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Single Family ResidenceResidential
$121,605$79 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $78,000 on Nov 18, 2021

539 W CHESTNUT ST

FREEPORT, IL 61032
3
Beds
1
Baths
1,537 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.14 ac
Lot SizeThe size of the land the home sits on, from county records.
1927
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$122K
$116K low$127K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$78,000 · Nov 18, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$887 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$25,342 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,763
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$23,579
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$21,696
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$76,026

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySTEPHENSON
Lot (acres)The size of the land the home sits on, from county records.0.14
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Freeport High SchoolD-
High · Grades 9–12 · 0.2 mi
M
Freeport Middle SchoolD-
Middle · Grades 7–8 · 0.3 mi
E
Blackhawk Elementary SchoolD
Elementary · Grades PK–4 · 0.4 mi

District: Freeport School District 145

Neighborhood · ZIP 61032These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.108
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.29

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.28,326
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.191 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$56,467
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$69,841
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

539 W Chestnut St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 70% of homes in Stephenson County
  • Has a smaller lot than 83% of homes in Stephenson County

What homes are worth in Freeport 61032

Each bar is how many homes fall in that price range. The marker is this home.

This home
$45K$447K

This home is worth more than 40% of homes in Freeport 61032.

How it measures up in Freeport 61032

The dot is this home. The mark in the middle is the typical home in Freeport 61032.

Estimated value$121,605
CheaperTypical $140,561Pricier

Pricier than 40% of homes nearby

Price per ft²$79
CheaperTypical $92Pricier

Pricier than 36% of homes nearby

Living area1,537 ft²
SmallerTypical 1,536 ft²Bigger

Bigger than 51% of homes nearby

Lot size0.14 ac
SmallerTypical 0.24 acBigger

Bigger than 24% of homes nearby

Year built1927
OlderTypical 1949Newer

Newer than 41% of homes nearby

How 539 W Chestnut St ranks against every home in each area.
MeasureThis homeFreeport 61032Stephenson County
Estimated valuepricier than$121,60540% of homes30% of homes
Price per ft²pricier than$7936% of homes38% of homes
Living areabigger than1,537 ft²51% of homes36% of homes
Lot sizebigger than0.14 ac24% of homes17% of homes
Year builtnewer than192741% of homes39% of homes

About 539 W Chestnut St

How much is 539 W Chestnut St, Freeport, IL worth?

The TopHap Estimate for 539 W Chestnut St, Freeport, IL is $121,605 as of Sep 24, 2026. The likely range is $115,892 to $127,318. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 539 W Chestnut St, Freeport, IL last sell?

539 W Chestnut St, Freeport, IL last sold on Nov 18, 2021 for $78,000, according to the county's recorded deed.

How big is 539 W Chestnut St, Freeport, IL?

539 W Chestnut St, Freeport, IL has 3 bedrooms, 1 bathrooms, 1,537 square feet of living space and a 0.14-acre lot.

When was 539 W Chestnut St, Freeport, IL built?

539 W Chestnut St, Freeport, IL was built in 1927, making it 99 years old. The building has 1 story.

What schools serve 539 W Chestnut St, Freeport, IL?

539 W Chestnut St, Freeport, IL is assigned to Freeport High School (high), rated D-; Freeport Middle School (middle), rated D-; Blackhawk Elementary School (elementary), rated D. All sit in Freeport School District 145. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 539 W Chestnut St, Freeport, IL compare to other homes in Freeport 61032?

Among the 10,790 homes in Freeport 61032, it is worth more than 40% of them ($121,605 against a typical $140,561), its price per square foot is higher than 36% of them ($79 against a typical $92), it is bigger than 51% of them (1,537 ft² against a typical 1,536 ft²), its lot is bigger than 24% of them (0.14 ac against a typical 0.24 ac) and it is newer than 41% of them (1927 against a typical 1949). Measured against all of Stephenson County, it is worth more than 30% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 539 W Chestnut St, Freeport, IL?

The 2025 property tax bill for 539 W Chestnut St, Freeport, IL was $887. The county assessed it at $25,342.

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