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Single Family ResidenceResidential
$234,427$244 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $151,000 on Jul 6, 2016

538 CLEVELAND AVE

ELGIN, IL 60120
3
Beds
1
Baths
960 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.15 ac
Lot SizeThe size of the land the home sits on, from county records.
1960
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$234K
$226K low$242K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$151,000 · Jul 6, 2016

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,090 (2023)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$21,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$4,620
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$16,380
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$19,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$210,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.31
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
62
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
67
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
28
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCOOK
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1961
Lot (acres)The size of the land the home sits on, from county records.0.15
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Huff Elementary SchoolD
Elementary · Grades PK–6 · 0.3 mi
M
Ellis Middle SchoolD
Middle · Grades 7–8 · 0.6 mi
H
Elgin High SchoolD
High · Grades 9–12 · 0.9 mi

District: School District U-46

Neighborhood · ZIP 60120These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.87
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.109
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.47

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.9%
PopulationHow many people live in this area.51,977
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4,108 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,556
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$99,612
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

538 Cleveland Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 81% of homes in Elgin 60120
  • Costs more per square foot than 83% of homes in Elgin 60120
  • Smaller than 91% of homes in Elgin 60120
  • Has a smaller lot than 78% of homes in Elgin 60120

What homes are worth in Elgin 60120

Each bar is how many homes fall in that price range. The marker is this home.

This home
$168K$569K

This home is worth more than 19% of homes in Elgin 60120.

How it measures up in Elgin 60120

The dot is this home. The mark in the middle is the typical home in Elgin 60120.

Estimated value$234,427
CheaperTypical $284,289Pricier

Pricier than 19% of homes nearby

Price per ft²$244
CheaperTypical $205Pricier

Pricier than 83% of homes nearby

Living area960 ft²
SmallerTypical 1,420 ft²Bigger

Bigger than 9% of homes nearby

Lot size0.15 ac
SmallerTypical 0.2 acBigger

Bigger than 22% of homes nearby

Year built1960
OlderTypical 1968Newer

Newer than 46% of homes nearby

How 538 Cleveland Ave ranks against every home in each area.
MeasureThis homeElgin 60120Cook County
Estimated valuepricier than$234,42719% of homes26% of homes
Price per ft²pricier than$24483% of homes48% of homes
Living areabigger than960 ft²9% of homes11% of homes
Lot sizebigger than0.15 ac22% of homes48% of homes
Year builtnewer than196046% of homes52% of homes

About 538 Cleveland Ave

How much is 538 Cleveland Ave, Elgin, IL worth?

The TopHap Estimate for 538 Cleveland Ave, Elgin, IL is $234,427 as of Sep 24, 2026. The likely range is $226,435 to $242,419. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 538 Cleveland Ave, Elgin, IL last sell?

538 Cleveland Ave, Elgin, IL last sold on Jul 6, 2016 for $151,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 538 Cleveland Ave, Elgin, IL?

538 Cleveland Ave, Elgin, IL has 3 bedrooms, 1 bathrooms, 960 square feet of living space and a 0.15-acre lot.

When was 538 Cleveland Ave, Elgin, IL built?

538 Cleveland Ave, Elgin, IL was built in 1960, making it 66 years old. The building has 1 story.

What schools serve 538 Cleveland Ave, Elgin, IL?

538 Cleveland Ave, Elgin, IL is assigned to Huff Elementary School (elementary), rated D; Ellis Middle School (middle), rated D; Elgin High School (high), rated D. All sit in School District U-46. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 538 Cleveland Ave, Elgin, IL compare to other homes in Elgin 60120?

Among the 13,139 homes in Elgin 60120, it is worth more than 19% of them ($234,427 against a typical $284,289), its price per square foot is higher than 83% of them ($244 against a typical $205), it is bigger than 9% of them (960 ft² against a typical 1,420 ft²), its lot is bigger than 22% of them (0.15 ac against a typical 0.2 ac) and it is newer than 46% of them (1960 against a typical 1968). Measured against all of Cook County, it is worth more than 26% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 538 Cleveland Ave, Elgin, IL?

The 2023 property tax bill for 538 Cleveland Ave, Elgin, IL was $5,090. The county assessed it at $21,000.

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