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Single Family ResidentialResidential
$385,586$181 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $360,000 on Aug 1, 2025

538 TERRACE DR

GRAND FORKS, ND 58201
4
Beds
1.8
Baths
2,136 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.3 ac
Lot SizeThe size of the land the home sits on, from county records.
1975
Year BuiltThe year the home was originally built, according to county records.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$386K
$362K low$409K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$360,000 · Aug 1, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,647 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$150,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$33,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$117,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$144,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$301,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.24
10
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
32
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
44
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
33
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
4
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
StyleThe architectural style of the home, such as ranch or colonial.Bi-Level
CountyGRAND FORKS
Lot (acres)The size of the land the home sits on, from county records.0.30
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
J. Nelson Kelly Elementary SchoolA+
Elementary · Grades KG–5 · 0.4 mi
M
Elroy Schroeder Middle SchoolA
Middle · Grades 6–8 · 0.4 mi
H
Red River High SchoolC
High · Grades 9–12 · 1.7 mi

District: Grand Forks Public School District 1

Neighborhood · ZIP 58201These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.100
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.9

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.43,583
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.589 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$72,708
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$90,373
Average tempThe average temperature here across a full year.40°F
Annual precipHow much rain and melted snow falls here in a typical year.20 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

538 Terrace Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 73% of homes in Grand Forks County
  • Costs less per square foot than 71% of homes in Grand Forks 58201
  • Bigger than 77% of homes in Grand Forks County
  • Has a bigger lot than 78% of homes in Grand Forks 58201

What homes are worth in Grand Forks 58201

Each bar is how many homes fall in that price range. The marker is this home.

This home
$125K$864K

This home is worth more than 63% of homes in Grand Forks 58201.

How it measures up in Grand Forks 58201

The dot is this home. The mark in the middle is the typical home in Grand Forks 58201.

Estimated value$385,586
CheaperTypical $326,866Pricier

Pricier than 63% of homes nearby

Price per ft²$181
CheaperTypical $212Pricier

Pricier than 29% of homes nearby

Living area2,136 ft²
SmallerTypical 1,496 ft²Bigger

Bigger than 76% of homes nearby

Lot size0.3 ac
SmallerTypical 0.2 acBigger

Bigger than 78% of homes nearby

Year built1975
OlderTypical 1977Newer

Newer than 46% of homes nearby

How 538 Terrace Dr ranks against every home in each area.
MeasureThis homeGrand Forks 58201Grand Forks County
Estimated valuepricier than$385,58663% of homes73% of homes
Price per ft²pricier than$18129% of homes40% of homes
Living areabigger than2,136 ft²76% of homes77% of homes
Lot sizebigger than0.3 ac78% of homes71% of homes
Year builtnewer than197546% of homes54% of homes

About 538 Terrace Dr

How much is 538 Terrace Dr, Grand Forks, ND worth?

The TopHap Estimate for 538 Terrace Dr, Grand Forks, ND is $385,586 as of Sep 24, 2026. The likely range is $361,928 to $409,244. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 538 Terrace Dr, Grand Forks, ND last sell?

538 Terrace Dr, Grand Forks, ND last sold on Aug 1, 2025 for $360,000, according to the county's recorded deed.

How big is 538 Terrace Dr, Grand Forks, ND?

538 Terrace Dr, Grand Forks, ND has 4 bedrooms, 1.8 bathrooms, 2,136 square feet of living space and a 0.30-acre lot.

When was 538 Terrace Dr, Grand Forks, ND built?

538 Terrace Dr, Grand Forks, ND was built in 1975, making it 51 years old. It is a bi-level home.

What schools serve 538 Terrace Dr, Grand Forks, ND?

538 Terrace Dr, Grand Forks, ND is assigned to J. Nelson Kelly Elementary School (elementary), rated A+; Elroy Schroeder Middle School (middle), rated A; Red River High School (high), rated C. All sit in Grand Forks Public School District 1. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 538 Terrace Dr, Grand Forks, ND compare to other homes in Grand Forks 58201?

Among the 10,890 homes in Grand Forks 58201, it is worth more than 63% of them ($385,586 against a typical $326,866), its price per square foot is higher than 29% of them ($181 against a typical $212), it is bigger than 76% of them (2,136 ft² against a typical 1,496 ft²), its lot is bigger than 78% of them (0.3 ac against a typical 0.2 ac) and it is newer than 46% of them (1975 against a typical 1977). Measured against all of Grand Forks County, it is worth more than 73% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 538 Terrace Dr, Grand Forks, ND?

The 2025 property tax bill for 538 Terrace Dr, Grand Forks, ND was $4,647. The county assessed it at $150,500.

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