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Single Family ResidenceResidential
$230,202$223 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

539 RIVER CREEK TRL

MARBLE, NC 28905
2
Beds
2
Baths
1,032 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.01 ac
Lot SizeThe size of the land the home sits on, from county records.
2004
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$230K
$197K low$263K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$893 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$121,630 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$121,630
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$121,630

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.63
90
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
27
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
76
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
98
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
27
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCherokee
Lot (acres)The size of the land the home sits on, from county records.2.01
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 480 ft²Porch · 400 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Peachtree Elementary SchoolB-
Elementary · Grades PK–5 · 4.4 mi
M
Murphy Middle SchoolC
Middle · Grades 6–8 · 5.5 mi
H
Murphy High SchoolB+
High · Grades 9–12 · 5.5 mi

District: Cherokee County Schools

Neighborhood · ZIP 28905These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.131
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.98
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.131

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.82%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.3,688
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.82 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$57,769
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$72,706
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.63 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

539 River Creek Trl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 67% of homes in Marble 28905
  • Smaller than 77% of homes in Marble 28905
  • Newer than 78% of homes in Marble 28905

What homes are worth in Marble 28905

Each bar is how many homes fall in that price range. The marker is this home.

This home
$30K$626K

This home is worth more than 54% of homes in Marble 28905.

How it measures up in Marble 28905

The dot is this home. The mark in the middle is the typical home in Marble 28905.

Estimated value$230,202
CheaperTypical $216,674Pricier

Pricier than 54% of homes nearby

Price per ft²$223
CheaperTypical $183Pricier

Pricier than 67% of homes nearby

Living area1,032 ft²
SmallerTypical 1,344 ft²Bigger

Bigger than 23% of homes nearby

Lot size2.01 ac
SmallerTypical 1.57 acBigger

Bigger than 59% of homes nearby

Year built2004
OlderTypical 1991Newer

Newer than 78% of homes nearby

How 539 River Creek Trl ranks against every home in each area.
MeasureThis homeMarble 28905Cherokee County
Estimated valuepricier than$230,20254% of homes43% of homes
Price per ft²pricier than$22367% of homes56% of homes
Living areabigger than1,032 ft²23% of homes25% of homes
Lot sizebigger than2.01 ac59% of homes64% of homes
Year builtnewer than200478% of homes73% of homes

About 539 River Creek Trl

How much is 539 River Creek Trl, Marble, NC worth?

The TopHap Estimate for 539 River Creek Trl, Marble, NC is $230,202 as of Sep 24, 2026. The likely range is $197,356 to $263,048. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 539 River Creek Trl, Marble, NC?

539 River Creek Trl, Marble, NC has 2 bedrooms, 2 bathrooms, 1,032 square feet of living space and a 2.01-acre lot.

When was 539 River Creek Trl, Marble, NC built?

539 River Creek Trl, Marble, NC was built in 2004, making it 22 years old. The building has 1 story.

What schools serve 539 River Creek Trl, Marble, NC?

539 River Creek Trl, Marble, NC is assigned to Peachtree Elementary School (elementary), rated B-; Murphy Middle School (middle), rated C; Murphy High School (high), rated B+. All sit in Cherokee County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 539 River Creek Trl, Marble, NC compare to other homes in Marble 28905?

Among the 1,802 homes in Marble 28905, it is worth more than 54% of them ($230,202 against a typical $216,674), its price per square foot is higher than 67% of them ($223 against a typical $183), it is bigger than 23% of them (1,032 ft² against a typical 1,344 ft²), its lot is bigger than 59% of them (2.01 ac against a typical 1.57 ac) and it is newer than 78% of them (2004 against a typical 1991). Measured against all of Cherokee County, it is worth more than 43% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 539 River Creek Trl, Marble, NC?

The 2025 property tax bill for 539 River Creek Trl, Marble, NC was $893. The county assessed it at $121,630.

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