Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$284,474$219 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 78How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

524 W RIDGE RD

ESSEXVILLE, MI 48732
3
Beds
2.5
Baths
1,300 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.5 ac
Lot SizeThe size of the land the home sits on, from county records.
2000
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$284K
$221K low$348K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,463 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$122,900 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$122,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$245,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.30
11
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
8
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
57
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
65
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
13
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.2 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBAY
Lot (acres)The size of the land the home sits on, from county records.0.50
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Hampton Elementary SchoolB
Elementary · Grades KG–5 · 2.8 mi
H
Bay City Central High SchoolB-
High · Grades 9–12 · 3.7 mi
M
Handy Middle SchoolC-
Middle · Grades 6–8 · 5.7 mi

District: Bay City School District

Neighborhood · ZIP 48732These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.92
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.11

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.10,535
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.339 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$57,660
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$78,690
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.31 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

524 W Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 85% of homes in Bay County
  • Costs more per square foot than 98% of homes in Essexville 48732
  • Newer than 94% of homes in Essexville 48732

What homes are worth in Essexville 48732

Each bar is how many homes fall in that price range. The marker is this home.

This home
$77K$462K

This home is worth more than 83% of homes in Essexville 48732.

How it measures up in Essexville 48732

The dot is this home. The mark in the middle is the typical home in Essexville 48732.

Estimated value$284,474
CheaperTypical $181,938Pricier

Pricier than 83% of homes nearby

Price per ft²$219
CheaperTypical $129Pricier

Pricier than 98% of homes nearby

Living area1,300 ft²
SmallerTypical 1,440 ft²Bigger

Bigger than 39% of homes nearby

Lot size0.5 ac
SmallerTypical 0.43 acBigger

Bigger than 59% of homes nearby

Year built2000
OlderTypical 1958Newer

Newer than 94% of homes nearby

How 524 W Ridge Rd ranks against every home in each area.
MeasureThis homeEssexville 48732Bay County
Estimated valuepricier than$284,47483% of homes85% of homes
Price per ft²pricier than$21998% of homes96% of homes
Living areabigger than1,300 ft²39% of homes43% of homes
Lot sizebigger than0.5 ac59% of homes61% of homes
Year builtnewer than200094% of homes91% of homes

About 524 W Ridge Rd

How much is 524 W Ridge Rd, Essexville, MI worth?

The TopHap Estimate for 524 W Ridge Rd, Essexville, MI is $284,474 as of Aug 30, 2026. The likely range is $220,921 to $348,027. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 524 W Ridge Rd, Essexville, MI last sell?

524 W Ridge Rd, Essexville, MI last sold on Jan 17, 2012, according to the county's recorded deed.

How big is 524 W Ridge Rd, Essexville, MI?

524 W Ridge Rd, Essexville, MI has 3 bedrooms, 2.5 bathrooms, 1,300 square feet of living space and a 0.50-acre lot.

When was 524 W Ridge Rd, Essexville, MI built?

524 W Ridge Rd, Essexville, MI was built in 2000, making it 26 years old. The building has 2 stories.

What schools serve 524 W Ridge Rd, Essexville, MI?

524 W Ridge Rd, Essexville, MI is assigned to Hampton Elementary School (elementary), rated B; Bay City Central High School (high), rated B-; Handy Middle School (middle), rated C-. All sit in Bay City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 524 W Ridge Rd, Essexville, MI compare to other homes in Essexville 48732?

Among the 3,434 homes in Essexville 48732, it is worth more than 83% of them ($284,474 against a typical $181,938), its price per square foot is higher than 98% of them ($219 against a typical $129), it is bigger than 39% of them (1,300 ft² against a typical 1,440 ft²), its lot is bigger than 59% of them (0.5 ac against a typical 0.43 ac) and it is newer than 94% of them (2000 against a typical 1958). Measured against all of Bay County, it is worth more than 85% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 524 W Ridge Rd, Essexville, MI?

The 2026 property tax bill for 524 W Ridge Rd, Essexville, MI was $3,463. The county assessed it at $122,900.

More homes on W Ridge Rd

Closest homes

More homes in Essexville 48732

Assigned schools

Explore the area

See this home in context

Open 524 W Ridge Rd on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map