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Single Family ResidenceResidential
$82,396$90 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jun 25, 2026
Last sold for $2,550 on Nov 26, 2024

538 ELM ST

ROCKPORT, IN 47635
3
Beds
1
Baths
916 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.16 ac
Lot SizeThe size of the land the home sits on, from county records.
1940
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$82K
$80K low$85K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$2,550 · Nov 26, 2024
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$29,396
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$23,517
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.64%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$43,000
HOOSIER HILLS CU · recorded Sep 2, 2020
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$10,000
HOOSIER HILLS CU

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$309 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$99,700 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$5,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$93,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$61,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$99,700

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.47
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
39
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
89
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
93
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
14
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySPENCER
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1955
Lot (acres)The size of the land the home sits on, from county records.0.16
ConstructionThe main material the home's frame and walls are built from.Brick
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Rockport-Ohio Elementary SchoolB-
Elementary · Grades PK–5 · 0.2 mi
H
South Spencer High SchoolC+
High · Grades 9–12 · 3.3 mi
M
South Spencer Middle SchoolB-
Middle · Grades 6–8 · 3.4 mi

District: South Spencer County School Corporation

Neighborhood · ZIP 47635These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.119
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.108

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.5,788
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.66 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$60,127
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$73,987
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

538 Elm St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 93% of homes in Spencer County
  • Costs less per square foot than 79% of homes in Spencer County
  • Smaller than 92% of homes in Spencer County
  • Has a smaller lot than 94% of homes in Spencer County
  • Older than 84% of homes in Spencer County

What homes are worth in Rockport 47635

Each bar is how many homes fall in that price range. The marker is this home.

This home
$54K$527K

This home is worth more than 9% of homes in Rockport 47635.

How it measures up in Rockport 47635

The dot is this home. The mark in the middle is the typical home in Rockport 47635.

Estimated value$82,396
CheaperTypical $189,358Pricier

Pricier than 9% of homes nearby

Price per ft²$90
CheaperTypical $126Pricier

Pricier than 25% of homes nearby

Living area916 ft²
SmallerTypical 1,527 ft²Bigger

Bigger than 9% of homes nearby

Lot size0.16 ac
SmallerTypical 0.76 acBigger

Bigger than 13% of homes nearby

Year built1940
OlderTypical 1977Newer

Newer than 18% of homes nearby

How 538 Elm St ranks against every home in each area.
MeasureThis homeRockport 47635Spencer County
Estimated valuepricier than$82,3969% of homes7% of homes
Price per ft²pricier than$9025% of homes21% of homes
Living areabigger than916 ft²9% of homes8% of homes
Lot sizebigger than0.16 ac13% of homes6% of homes
Year builtnewer than194018% of homes16% of homes

About 538 Elm St

How much is 538 Elm St, Rockport, IN worth?

The TopHap Estimate for 538 Elm St, Rockport, IN is $82,396 as of Jun 25, 2026. The likely range is $79,680 to $85,112. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 538 Elm St, Rockport, IN last sell?

538 Elm St, Rockport, IN last sold on Nov 26, 2024 for $2,550, according to the county's recorded deed.

How big is 538 Elm St, Rockport, IN?

538 Elm St, Rockport, IN has 3 bedrooms, 1 bathrooms, 916 square feet of living space and a 0.16-acre lot.

When was 538 Elm St, Rockport, IN built?

538 Elm St, Rockport, IN was built in 1940, making it 86 years old. The building has 1 story.

What schools serve 538 Elm St, Rockport, IN?

538 Elm St, Rockport, IN is assigned to Rockport-Ohio Elementary School (elementary), rated B-; South Spencer High School (high), rated C+; South Spencer Middle School (middle), rated B-. All sit in South Spencer County School Corporation. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 538 Elm St, Rockport, IN compare to other homes in Rockport 47635?

Among the 2,382 homes in Rockport 47635, it is worth more than 9% of them ($82,396 against a typical $189,358), its price per square foot is higher than 25% of them ($90 against a typical $126), it is bigger than 9% of them (916 ft² against a typical 1,527 ft²), its lot is bigger than 13% of them (0.16 ac against a typical 0.76 ac) and it is newer than 18% of them (1940 against a typical 1977). Measured against all of Spencer County, it is worth more than 7% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 538 Elm St, Rockport, IN?

The 2025 property tax bill for 538 Elm St, Rockport, IN was $309. The county assessed it at $99,700.

Closest homes

More homes in Rockport 47635

Assigned schools

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