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Single Family ResidenceResidential
$199,442$107 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $145,000 on Nov 16, 2020

5251 COMMERCE ST

JAY, FL 32565
3
Beds
1
Baths
1,860 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.01 ac
Lot SizeThe size of the land the home sits on, from county records.
1925
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$199K
$187K low$212K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$145,000 · Nov 16, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,563 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$214,187 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$47,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$166,687
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$204,293
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$214,187

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.44
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
33
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
96
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
81
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
9
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySanta Rosa
Lot (acres)The size of the land the home sits on, from county records.1.01
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Masonry (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.ShedPorch · 152 ft²

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Jay High SchoolC-
Middle · Grades 7–12 · 0.8 mi
E
Jay Elementary SchoolA-
Elementary · Grades PK–6 · 0.8 mi

District: Santa Rosa County School District

Neighborhood · ZIP 32565These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.138
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.75
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.21

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.7,571
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.32 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$72,427
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,965
Average tempThe average temperature here across a full year.66°F
Annual precipHow much rain and melted snow falls here in a typical year.67 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

5251 Commerce St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 90% of homes in Santa Rosa County
  • Costs less per square foot than 97% of homes in Santa Rosa County
  • Has a bigger lot than 83% of homes in Santa Rosa County
  • Among the oldest homes in Santa Rosa County

What homes are worth in Jay 32565

Each bar is how many homes fall in that price range. The marker is this home.

This home
$61K$708K

This home is worth more than 39% of homes in Jay 32565.

How it measures up in Jay 32565

The dot is this home. The mark in the middle is the typical home in Jay 32565.

Estimated value$199,442
CheaperTypical $238,366Pricier

Pricier than 39% of homes nearby

Price per ft²$107
CheaperTypical $138Pricier

Pricier than 30% of homes nearby

Living area1,860 ft²
SmallerTypical 1,627 ft²Bigger

Bigger than 63% of homes nearby

Lot size1.01 ac
SmallerTypical 1.8 acBigger

Bigger than 34% of homes nearby

Year built1925
OlderTypical 1992Newer

Newer than 2% of homes nearby

How 5251 Commerce St ranks against every home in each area.
MeasureThis homeJay 32565Santa Rosa County
Estimated valuepricier than$199,44239% of homes10% of homes
Price per ft²pricier than$10730% of homes3% of homes
Living areabigger than1,860 ft²63% of homes54% of homes
Lot sizebigger than1.01 ac34% of homes83% of homes
Year builtnewer than19252% of homesalmost no homes

About 5251 Commerce St

How much is 5251 Commerce St, Jay, FL worth?

The TopHap Estimate for 5251 Commerce St, Jay, FL is $199,442 as of Aug 30, 2026. The likely range is $187,213 to $211,671. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 5251 Commerce St, Jay, FL last sell?

5251 Commerce St, Jay, FL last sold on Nov 16, 2020 for $145,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 5251 Commerce St, Jay, FL?

5251 Commerce St, Jay, FL has 3 bedrooms, 1 bathrooms, 1,860 square feet of living space and a 1.01-acre lot.

When was 5251 Commerce St, Jay, FL built?

5251 Commerce St, Jay, FL was built in 1925, making it 101 years old. The building has 1 story.

What schools serve 5251 Commerce St, Jay, FL?

5251 Commerce St, Jay, FL is assigned to Jay High School (middle), rated C-; Jay Elementary School (elementary), rated A-. All sit in Santa Rosa County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 5251 Commerce St, Jay, FL compare to other homes in Jay 32565?

Among the 3,054 homes in Jay 32565, it is worth more than 39% of them ($199,442 against a typical $238,366), its price per square foot is higher than 30% of them ($107 against a typical $138), it is bigger than 63% of them (1,860 ft² against a typical 1,627 ft²), its lot is bigger than 34% of them (1.01 ac against a typical 1.8 ac) and it is newer than 2% of them (1925 against a typical 1992). Measured against all of Santa Rosa County, it is worth more than 10% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 5251 Commerce St, Jay, FL?

The 2025 property tax bill for 5251 Commerce St, Jay, FL was $3,563. The county assessed it at $214,187.

More homes on Commerce St

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More homes in Jay 32565

Assigned schools

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