Skip to content
Skip to content
TopHapOpen in map
Multi-Family Dwellings (Generic, Any Combination)Residential

538 WHITE ST

KEY WEST, FL 33040
3
Beds
3
Baths
1,259 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1,534 ft²
Lot SizeThe size of the land the home sits on, from county records.
1933
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,371 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$651,164 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$404,508
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$246,656
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$647,693
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$651,164

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.35 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.99%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Multi-Family Dwellings (Generic, Any Combination)
CountyMonroe
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2005
Lot (acres)The size of the land the home sits on, from county records.0.04
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.None
CoolingThe type of cooling or air conditioning in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 180 ft²Patio · 180 ft²Porch · 58 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Horace O'Bryant SchoolD
Middle · Grades PK–8 · 0.5 mi
H
Key West High SchoolC
High · Grades 9–12 · 1.2 mi
E
Gerald Adams Elementary SchoolD
Elementary · Grades PK–5 · 3.4 mi

District: Monroe County School District

Neighborhood · ZIP 33040These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.102
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.1

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.82%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.31,854
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.222 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$86,370
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$116,488
Average tempThe average temperature here across a full year.78°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.76%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

538 White St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a smaller lot than 96% of homes in Monroe County
  • Older than 96% of homes in Monroe County

How it measures up in Key West 33040

The dot is this home. The mark in the middle is the typical home in Key West 33040.

Living area1,259 ft²
SmallerTypical 1,288 ft²Bigger

Bigger than 48% of homes nearby

Lot size1,534 ft²
SmallerTypical 0.12 acBigger

Bigger than 8% of homes nearby

Year built1933
OlderTypical 1973Newer

Newer than 12% of homes nearby

How 538 White St ranks against every home in each area.
MeasureThis homeKey West 33040Monroe County
Living areabigger than1,259 ft²48% of homes42% of homes
Lot sizebigger than1,534 ft²8% of homes4% of homes
Year builtnewer than193312% of homes4% of homes

About 538 White St

When did 538 White St, Key West, FL last sell?

538 White St, Key West, FL last sold on Jan 22, 2002, according to the county's recorded deed.

How big is 538 White St, Key West, FL?

538 White St, Key West, FL has 3 bedrooms, 3 bathrooms, 1,259 square feet of living space and a 0.04-acre lot.

When was 538 White St, Key West, FL built?

538 White St, Key West, FL was built in 1933, making it 93 years old. The building has 2 stories.

What schools serve 538 White St, Key West, FL?

538 White St, Key West, FL is assigned to Horace O'Bryant School (middle), rated D; Key West High School (high), rated C; Gerald Adams Elementary School (elementary), rated D. All sit in Monroe County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 538 White St, Key West, FL compare to other homes in Key West 33040?

Among the 11,970 homes in Key West 33040, it is bigger than 48% of them (1,259 ft² against a typical 1,288 ft²), its lot is bigger than 8% of them (1,534 ft² against a typical 0.12 ac) and it is newer than 12% of them (1933 against a typical 1973). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 538 White St, Key West, FL?

The 2024 property tax bill for 538 White St, Key West, FL was $6,371. The county assessed it at $651,164.

More homes on White St

Closest homes

More homes in Key West 33040

Assigned schools

Explore the area

See this home in context

Open 538 White St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map