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Single Family ResidenceResidential
$467,185$304 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

530 RAY HILL RD

MILLS RIVER, NC 28759
3
Beds
2.5
Baths
1,536 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.66 ac
Lot SizeThe size of the land the home sits on, from county records.
1990
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
5
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$467K
$397K low$537K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,505 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$349,200 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$93,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$256,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$349,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$349,200

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.20 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Rustic
CountyHENDERSON
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2002
Lot (acres)The size of the land the home sits on, from county records.2.66
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 120 ft²Porch · 808 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Mills River Elementary SchoolA
Elementary · Grades PK–5 · 1.9 mi
H
West Henderson High SchoolA-
High · Grades 9–12 · 4.4 mi
M
Rugby Middle SchoolB+
Middle · Grades 6–8 · 4.4 mi

District: Henderson County Schools

Neighborhood · ZIP 28759These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.60
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.103

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.28%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.7,000
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.288 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$90,138
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$105,537
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.53 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

530 Ray Hill Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 77% of homes in Henderson County
  • Smaller than 73% of homes in Mills River 28759
  • Has a bigger lot than 86% of homes in Henderson County

What homes are worth in Mills River 28759

Each bar is how many homes fall in that price range. The marker is this home.

This home
$208K$1.4M

This home is worth more than 40% of homes in Mills River 28759.

How it measures up in Mills River 28759

The dot is this home. The mark in the middle is the typical home in Mills River 28759.

Estimated value$467,185
CheaperTypical $525,481Pricier

Pricier than 40% of homes nearby

Price per ft²$304
CheaperTypical $267Pricier

Pricier than 67% of homes nearby

Living area1,536 ft²
SmallerTypical 1,896 ft²Bigger

Bigger than 27% of homes nearby

Lot size2.66 ac
SmallerTypical 0.89 acBigger

Bigger than 82% of homes nearby

Year built1990
OlderTypical 1996Newer

Newer than 40% of homes nearby

How 530 Ray Hill Rd ranks against every home in each area.
MeasureThis homeMills River 28759Henderson County
Estimated valuepricier than$467,18540% of homes59% of homes
Price per ft²pricier than$30467% of homes77% of homes
Living areabigger than1,536 ft²27% of homes40% of homes
Lot sizebigger than2.66 ac82% of homes86% of homes
Year builtnewer than199040% of homes50% of homes

About 530 Ray Hill Rd

How much is 530 Ray Hill Rd, Mills River, NC worth?

The TopHap Estimate for 530 Ray Hill Rd, Mills River, NC is $467,185 as of Sep 24, 2026. The likely range is $397,117 to $537,253. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 530 Ray Hill Rd, Mills River, NC last sell?

530 Ray Hill Rd, Mills River, NC last sold on Dec 4, 2009, according to the county's recorded deed.

How big is 530 Ray Hill Rd, Mills River, NC?

530 Ray Hill Rd, Mills River, NC has 3 bedrooms, 2.5 bathrooms, 1,536 square feet of living space and a 2.66-acre lot.

When was 530 Ray Hill Rd, Mills River, NC built?

530 Ray Hill Rd, Mills River, NC was built in 1990, making it 36 years old. It is a rustic home. The building has 2 stories.

What schools serve 530 Ray Hill Rd, Mills River, NC?

530 Ray Hill Rd, Mills River, NC is assigned to Mills River Elementary School (elementary), rated A; West Henderson High School (high), rated A-; Rugby Middle School (middle), rated B+. All sit in Henderson County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 530 Ray Hill Rd, Mills River, NC compare to other homes in Mills River 28759?

Among the 3,817 homes in Mills River 28759, it is worth more than 40% of them ($467,185 against a typical $525,481), its price per square foot is higher than 67% of them ($304 against a typical $267), it is bigger than 27% of them (1,536 ft² against a typical 1,896 ft²), its lot is bigger than 82% of them (2.66 ac against a typical 0.89 ac) and it is newer than 40% of them (1990 against a typical 1996). Measured against all of Henderson County, it is worth more than 59% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 530 Ray Hill Rd, Mills River, NC?

The 2025 property tax bill for 530 Ray Hill Rd, Mills River, NC was $1,505. The county assessed it at $349,200.

More homes on Ray Hill Rd

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More homes in Mills River 28759

Assigned schools

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