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Single Family ResidenceResidential
$359,500$188 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

523 UPPER TERRACE DR

INDEPENDENCE, IA 50644
3
Beds
3 / 2
Baths
1,912 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.66 ac
Lot SizeThe size of the land the home sits on, from county records.
1979
Year BuiltThe year the home was originally built, according to county records.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$360K
$300K low$419K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,422 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$247,550 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$48,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$198,650
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$216,460
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$247,550

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Split Level
CountyBUCHANAN
Lot (acres)The size of the land the home sits on, from county records.0.66
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
East Elementary School
Elementary · Grades KG–2 · 1.5 mi
M
Independence Junior Senior High SchoolC
Middle · Grades 7–12 · 2.0 mi

District: Independence Community School District

Neighborhood · ZIP 50644These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.122
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.76
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.17

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.9,834
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.67 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$73,940
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$90,980
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

523 Upper Terrace Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 85% of homes in Buchanan County
  • Costs more per square foot than 70% of homes in Buchanan County
  • Bigger than 80% of homes in Independence 50644
  • Has a bigger lot than 67% of homes in Independence 50644
  • Newer than 68% of homes in Buchanan County

What homes are worth in Independence 50644

Each bar is how many homes fall in that price range. The marker is this home.

This home
$67K$648K

This home is worth more than 82% of homes in Independence 50644.

How it measures up in Independence 50644

The dot is this home. The mark in the middle is the typical home in Independence 50644.

Estimated value$359,500
CheaperTypical $212,079Pricier

Pricier than 82% of homes nearby

Price per ft²$188
CheaperTypical $158Pricier

Pricier than 67% of homes nearby

Living area1,912 ft²
SmallerTypical 1,426 ft²Bigger

Bigger than 80% of homes nearby

Lot size0.66 ac
SmallerTypical 0.31 acBigger

Bigger than 67% of homes nearby

Year built1979
OlderTypical 1962Newer

Newer than 67% of homes nearby

How 523 Upper Terrace Dr ranks against every home in each area.
MeasureThis homeIndependence 50644Buchanan County
Estimated valuepricier than$359,50082% of homes85% of homes
Price per ft²pricier than$18867% of homes70% of homes
Living areabigger than1,912 ft²80% of homes79% of homes
Lot sizebigger than0.66 ac67% of homes60% of homes
Year builtnewer than197967% of homes68% of homes

About 523 Upper Terrace Dr

How much is 523 Upper Terrace Dr, Independence, IA worth?

The TopHap Estimate for 523 Upper Terrace Dr, Independence, IA is $359,500 as of Aug 30, 2026. The likely range is $299,946 to $419,054. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 523 Upper Terrace Dr, Independence, IA last sell?

523 Upper Terrace Dr, Independence, IA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 523 Upper Terrace Dr, Independence, IA?

523 Upper Terrace Dr, Independence, IA has 3 bedrooms, 3 bathrooms, 1,912 square feet of living space and a 0.66-acre lot.

When was 523 Upper Terrace Dr, Independence, IA built?

523 Upper Terrace Dr, Independence, IA was built in 1979, making it 47 years old. It is a split level home.

What schools serve 523 Upper Terrace Dr, Independence, IA?

523 Upper Terrace Dr, Independence, IA is assigned to East Elementary School (elementary); Independence Junior Senior High School (middle), rated C. All sit in Independence Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 523 Upper Terrace Dr, Independence, IA compare to other homes in Independence 50644?

Among the 3,659 homes in Independence 50644, it is worth more than 82% of them ($359,500 against a typical $212,079), its price per square foot is higher than 67% of them ($188 against a typical $158), it is bigger than 80% of them (1,912 ft² against a typical 1,426 ft²), its lot is bigger than 67% of them (0.66 ac against a typical 0.31 ac) and it is newer than 67% of them (1979 against a typical 1962). Measured against all of Buchanan County, it is worth more than 85% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 523 Upper Terrace Dr, Independence, IA?

The 2025 property tax bill for 523 Upper Terrace Dr, Independence, IA was $4,422. The county assessed it at $247,550.

More homes on Upper Terrace Dr

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Assigned schools

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