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Single Family ResidenceResidential
$217,875$98 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

538 CENTRAL ST

OSHKOSH, WI 54901
5
Beds
3
Baths
2,227 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.13 ac
Lot SizeThe size of the land the home sits on, from county records.
1874
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$218K
$207K low$229K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,057 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$181,900 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$19,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$162,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$181,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$186,236

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWinnebago
Lot (acres)The size of the land the home sits on, from county records.0.13
HeatingThe type of heating system in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Vel Phillips Middle SchoolD-
Middle · Grades 6–8 · 0.8 mi
E
Read Elementary SchoolD-
Elementary · Grades KG–5 · 1.0 mi
H
Oshkosh North High SchoolD
High · Grades 9–12 · 1.7 mi

District: Oshkosh Area School District

Neighborhood · ZIP 54901These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.118
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.76
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.13

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.38,222
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.592 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,941
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$74,529
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.31 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

538 Central St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 76% of homes in Winnebago County
  • Costs less per square foot than 98% of homes in Winnebago County
  • Bigger than 87% of homes in Winnebago County
  • Has a smaller lot than 93% of homes in Winnebago County
  • Among the oldest homes in Winnebago County

What homes are worth in Oshkosh 54901

Each bar is how many homes fall in that price range. The marker is this home.

This home
$122K$770K

This home is worth more than 42% of homes in Oshkosh 54901.

How it measures up in Oshkosh 54901

The dot is this home. The mark in the middle is the typical home in Oshkosh 54901.

Estimated value$217,875
CheaperTypical $231,699Pricier

Pricier than 42% of homes nearby

Price per ft²$98
CheaperTypical $172Pricier

Pricier than 3% of homes nearby

Living area2,227 ft²
SmallerTypical 1,489 ft²Bigger

Bigger than 85% of homes nearby

Lot size0.13 ac
SmallerTypical 0.17 acBigger

Bigger than 17% of homes nearby

Year built1874
OlderTypical 1925Newer

Newer than 2% of homes nearby

How 538 Central St ranks against every home in each area.
MeasureThis homeMiddle VillageOshkosh 54901Winnebago County
Estimated valuepricier than$217,87556% of homes42% of homes24% of homes
Price per ft²pricier than$987% of homes3% of homes2% of homes
Living areabigger than2,227 ft²71% of homes85% of homes87% of homes
Lot sizebigger than0.13 ac44% of homes17% of homes7% of homes
Year builtnewer than18745% of homes2% of homesalmost no homes

About 538 Central St

How much is 538 Central St, Oshkosh, WI worth?

The TopHap Estimate for 538 Central St, Oshkosh, WI is $217,875 as of Sep 24, 2026. The likely range is $206,873 to $228,877. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 538 Central St, Oshkosh, WI?

538 Central St, Oshkosh, WI has 5 bedrooms, 3 bathrooms, 2,227 square feet of living space and a 0.13-acre lot.

When was 538 Central St, Oshkosh, WI built?

538 Central St, Oshkosh, WI was built in 1874, making it 152 years old. The building has 2 stories.

What schools serve 538 Central St, Oshkosh, WI?

538 Central St, Oshkosh, WI is assigned to Vel Phillips Middle School (middle), rated D-; Read Elementary School (elementary), rated D-; Oshkosh North High School (high), rated D. All sit in Oshkosh Area School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 538 Central St, Oshkosh, WI compare to other homes in Oshkosh 54901?

Among the 10,856 homes in Oshkosh 54901, it is worth more than 42% of them ($217,875 against a typical $231,699), its price per square foot is higher than 3% of them ($98 against a typical $172), it is bigger than 85% of them (2,227 ft² against a typical 1,489 ft²), its lot is bigger than 17% of them (0.13 ac against a typical 0.17 ac) and it is newer than 2% of them (1874 against a typical 1925). Measured against all of Winnebago County, it is worth more than 24% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 538 Central St, Oshkosh, WI?

The 2025 property tax bill for 538 Central St, Oshkosh, WI was $3,057. The county assessed it at $181,900.

More homes on Central St

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More homes in Oshkosh 54901

Assigned schools

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