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Single Family ResidenceResidential
$287,074$225 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

532 COTTAGE ST

ATHOL, MA 01331
3
Beds
1
Baths
1,277 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.5 ac
Lot SizeThe size of the land the home sits on, from county records.
1915
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$287K
$267K low$308K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$114,574
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$91,659
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.59%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$172,500
FINANCIAL FREEDOM SENIOR FUNDI · R · recorded Oct 1, 2008

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,979 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$234,400 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$53,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$180,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$312,265

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyWORCESTER
Lot (acres)The size of the land the home sits on, from county records.0.50
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Athol Community Elementary SchoolD-
Elementary · Grades PK–4 · 1.1 mi
H
Athol High SchoolD+
High · Grades 9–12 · 1.2 mi
M
Athol - Royalston Middle SchoolC
Middle · Grades 5–8 · 1.3 mi

District: Athol-Royalston School District

Neighborhood · ZIP 01331These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.142
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.55

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.13,781
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.234 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$69,680
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$81,102
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

532 Cottage St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 94% of homes in Worcester County
  • Costs less per square foot than 89% of homes in Worcester County
  • Smaller than 74% of homes in Worcester County
  • Older than 83% of homes in Worcester County

What homes are worth in Athol 01331

Each bar is how many homes fall in that price range. The marker is this home.

This home
$195K$646K

This home is worth more than 23% of homes in Athol 01331.

How it measures up in Athol 01331

The dot is this home. The mark in the middle is the typical home in Athol 01331.

Estimated value$287,074
CheaperTypical $335,491Pricier

Pricier than 23% of homes nearby

Price per ft²$225
CheaperTypical $243Pricier

Pricier than 38% of homes nearby

Living area1,277 ft²
SmallerTypical 1,430 ft²Bigger

Bigger than 37% of homes nearby

Lot size0.5 ac
SmallerTypical 0.51 acBigger

Bigger than 49% of homes nearby

Year built1915
OlderTypical 1950Newer

Newer than 27% of homes nearby

How 532 Cottage St ranks against every home in each area.
MeasureThis homeAthol 01331Worcester County
Estimated valuepricier than$287,07423% of homes6% of homes
Price per ft²pricier than$22538% of homes11% of homes
Living areabigger than1,277 ft²37% of homes26% of homes
Lot sizebigger than0.5 ac49% of homes51% of homes
Year builtnewer than191527% of homes17% of homes

About 532 Cottage St

How much is 532 Cottage St, Athol, MA worth?

The TopHap Estimate for 532 Cottage St, Athol, MA is $287,074 as of Jul 14, 2026. The likely range is $266,553 to $307,595. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 532 Cottage St, Athol, MA last sell?

532 Cottage St, Athol, MA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 532 Cottage St, Athol, MA?

532 Cottage St, Athol, MA has 3 bedrooms, 1 bathrooms, 1,277 square feet of living space and a 0.50-acre lot.

When was 532 Cottage St, Athol, MA built?

532 Cottage St, Athol, MA was built in 1915, making it 111 years old. It is a conventional home. The building has 2 stories.

What schools serve 532 Cottage St, Athol, MA?

532 Cottage St, Athol, MA is assigned to Athol Community Elementary School (elementary), rated D-; Athol High School (high), rated D+; Athol - Royalston Middle School (middle), rated C. All sit in Athol-Royalston School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 532 Cottage St, Athol, MA compare to other homes in Athol 01331?

Among the 4,903 homes in Athol 01331, it is worth more than 23% of them ($287,074 against a typical $335,491), its price per square foot is higher than 38% of them ($225 against a typical $243), it is bigger than 37% of them (1,277 ft² against a typical 1,430 ft²), its lot is bigger than 49% of them (0.5 ac against a typical 0.51 ac) and it is newer than 27% of them (1915 against a typical 1950). Measured against all of Worcester County, it is worth more than 6% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 532 Cottage St, Athol, MA?

The 2025 property tax bill for 532 Cottage St, Athol, MA was $2,979. The county assessed it at $234,400.

Closest homes

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Assigned schools

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