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Single Family ResidenceResidential
$323,016$183 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $320,000 on Jan 26, 2026

532 TRACEY DR

PANAMA CITY, FL 32404
2
Beds
2
Baths
1,762 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.26 ac
Lot SizeThe size of the land the home sits on, from county records.
1988
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$323K
$282K low$364K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$320,000 · Jan 26, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,537 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$125,630 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$30,576
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$95,054
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$121,212
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$125,630

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBAY
Lot (acres)The size of the land the home sits on, from county records.0.26
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 150 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Callaway Elementary SchoolC
Elementary · Grades KG–5 · 1.4 mi
M
Rutherford High SchoolD-
Middle · Grades 6–12 · 4.0 mi

District: Bay County School District

Neighborhood · ZIP 32404These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.76
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.73
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.21

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.84%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.43,338
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.156 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$71,101
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$87,878
Average tempThe average temperature here across a full year.68°F
Annual precipHow much rain and melted snow falls here in a typical year.65 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

532 Tracey Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 71% of homes in Panama City 32404
  • Costs more per square foot than 73% of homes in Panama City 32404
  • Bigger than 68% of homes in Bay County

What homes are worth in Panama City 32404

Each bar is how many homes fall in that price range. The marker is this home.

This home
$121K$568K

This home is worth more than 71% of homes in Panama City 32404.

How it measures up in Panama City 32404

The dot is this home. The mark in the middle is the typical home in Panama City 32404.

Estimated value$323,016
CheaperTypical $275,325Pricier

Pricier than 71% of homes nearby

Price per ft²$183
CheaperTypical $165Pricier

Pricier than 73% of homes nearby

Living area1,762 ft²
SmallerTypical 1,626 ft²Bigger

Bigger than 60% of homes nearby

Lot size0.26 ac
SmallerTypical 0.26 acBigger

Bigger than 50% of homes nearby

Year built1988
OlderTypical 1995Newer

Newer than 42% of homes nearby

How 532 Tracey Dr ranks against every home in each area.
MeasureThis homePanama City 32404Bay County
Estimated valuepricier than$323,01671% of homes47% of homes
Price per ft²pricier than$18373% of homes36% of homes
Living areabigger than1,762 ft²60% of homes68% of homes
Lot sizebigger than0.26 ac50% of homes59% of homes
Year builtnewer than198842% of homes44% of homes

About 532 Tracey Dr

How much is 532 Tracey Dr, Panama City, FL worth?

The TopHap Estimate for 532 Tracey Dr, Panama City, FL is $323,016 as of Sep 24, 2026. The likely range is $282,471 to $363,561. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 532 Tracey Dr, Panama City, FL last sell?

532 Tracey Dr, Panama City, FL last sold on Jan 26, 2026 for $320,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 532 Tracey Dr, Panama City, FL?

532 Tracey Dr, Panama City, FL has 2 bedrooms, 2 bathrooms, 1,762 square feet of living space and a 0.26-acre lot.

When was 532 Tracey Dr, Panama City, FL built?

532 Tracey Dr, Panama City, FL was built in 1988, making it 38 years old. The building has 1 story.

What schools serve 532 Tracey Dr, Panama City, FL?

532 Tracey Dr, Panama City, FL is assigned to Callaway Elementary School (elementary), rated C; Rutherford High School (middle), rated D-. All sit in Bay County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 532 Tracey Dr, Panama City, FL compare to other homes in Panama City 32404?

Among the 16,164 homes in Panama City 32404, it is worth more than 71% of them ($323,016 against a typical $275,325), its price per square foot is higher than 73% of them ($183 against a typical $165), it is bigger than 60% of them (1,762 ft² against a typical 1,626 ft²), its lot is bigger than 50% of them (0.26 ac against a typical 0.26 ac) and it is newer than 42% of them (1988 against a typical 1995). Measured against all of Bay County, it is worth more than 47% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 532 Tracey Dr, Panama City, FL?

The 2024 property tax bill for 532 Tracey Dr, Panama City, FL was $1,537. The county assessed it at $125,630.

More homes on Tracey Dr

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Assigned schools

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