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Single Family ResidenceResidential
$282,556$170 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

5285 MORGAN RIDGE DR

MILTON, FL 32570
3
Beds
2
Baths
1,662 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.69 ac
Lot SizeThe size of the land the home sits on, from county records.
1997
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$283K
$262K low$303K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$92,152
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$73,722
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.66%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$190,404
RCN CAPITAL LLC · recorded Mar 3, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,466 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$201,125 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$43,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$158,125
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$185,982
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$201,125

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.46
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
44
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
98
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
79
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
9
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySanta Rosa
Lot (acres)The size of the land the home sits on, from county records.0.69
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Masonry (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.ShedPatio · 150 ft²Porch · 146 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Berryhill Elementary SchoolB-
Elementary · Grades PK–5 · 2.5 mi
M
Martin Luther King Middle SchoolC-
Middle · Grades 6–8 · 3.7 mi
H
Milton High SchoolC
High · Grades 9–12 · 4.5 mi

District: Santa Rosa County School District

Neighborhood · ZIP 32570These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.128
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.81
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.21

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.36,805
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.117 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$70,233
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,099
Average tempThe average temperature here across a full year.67°F
Annual precipHow much rain and melted snow falls here in a typical year.67 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

5285 Morgan Ridge Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 72% of homes in Santa Rosa County
  • Costs less per square foot than 70% of homes in Santa Rosa County
  • Has a bigger lot than 75% of homes in Santa Rosa County

What homes are worth in Milton 32570

Each bar is how many homes fall in that price range. The marker is this home.

This home
$81K$639K

This home is worth more than 55% of homes in Milton 32570.

How it measures up in Milton 32570

The dot is this home. The mark in the middle is the typical home in Milton 32570.

Estimated value$282,556
CheaperTypical $269,152Pricier

Pricier than 55% of homes nearby

Price per ft²$170
CheaperTypical $160Pricier

Pricier than 65% of homes nearby

Living area1,662 ft²
SmallerTypical 1,661 ft²Bigger

Bigger than 50% of homes nearby

Lot size0.69 ac
SmallerTypical 0.46 acBigger

Bigger than 63% of homes nearby

Year built1997
OlderTypical 1996Newer

Newer than 54% of homes nearby

How 5285 Morgan Ridge Dr ranks against every home in each area.
MeasureThis homeMilton 32570Santa Rosa County
Estimated valuepricier than$282,55655% of homes28% of homes
Price per ft²pricier than$17065% of homes30% of homes
Living areabigger than1,662 ft²50% of homes40% of homes
Lot sizebigger than0.69 ac63% of homes75% of homes
Year builtnewer than199754% of homes45% of homes

About 5285 Morgan Ridge Dr

How much is 5285 Morgan Ridge Dr, Milton, FL worth?

The TopHap Estimate for 5285 Morgan Ridge Dr, Milton, FL is $282,556 as of Jul 14, 2026. The likely range is $262,166 to $302,946. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 5285 Morgan Ridge Dr, Milton, FL last sell?

5285 Morgan Ridge Dr, Milton, FL last sold on Mar 1, 2023, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 5285 Morgan Ridge Dr, Milton, FL?

5285 Morgan Ridge Dr, Milton, FL has 3 bedrooms, 2 bathrooms, 1,662 square feet of living space and a 0.69-acre lot.

When was 5285 Morgan Ridge Dr, Milton, FL built?

5285 Morgan Ridge Dr, Milton, FL was built in 1997, making it 29 years old. The building has 1 story.

What schools serve 5285 Morgan Ridge Dr, Milton, FL?

5285 Morgan Ridge Dr, Milton, FL is assigned to Berryhill Elementary School (elementary), rated B-; Martin Luther King Middle School (middle), rated C-; Milton High School (high), rated C. All sit in Santa Rosa County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 5285 Morgan Ridge Dr, Milton, FL compare to other homes in Milton 32570?

Among the 13,506 homes in Milton 32570, it is worth more than 55% of them ($282,556 against a typical $269,152), its price per square foot is higher than 65% of them ($170 against a typical $160), it is bigger than 50% of them (1,662 ft² against a typical 1,661 ft²), its lot is bigger than 63% of them (0.69 ac against a typical 0.46 ac) and it is newer than 54% of them (1997 against a typical 1996). Measured against all of Santa Rosa County, it is worth more than 28% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 5285 Morgan Ridge Dr, Milton, FL?

The 2025 property tax bill for 5285 Morgan Ridge Dr, Milton, FL was $2,466. The county assessed it at $201,125.

Closest homes

More homes in Milton 32570

Assigned schools

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