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Single Family ResidenceResidential
$399,843$513 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $442,000 on Apr 9, 2024

539 BAY ST

DUNEDIN, FL 34698
2
Beds
1.5
Baths
780 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
1957
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$400K
$360K low$439K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$442,000 · Apr 9, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,639 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$377,152 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$259,209
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$117,943
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$363,450
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$377,152

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.24 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.49%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Custom Design
CountyPINELLAS
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1995
Lot (acres)The size of the land the home sits on, from county records.0.17
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 147 ft²Shed · 160 ft²Patio · 147 ft²Porch · 280 ft²

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
San Jose ElementaryA
Elementary · Grades PK–5 · 0.8 mi
H
Dunedin High SchoolC
High · Grades 9–12 · 1.2 mi
M
Dunedin Highland Middle SchoolA
Middle · Grades 6–8 · 1.3 mi

District: Pinellas County School District

Neighborhood · ZIP 34698These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.90
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.76
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.13

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.36,877
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,419 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$65,733
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,682
Average tempThe average temperature here across a full year.72°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.66%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

539 Bay St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 77% of homes in Downtown Dunedin
  • Costs more per square foot than 98% of homes in Downtown Dunedin
  • Smaller than 92% of homes in Dunedin 34698
  • Has a smaller lot than 74% of homes in Dunedin 34698
  • Older than 90% of homes in Downtown Dunedin

What homes are worth in Dunedin 34698

Each bar is how many homes fall in that price range. The marker is this home.

This home
$114K$1.3M

This home is worth more than 53% of homes in Dunedin 34698.

How it measures up in Dunedin 34698

The dot is this home. The mark in the middle is the typical home in Dunedin 34698.

Estimated value$399,843
CheaperTypical $389,533Pricier

Pricier than 53% of homes nearby

Price per ft²$513
CheaperTypical $272Pricier

Pricier than 97% of homes nearby

Living area780 ft²
SmallerTypical 1,340 ft²Bigger

Bigger than 8% of homes nearby

Lot size0.17 ac
SmallerTypical 0.22 acBigger

Bigger than 26% of homes nearby

Year built1957
OlderTypical 1974Newer

Newer than 14% of homes nearby

How 539 Bay St ranks against every home in each area.
MeasureThis homeDowntown DunedinDunedin 34698Pinellas County
Estimated valuepricier than$399,84377% of homes53% of homes57% of homes
Price per ft²pricier than$51398% of homes97% of homes93% of homes
Living areabigger than780 ft²11% of homes8% of homes8% of homes
Lot sizebigger than0.17 ac27% of homes26% of homes33% of homes
Year builtnewer than195710% of homes14% of homes19% of homes

About 539 Bay St

How much is 539 Bay St, Dunedin, FL worth?

The TopHap Estimate for 539 Bay St, Dunedin, FL is $399,843 as of Aug 30, 2026. The likely range is $360,232 to $439,454. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 539 Bay St, Dunedin, FL last sell?

539 Bay St, Dunedin, FL last sold on Apr 9, 2024 for $442,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 539 Bay St, Dunedin, FL?

539 Bay St, Dunedin, FL has 2 bedrooms, 1.5 bathrooms, 780 square feet of living space and a 0.17-acre lot.

When was 539 Bay St, Dunedin, FL built?

539 Bay St, Dunedin, FL was built in 1957, making it 69 years old. It is a custom design home. The building has 1 story.

What schools serve 539 Bay St, Dunedin, FL?

539 Bay St, Dunedin, FL is assigned to San Jose Elementary (elementary), rated A; Dunedin High School (high), rated C; Dunedin Highland Middle School (middle), rated A. All sit in Pinellas County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 539 Bay St, Dunedin, FL compare to other homes in Dunedin 34698?

Among the 17,335 homes in Dunedin 34698, it is worth more than 53% of them ($399,843 against a typical $389,533), its price per square foot is higher than 97% of them ($513 against a typical $272), it is bigger than 8% of them (780 ft² against a typical 1,340 ft²), its lot is bigger than 26% of them (0.17 ac against a typical 0.22 ac) and it is newer than 14% of them (1957 against a typical 1974). Measured against all of Pinellas County, it is worth more than 57% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 539 Bay St, Dunedin, FL?

The 2025 property tax bill for 539 Bay St, Dunedin, FL was $6,639. The county assessed it at $377,152.

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