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Single Family ResidenceResidential
$164,810$181 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 65How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

528 ELM ST

DERBY LINE, VT 05830
3
Beds
1
Baths
912 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.28 ac
Lot SizeThe size of the land the home sits on, from county records.
1972
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$165K
$107K low$223K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,717 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$115,400 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$31,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$84,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$115,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.29
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
4
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
49
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
91
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
3
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyORLEANS
Lot (acres)The size of the land the home sits on, from county records.0.28
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Derby Elementary SchoolB
Elementary · Grades PK–6 · 0.3 mi
M
North Country Union Junior High SchoolC-
Middle · Grades 7–8 · 3.9 mi
H
North Country Union High SchoolC+
High · Grades 9–12 · 6.0 mi

District: Derby School District

Neighborhood · ZIP 05830These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.165
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.67

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.70%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.1,261
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.28 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$72,172
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$96,338
Average tempThe average temperature here across a full year.40°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

528 Elm St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 87% of homes in Derby Line 05830
  • Costs less per square foot than 69% of homes in Orleans County
  • Smaller than 84% of homes in Orleans County
  • Has a smaller lot than 88% of homes in Orleans County

What homes are worth in Derby Line 05830

Each bar is how many homes fall in that price range. The marker is this home.

This home
$79K$589K

This home is worth more than 13% of homes in Derby Line 05830.

How it measures up in Derby Line 05830

The dot is this home. The mark in the middle is the typical home in Derby Line 05830.

Estimated value$164,810
CheaperTypical $272,972Pricier

Pricier than 13% of homes nearby

Price per ft²$181
CheaperTypical $210Pricier

Pricier than 33% of homes nearby

Living area912 ft²
SmallerTypical 1,316 ft²Bigger

Bigger than 17% of homes nearby

Lot size0.28 ac
SmallerTypical 1.42 acBigger

Bigger than 13% of homes nearby

Year built1972
OlderTypical 1972Newer

Newer than 52% of homes nearby

How 528 Elm St ranks against every home in each area.
MeasureThis homeDerby Line 05830Orleans County
Estimated valuepricier than$164,81013% of homes13% of homes
Price per ft²pricier than$18133% of homes31% of homes
Living areabigger than912 ft²17% of homes16% of homes
Lot sizebigger than0.28 ac13% of homes12% of homes
Year builtnewer than197252% of homes43% of homes

About 528 Elm St

How much is 528 Elm St, Derby Line, VT worth?

The TopHap Estimate for 528 Elm St, Derby Line, VT is $164,810 as of Jul 14, 2026. The likely range is $106,945 to $222,675. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 528 Elm St, Derby Line, VT last sell?

528 Elm St, Derby Line, VT last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 528 Elm St, Derby Line, VT?

528 Elm St, Derby Line, VT has 3 bedrooms, 1 bathrooms, 912 square feet of living space and a 0.28-acre lot.

When was 528 Elm St, Derby Line, VT built?

528 Elm St, Derby Line, VT was built in 1972, making it 54 years old. It is a ranch home. The building has 1 story.

What schools serve 528 Elm St, Derby Line, VT?

528 Elm St, Derby Line, VT is assigned to Derby Elementary School (elementary), rated B; North Country Union Junior High School (middle), rated C-; North Country Union High School (high), rated C+. All sit in Derby School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 528 Elm St, Derby Line, VT compare to other homes in Derby Line 05830?

Among the 638 homes in Derby Line 05830, it is worth more than 13% of them ($164,810 against a typical $272,972), its price per square foot is higher than 33% of them ($181 against a typical $210), it is bigger than 17% of them (912 ft² against a typical 1,316 ft²), its lot is bigger than 13% of them (0.28 ac against a typical 1.42 ac) and it is newer than 52% of them (1972 against a typical 1972). Measured against all of Orleans County, it is worth more than 13% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 528 Elm St, Derby Line, VT?

The 2025 property tax bill for 528 Elm St, Derby Line, VT was $1,717. The county assessed it at $115,400.

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