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Single Family ResidenceResidential
$56,645$53 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 34How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

524 STATE ROUTE 86

PAUL SMITHS, NY 12970
3
Beds
1
Baths
1,072 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.88 ac
Lot SizeThe size of the land the home sits on, from county records.
1906
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$57K
$19K low$94K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,807 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$232,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$46,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$186,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$232,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$232,300

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyFRANKLIN
Lot (acres)The size of the land the home sits on, from county records.1.88
HeatingThe type of heating system in the home.Hot Water
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 70 ft²Porch · 234 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

District: Saranac Lake Central School District

Neighborhood · ZIP 12970These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.157
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.155

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.39%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.26%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.706
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.6 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$72,823
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$108,514
Average tempThe average temperature here across a full year.41°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

524 State Route 86 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 89% of homes in Franklin County
  • Costs less per square foot than 82% of homes in Franklin County
  • Smaller than 75% of homes in Paul Smiths 12970
  • Older than 84% of homes in Paul Smiths 12970

What homes are worth in Paul Smiths 12970

Each bar is how many homes fall in that price range. The marker is this home.

This home
$39K$4.8M

This home is worth more than 12% of homes in Paul Smiths 12970.

How it measures up in Paul Smiths 12970

The dot is this home. The mark in the middle is the typical home in Paul Smiths 12970.

Estimated value$56,645
CheaperTypical $137,551Pricier

Pricier than 12% of homes nearby

Price per ft²$53
CheaperTypical $83Pricier

Pricier than 34% of homes nearby

Living area1,072 ft²
SmallerTypical 1,520 ft²Bigger

Bigger than 25% of homes nearby

Lot size1.88 ac
SmallerTypical 1.93 acBigger

Bigger than 49% of homes nearby

Year built1906
OlderTypical 1930Newer

Newer than 16% of homes nearby

How 524 State Route 86 ranks against every home in each area.
MeasureThis homePaul Smiths 12970Franklin County
Estimated valuepricier than$56,64512% of homes11% of homes
Price per ft²pricier than$5334% of homes18% of homes
Living areabigger than1,072 ft²25% of homes30% of homes
Lot sizebigger than1.88 ac49% of homes62% of homes
Year builtnewer than190616% of homes22% of homes

About 524 State Route 86

How much is 524 State Route 86, Paul Smiths, NY worth?

The TopHap Estimate for 524 State Route 86, Paul Smiths, NY is $56,645 as of Sep 24, 2026. The likely range is $19,033 to $94,257. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 524 State Route 86, Paul Smiths, NY last sell?

524 State Route 86, Paul Smiths, NY last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 524 State Route 86, Paul Smiths, NY?

524 State Route 86, Paul Smiths, NY has 3 bedrooms, 1 bathrooms, 1,072 square feet of living space and a 1.88-acre lot.

When was 524 State Route 86, Paul Smiths, NY built?

524 State Route 86, Paul Smiths, NY was built in 1906, making it 120 years old. It is a traditional/old home. The building has 1 story.

What schools serve 524 State Route 86, Paul Smiths, NY?

524 State Route 86, Paul Smiths, NY is assigned to Bloomingdale Elementary School (elementary), rated C+; Saranac Lake High School (high), rated B; Saranac Lake Middle School (middle), rated B. All sit in Saranac Lake Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 524 State Route 86, Paul Smiths, NY compare to other homes in Paul Smiths 12970?

Among the 226 homes in Paul Smiths 12970, it is worth more than 12% of them ($56,645 against a typical $137,551), its price per square foot is higher than 34% of them ($53 against a typical $83), it is bigger than 25% of them (1,072 ft² against a typical 1,520 ft²), its lot is bigger than 49% of them (1.88 ac against a typical 1.93 ac) and it is newer than 16% of them (1906 against a typical 1930). Measured against all of Franklin County, it is worth more than 11% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 524 State Route 86, Paul Smiths, NY?

The 2026 property tax bill for 524 State Route 86, Paul Smiths, NY was $2,807. The county assessed it at $232,300.

More homes on State Route 86

Closest homes

More homes in Paul Smiths 12970

Assigned schools

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