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Single Family ResidenceResidential
$259,807$194 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

524 MERCADO ST

TEMPLE, TX 76502
0
Baths
1,336 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,572 ft²
Lot SizeThe size of the land the home sits on, from county records.
2024
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$260K
$251K low$269K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$229 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$56,975 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$14,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$42,975
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$9,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$56,975

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.58
58
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
60
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
99
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
46
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
28
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.21 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBell
Lot (acres)The size of the land the home sits on, from county records.0.08
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 142 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Tarver Elementary SchoolC-
Elementary · Grades KG–5 · 0.7 mi
M
North Belton Middle SchoolB-
Middle · Grades 6–8 · 0.9 mi
H
Lake Belton High SchoolB+
High · Grades 9–12 · 2.1 mi

District: Belton Independent School District

Neighborhood · ZIP 76502These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.84
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.112
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.19

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.51,032
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.658 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$82,126
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$101,635
Average tempThe average temperature here across a full year.67°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

524 Mercado St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 91% of homes in Temple 76502
  • Smaller than 87% of homes in Temple 76502
  • Has a smaller lot than 98% of homes in Temple 76502
  • Among the newest homes in Temple 76502

What homes are worth in Temple 76502

Each bar is how many homes fall in that price range. The marker is this home.

This home
$164K$690K

This home is worth more than 37% of homes in Temple 76502.

How it measures up in Temple 76502

The dot is this home. The mark in the middle is the typical home in Temple 76502.

Estimated value$259,807
CheaperTypical $282,192Pricier

Pricier than 37% of homes nearby

Price per ft²$194
CheaperTypical $157Pricier

Pricier than 91% of homes nearby

Living area1,336 ft²
SmallerTypical 1,821 ft²Bigger

Bigger than 13% of homes nearby

Lot size3,572 ft²
SmallerTypical 0.19 acBigger

Bigger than 2% of homes nearby

Year built2024
OlderTypical 2010Newer

Newer than almost all homes nearby

How 524 Mercado St ranks against every home in each area.
MeasureThis homeTemple 76502Bell County
Estimated valuepricier than$259,80737% of homes55% of homes
Price per ft²pricier than$19491% of homes88% of homes
Living areabigger than1,336 ft²13% of homes23% of homes
Lot sizebigger than3,572 ft²2% of homes2% of homes
Year builtnewer than2024almost all homesalmost all homes

About 524 Mercado St

How much is 524 Mercado St, Temple, TX worth?

The TopHap Estimate for 524 Mercado St, Temple, TX is $259,807 as of Sep 24, 2026. The likely range is $250,526 to $269,088. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 524 Mercado St, Temple, TX last sell?

524 Mercado St, Temple, TX last sold on Sep 30, 2022, according to the county's recorded deed.

How big is 524 Mercado St, Temple, TX?

524 Mercado St, Temple, TX has 1,336 square feet of living space and a 0.08-acre lot.

When was 524 Mercado St, Temple, TX built?

524 Mercado St, Temple, TX was built in 2024, making it 2 years old. The building has 2 stories.

What schools serve 524 Mercado St, Temple, TX?

524 Mercado St, Temple, TX is assigned to Tarver Elementary School (elementary), rated C-; North Belton Middle School (middle), rated B-; Lake Belton High School (high), rated B+. All sit in Belton Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 524 Mercado St, Temple, TX compare to other homes in Temple 76502?

Among the 20,449 homes in Temple 76502, it is worth more than 37% of them ($259,807 against a typical $282,192), its price per square foot is higher than 91% of them ($194 against a typical $157), it is bigger than 13% of them (1,336 ft² against a typical 1,821 ft²), its lot is bigger than 2% of them (3,572 ft² against a typical 0.19 ac) and it is newer than almost all of them (2024 against a typical 2010). Measured against all of Bell County, it is worth more than 55% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 524 Mercado St, Temple, TX?

The 2024 property tax bill for 524 Mercado St, Temple, TX was $229. The county assessed it at $56,975.

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Assigned schools

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