.30
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 200 ft²Patio · 200 ft²Porch · 280 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
St. George Elementary SchoolA
Elementary · Grades PK–6 · 12.9 mi
M
Bethune Middle SchoolB
Middle · Grades 4–8 · 32.2 mi
H
Charlton County High SchoolB-
High · Grades 9–12 · 34.4 mi

District: Charlton County School District

Neighborhood · ZIP 31562These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.129
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.27

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.77%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.2,543
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.12 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$64,403
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$76,154
Average tempThe average temperature here across a full year.68°F
Annual precipHow much rain and melted snow falls here in a typical year.53 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.66%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

523 St Marys River Bluff Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 72% of homes in Saint George 31562
  • Costs more per square foot than 78% of homes in Charlton County

What homes are worth in Saint George 31562

Each bar is how many homes fall in that price range. The marker is this home.

This home
$22K$642K

This home is worth more than 72% of homes in Saint George 31562.

How it measures up in Saint George 31562

The dot is this home. The mark in the middle is the typical home in Saint George 31562.

Estimated value$240,277
CheaperTypical $158,814Pricier

Pricier than 72% of homes nearby

Price per ft²$180
CheaperTypical $142Pricier

Pricier than 70% of homes nearby

Living area1,334 ft²
SmallerTypical 1,380 ft²Bigger

Bigger than 45% of homes nearby

Lot size1.3 ac
SmallerTypical 2 acBigger

Bigger than 40% of homes nearby

Year built1985
OlderTypical 1990Newer

Newer than 41% of homes nearby

How 523 St Marys River Bluff Rd ranks against every home in each area.
MeasureThis homeSaint George 31562Charlton County
Estimated valuepricier than$240,27772% of homes67% of homes
Price per ft²pricier than$18070% of homes78% of homes
Living areabigger than1,334 ft²45% of homes40% of homes
Lot sizebigger than1.3 ac40% of homes55% of homes
Year builtnewer than198541% of homes44% of homes

About 523 St Marys River Bluff Rd

How much is 523 St Marys River Bluff Rd, Saint George, GA worth?

The TopHap Estimate for 523 St Marys River Bluff Rd, Saint George, GA is $240,277 as of Oct 21, 2026. The likely range is $220,823 to $259,731. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 523 St Marys River Bluff Rd, Saint George, GA?

523 St Marys River Bluff Rd, Saint George, GA has 2 bathrooms, 1,334 square feet of living space and a 1.30-acre lot.

When was 523 St Marys River Bluff Rd, Saint George, GA built?

523 St Marys River Bluff Rd, Saint George, GA was built in 1985, making it 41 years old. The building has 1 story.

What schools serve 523 St Marys River Bluff Rd, Saint George, GA?

523 St Marys River Bluff Rd, Saint George, GA is assigned to St. George Elementary School (elementary), rated A; Bethune Middle School (middle), rated B; Charlton County High School (high), rated B-. All sit in Charlton County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 523 St Marys River Bluff Rd, Saint George, GA compare to other homes in Saint George 31562?

Among the 889 homes in Saint George 31562, it is worth more than 72% of them ($240,277 against a typical $158,814), its price per square foot is higher than 70% of them ($180 against a typical $142), it is bigger than 45% of them (1,334 ft² against a typical 1,380 ft²), its lot is bigger than 40% of them (1.3 ac against a typical 2 ac) and it is newer than 41% of them (1985 against a typical 1990). Measured against all of Charlton County, it is worth more than 67% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 523 St Marys River Bluff Rd, Saint George, GA?

The 2024 property tax bill for 523 St Marys River Bluff Rd, Saint George, GA was $2,048. The county assessed it at $73,912.

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