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Single Family ResidenceResidential
$180,341$237 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

523 STATE ST

BAY SAINT LOUIS, MS 39520
2
Beds
1
Baths
760 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1950
Year BuiltThe year the home was originally built, according to county records.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$180K
$168K low$193K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,046 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$9,093 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$5,655
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$3,438
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$9,093
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$60,623

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.120 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.26%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHancock
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Pier/Post & Beam
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Forced Air

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Bay High SchoolA
High · Grades 9–12 · 0.6 mi
M
Bay Waveland Middle SchoolA-
Middle · Grades 6–8 · 0.7 mi
E
Waveland Elementary School
Elementary · Grades PK–2 · 2.7 mi

District: Bay St. Louis School District

Neighborhood · ZIP 39520These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.111
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.35

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.82%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.14,154
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.135 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,610
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$94,713
Average tempThe average temperature here across a full year.68°F
Annual precipHow much rain and melted snow falls here in a typical year.64 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

523 State St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 76% of homes in Hancock County
  • Costs more per square foot than 92% of homes in Hancock County
  • Smaller than 97% of homes in Bay Saint Louis 39520
  • Older than 95% of homes in Hancock County

What homes are worth in Bay Saint Louis 39520

Each bar is how many homes fall in that price range. The marker is this home.

This home
$78K$925K

This home is worth more than 29% of homes in Bay Saint Louis 39520.

How it measures up in Bay Saint Louis 39520

The dot is this home. The mark in the middle is the typical home in Bay Saint Louis 39520.

Estimated value$180,341
CheaperTypical $269,000Pricier

Pricier than 29% of homes nearby

Price per ft²$237
CheaperTypical $150Pricier

Pricier than 83% of homes nearby

Living area760 ft²
SmallerTypical 1,723 ft²Bigger

Bigger than 3% of homes nearby

Year built1950
OlderTypical 2001Newer

Newer than 9% of homes nearby

How 523 State St ranks against every home in each area.
MeasureThis homeBay Saint Louis 39520Hancock County
Estimated valuepricier than$180,34129% of homes24% of homes
Price per ft²pricier than$23783% of homes92% of homes
Living areabigger than760 ft²3% of homes3% of homes
Year builtnewer than19509% of homes5% of homes

About 523 State St

How much is 523 State St, Bay Saint Louis, MS worth?

The TopHap Estimate for 523 State St, Bay Saint Louis, MS is $180,341 as of Sep 24, 2026. The likely range is $168,168 to $192,514. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 523 State St, Bay Saint Louis, MS?

523 State St, Bay Saint Louis, MS has 2 bedrooms, 1 bathrooms and 760 square feet of living space.

When was 523 State St, Bay Saint Louis, MS built?

523 State St, Bay Saint Louis, MS was built in 1950, making it 76 years old.

What schools serve 523 State St, Bay Saint Louis, MS?

523 State St, Bay Saint Louis, MS is assigned to Bay High School (high), rated A; Bay Waveland Middle School (middle), rated A-; Waveland Elementary School (elementary). All sit in Bay St. Louis School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 523 State St, Bay Saint Louis, MS compare to other homes in Bay Saint Louis 39520?

Among the 6,958 homes in Bay Saint Louis 39520, it is worth more than 29% of them ($180,341 against a typical $269,000), its price per square foot is higher than 83% of them ($237 against a typical $150), it is bigger than 3% of them (760 ft² against a typical 1,723 ft²) and it is newer than 9% of them (1950 against a typical 2001). Measured against all of Hancock County, it is worth more than 24% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 523 State St, Bay Saint Louis, MS?

The 2025 property tax bill for 523 State St, Bay Saint Louis, MS was $1,046. The county assessed it at $9,093.

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