Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$150,250$95 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 74How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $95,800 on Oct 26, 2006

524 RIVER AVE

SOUTH BEND, IN 46601
3
Beds
1.5
Baths
1,580 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,560 ft²
Lot SizeThe size of the land the home sits on, from county records.
1920
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$150K
$111K low$189K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$95,800 · Oct 26, 2006
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$55,734
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$44,587
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.60%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$94,516
US BANK NA · recorded Oct 26, 2006

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,876 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$182,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$3,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$179,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$141,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$182,300

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.4 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyST. JOSEPH
Lot (acres)The size of the land the home sits on, from county records.0.08
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Riley High SchoolD+
High · Grades 9–12 · 1.1 mi
E
Lincoln Elementary SchoolD
Elementary · Grades PK–5 · 1.3 mi
M
Jackson Traditional SchoolC-
Middle · Grades 6–8 · 3.3 mi

District: South Bend Community School Corporation

Neighborhood · ZIP 46601These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.152
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.23

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.83%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.39%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.6,705
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,962 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$31,306
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$48,995
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

524 River Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 70% of homes in St. Joseph County
  • Costs less per square foot than 84% of homes in St. Joseph County
  • Has a smaller lot than 97% of homes in St. Joseph County
  • Older than 87% of homes in St. Joseph County

What homes are worth in South Bend 46601

Each bar is how many homes fall in that price range. The marker is this home.

This home
$37K$1M

This home is worth more than 61% of homes in South Bend 46601.

How it measures up in South Bend 46601

The dot is this home. The mark in the middle is the typical home in South Bend 46601.

Estimated value$150,250
CheaperTypical $126,602Pricier

Pricier than 61% of homes nearby

Price per ft²$95
CheaperTypical $74Pricier

Pricier than 69% of homes nearby

Living area1,580 ft²
SmallerTypical 1,792 ft²Bigger

Bigger than 36% of homes nearby

Lot size3,560 ft²
SmallerTypical 0.13 acBigger

Bigger than 17% of homes nearby

Year built1920
OlderTypical 1910Newer

Newer than 68% of homes nearby

How 524 River Ave ranks against every home in each area.
MeasureThis homeSouth Bend 46601St. Joseph County
Estimated valuepricier than$150,25061% of homes30% of homes
Price per ft²pricier than$9569% of homes16% of homes
Living areabigger than1,580 ft²36% of homes61% of homes
Lot sizebigger than3,560 ft²17% of homes3% of homes
Year builtnewer than192068% of homes13% of homes

About 524 River Ave

How much is 524 River Ave, South Bend, IN worth?

The TopHap Estimate for 524 River Ave, South Bend, IN is $150,250 as of Jul 14, 2026. The likely range is $111,441 to $189,059. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 524 River Ave, South Bend, IN last sell?

524 River Ave, South Bend, IN last sold on Oct 26, 2006 for $95,800, according to the county's recorded deed.

How big is 524 River Ave, South Bend, IN?

524 River Ave, South Bend, IN has 3 bedrooms, 1.5 bathrooms, 1,580 square feet of living space and a 0.08-acre lot.

When was 524 River Ave, South Bend, IN built?

524 River Ave, South Bend, IN was built in 1920, making it 106 years old. The building has 2 stories.

What schools serve 524 River Ave, South Bend, IN?

524 River Ave, South Bend, IN is assigned to Riley High School (high), rated D+; Lincoln Elementary School (elementary), rated D; Jackson Traditional School (middle), rated C-. All sit in South Bend Community School Corporation. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 524 River Ave, South Bend, IN compare to other homes in South Bend 46601?

Among the 1,059 homes in South Bend 46601, it is worth more than 61% of them ($150,250 against a typical $126,602), its price per square foot is higher than 69% of them ($95 against a typical $74), it is bigger than 36% of them (1,580 ft² against a typical 1,792 ft²), its lot is bigger than 17% of them (3,560 ft² against a typical 0.13 ac) and it is newer than 68% of them (1920 against a typical 1910). Measured against all of St. Joseph County, it is worth more than 30% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 524 River Ave, South Bend, IN?

The 2025 property tax bill for 524 River Ave, South Bend, IN was $1,876. The county assessed it at $182,300.

Closest homes

More homes in South Bend 46601

Assigned schools

Explore the area

See this home in context

Open 524 River Ave on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map