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Single Family ResidenceResidential
$162,029$147 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 79How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jun 23, 2026
Last sold for $107,000 on May 17, 2021

538 WATER ST

NORTH LITTLE ROCK, AR 72117
1
Baths
1,104 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.35 ac
Lot SizeThe size of the land the home sits on, from county records.
1945
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$162K
$128K low$196K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$107,000 · May 17, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$76,429
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$61,143
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.53%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$85,600
SECURITY NATIONAL MORTGAGE CO · recorded May 17, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,338 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$20,023 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$19,623
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$20,023
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$100,115

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyPulaski
Lot (acres)The size of the land the home sits on, from county records.0.35
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Closed Piers
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 192 ft²Porch · 90 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Meadow Park Elementary SchoolC+
Elementary · Grades PK–5 · 1.6 mi
M
NLR Middle School 7th/8th Grade CampusC
Middle · Grades 7–8 · 2.6 mi
H
North Little Rock High SchoolD
High · Grades 9–12 · 3.7 mi

District: North Little Rock School District

Neighborhood · ZIP 72117These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.119
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.162
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.111

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.35%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.13,735
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.237 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$48,263
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$58,426
Average tempThe average temperature here across a full year.62°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.62%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

538 Water St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 65% of homes in Pulaski County
  • Costs more per square foot than 81% of homes in North Little Rock 72117
  • Smaller than 83% of homes in Pulaski County
  • Has a bigger lot than 77% of homes in North Little Rock 72117
  • Older than 92% of homes in North Little Rock 72117

What homes are worth in North Little Rock 72117

Each bar is how many homes fall in that price range. The marker is this home.

This home
$37K$337K

This home is worth more than 60% of homes in North Little Rock 72117.

How it measures up in North Little Rock 72117

The dot is this home. The mark in the middle is the typical home in North Little Rock 72117.

Estimated value$162,029
CheaperTypical $132,455Pricier

Pricier than 60% of homes nearby

Price per ft²$147
CheaperTypical $104Pricier

Pricier than 81% of homes nearby

Living area1,104 ft²
SmallerTypical 1,280 ft²Bigger

Bigger than 32% of homes nearby

Lot size0.35 ac
SmallerTypical 0.21 acBigger

Bigger than 77% of homes nearby

Year built1945
OlderTypical 1972Newer

Newer than 8% of homes nearby

How 538 Water St ranks against every home in each area.
MeasureThis homeNorth Little Rock 72117Pulaski County
Estimated valuepricier than$162,02960% of homes35% of homes
Price per ft²pricier than$14781% of homes65% of homes
Living areabigger than1,104 ft²32% of homes17% of homes
Lot sizebigger than0.35 ac77% of homes74% of homes
Year builtnewer than19458% of homes11% of homes

About 538 Water St

How much is 538 Water St, North Little Rock, AR worth?

The TopHap Estimate for 538 Water St, North Little Rock, AR is $162,029 as of Jun 23, 2026. The likely range is $128,002 to $196,055. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 538 Water St, North Little Rock, AR last sell?

538 Water St, North Little Rock, AR last sold on May 17, 2021 for $107,000, according to the county's recorded deed.

How big is 538 Water St, North Little Rock, AR?

538 Water St, North Little Rock, AR has 1 bathrooms, 1,104 square feet of living space and a 0.35-acre lot.

When was 538 Water St, North Little Rock, AR built?

538 Water St, North Little Rock, AR was built in 1945, making it 81 years old. The building has 1 story.

What schools serve 538 Water St, North Little Rock, AR?

538 Water St, North Little Rock, AR is assigned to Meadow Park Elementary School (elementary), rated C+; NLR Middle School 7th/8th Grade Campus (middle), rated C; North Little Rock High School (high), rated D. All sit in North Little Rock School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 538 Water St, North Little Rock, AR compare to other homes in North Little Rock 72117?

Among the 6,109 homes in North Little Rock 72117, it is worth more than 60% of them ($162,029 against a typical $132,455), its price per square foot is higher than 81% of them ($147 against a typical $104), it is bigger than 32% of them (1,104 ft² against a typical 1,280 ft²), its lot is bigger than 77% of them (0.35 ac against a typical 0.21 ac) and it is newer than 8% of them (1945 against a typical 1972). Measured against all of Pulaski County, it is worth more than 35% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 538 Water St, North Little Rock, AR?

The 2025 property tax bill for 538 Water St, North Little Rock, AR was $1,338. The county assessed it at $20,023.

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