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Single Family ResidenceResidential
$306,113
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 81How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

5259 E BEAR RIVER RD

BOYNE FALLS, MI 49713
0
Baths
13 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$306K
$246K low$366K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$206,113
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$164,890
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.32%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$100,000
ST FRANCIS X FEDERAL CREDIT UNION · recorded Jul 9, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,122 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$231,000 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$231,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$211,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$462,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.36
51
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
17
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
42
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
62
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
12
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.15 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyEMMET
Lot (acres)The size of the land the home sits on, from county records.13.00
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Petoskey Middle SchoolA
Middle · Grades 6–8 · 6.4 mi
H
Petoskey High SchoolB+
High · Grades 9–12 · 6.6 mi
E
Ottawa Elementary SchoolB-
Elementary · Grades KG–5 · 6.6 mi

District: Petoskey Public Schools

Neighborhood · ZIP 49713These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.110
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.80
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.11

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.62%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.2,786
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.28 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$76,743
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$94,985
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.33 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

5259 E Bear River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 65% of homes in Emmet County
  • Has a bigger lot than 90% of homes in Emmet County

What homes are worth in Boyne Falls 49713

Each bar is how many homes fall in that price range. The marker is this home.

This home
$63K$579K

This home is worth more than 50% of homes in Boyne Falls 49713.

How it measures up in Boyne Falls 49713

The dot is this home. The mark in the middle is the typical home in Boyne Falls 49713.

Estimated value$306,113
CheaperTypical $306,557Pricier

Pricier than 50% of homes nearby

Lot size13 ac
SmallerTypical 1.1 acBigger

Bigger than 83% of homes nearby

How 5259 E Bear River Rd ranks against every home in each area.
MeasureThis homeBoyne Falls 49713Emmet County
Estimated valuepricier than$306,11350% of homes35% of homes
Lot sizebigger than13 ac83% of homes90% of homes

About 5259 E Bear River Rd

How much is 5259 E Bear River Rd, Boyne Falls, MI worth?

The TopHap Estimate for 5259 E Bear River Rd, Boyne Falls, MI is $306,113 as of Jul 14, 2026. The likely range is $246,434 to $365,792. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 5259 E Bear River Rd, Boyne Falls, MI last sell?

5259 E Bear River Rd, Boyne Falls, MI last sold on Jan 1, 1900, according to the county's recorded deed.

What schools serve 5259 E Bear River Rd, Boyne Falls, MI?

5259 E Bear River Rd, Boyne Falls, MI is assigned to Petoskey Middle School (middle), rated A; Petoskey High School (high), rated B+; Ottawa Elementary School (elementary), rated B-. All sit in Petoskey Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 5259 E Bear River Rd, Boyne Falls, MI compare to other homes in Boyne Falls 49713?

Among the 1,879 homes in Boyne Falls 49713, it is worth more than 50% of them ($306,113 against a typical $306,557) and its lot is bigger than 83% of them (13 ac against a typical 1.1 ac). Measured against all of Emmet County, it is worth more than 35% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 5259 E Bear River Rd, Boyne Falls, MI?

The 2024 property tax bill for 5259 E Bear River Rd, Boyne Falls, MI was $4,122. The county assessed it at $231,000.

Closest homes

More homes in Boyne Falls 49713

Assigned schools

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