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Single Family ResidenceResidential
$176,062$106 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $89,000 on Jun 30, 1998

5315 ROCK RIDGE RD S

MEMPHIS, TN 38134
3
Beds
2
Baths
1,657 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.22 ac
Lot SizeThe size of the land the home sits on, from county records.
1970
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$176K
$149K low$203K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$89,000 · Jun 30, 1998
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$103,687
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$82,950
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.40%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$72,375
BARTLETT MORTGAGE INC · recorded May 28, 2009

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,314 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$48,850 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$6,250
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$42,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$36,675
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$195,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.7
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
33
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountySHELBY
Lot (acres)The size of the land the home sits on, from county records.0.22
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 16 ft²Porch · 56 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Shelby Oaks Elementary SchoolC
Elementary · Grades PK–5 · 1.5 mi
H
Kingsbury High SchoolD+
High · Grades 9–12 · 2.5 mi
M
Kate Bond Middle SchoolC-
Middle · Grades 6–8 · 4.7 mi

District: Memphis-Shelby County Schools

Neighborhood · ZIP 38134These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.74
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.221

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.40,731
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,347 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,620
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$71,582
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.54 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

5315 Rock Ridge Rd S measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 83% of homes in Memphis 38134
  • Costs less per square foot than 74% of homes in Memphis 38134
  • Has a smaller lot than 73% of homes in Memphis 38134
  • Older than 76% of homes in Memphis 38134

What homes are worth in Memphis 38134

Each bar is how many homes fall in that price range. The marker is this home.

This home
$90K$354K

This home is worth more than 17% of homes in Memphis 38134.

How it measures up in Memphis 38134

The dot is this home. The mark in the middle is the typical home in Memphis 38134.

Estimated value$176,062
CheaperTypical $220,210Pricier

Pricier than 17% of homes nearby

Price per ft²$106
CheaperTypical $125Pricier

Pricier than 26% of homes nearby

Living area1,657 ft²
SmallerTypical 1,707 ft²Bigger

Bigger than 46% of homes nearby

Lot size0.22 ac
SmallerTypical 0.24 acBigger

Bigger than 27% of homes nearby

Year built1970
OlderTypical 1975Newer

Newer than 24% of homes nearby

How 5315 Rock Ridge Rd S ranks against every home in each area.
MeasureThis homeMemphis 38134Shelby County
Estimated valuepricier than$176,06217% of homes42% of homes
Price per ft²pricier than$10626% of homes43% of homes
Living areabigger than1,657 ft²46% of homes48% of homes
Lot sizebigger than0.22 ac27% of homes44% of homes
Year builtnewer than197024% of homes44% of homes

About 5315 Rock Ridge Rd S

How much is 5315 Rock Ridge Rd S, Memphis, TN worth?

The TopHap Estimate for 5315 Rock Ridge Rd S, Memphis, TN is $176,062 as of Jul 14, 2026. The likely range is $148,858 to $203,266. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 5315 Rock Ridge Rd S, Memphis, TN last sell?

5315 Rock Ridge Rd S, Memphis, TN last sold on Jun 30, 1998 for $89,000, according to the county's recorded deed.

How big is 5315 Rock Ridge Rd S, Memphis, TN?

5315 Rock Ridge Rd S, Memphis, TN has 3 bedrooms, 2 bathrooms, 1,657 square feet of living space and a 0.22-acre lot.

When was 5315 Rock Ridge Rd S, Memphis, TN built?

5315 Rock Ridge Rd S, Memphis, TN was built in 1970, making it 56 years old. It is a traditional/old home. The building has 1 story.

What schools serve 5315 Rock Ridge Rd S, Memphis, TN?

5315 Rock Ridge Rd S, Memphis, TN is assigned to Shelby Oaks Elementary School (elementary), rated C; Kingsbury High School (high), rated D+; Kate Bond Middle School (middle), rated C-. All sit in Memphis-Shelby County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 5315 Rock Ridge Rd S, Memphis, TN compare to other homes in Memphis 38134?

Among the 10,233 homes in Memphis 38134, it is worth more than 17% of them ($176,062 against a typical $220,210), its price per square foot is higher than 26% of them ($106 against a typical $125), it is bigger than 46% of them (1,657 ft² against a typical 1,707 ft²), its lot is bigger than 27% of them (0.22 ac against a typical 0.24 ac) and it is newer than 24% of them (1970 against a typical 1975). Measured against all of Shelby County, it is worth more than 42% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 5315 Rock Ridge Rd S, Memphis, TN?

The 2025 property tax bill for 5315 Rock Ridge Rd S, Memphis, TN was $1,314. The county assessed it at $48,850.

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Assigned schools

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