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Single Family ResidenceResidential
$1,300,791$878 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

5397 MATTHEW TER

FREMONT, CA 94555
3
Beds
2.5
Baths
1,481 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,707 ft²
Lot SizeThe size of the land the home sits on, from county records.
1988
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$1.3M
$1.2M low$1.4M high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$1,125,791
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$900,633
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.14%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$100,000
FREMONT BANK · recorded Nov 3, 2009
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$75,000
FREMONT BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,443 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$318,839 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$120,847
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$204,992
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$312,451
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,404,540

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyALAMEDA
Lot (acres)The size of the land the home sits on, from county records.0.09
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Ardenwood Elementary SchoolA+
Elementary · Grades KG–5 · 0.8 mi
H
American High SchoolA+
High · Grades 9–12 · 2.3 mi
M
Thornton Middle SchoolA
Middle · Grades 6–8 · 2.4 mi

District: Fremont Unified School District

Neighborhood · ZIP 94555These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.22
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.445

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.98%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.34%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.33,863
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,255 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$176,497
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$208,332
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.16 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.78%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

5397 Matthew Ter measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 67% of homes in Fremont 94555
  • Costs more per square foot than 82% of homes in Alameda County
  • Has a smaller lot than 84% of homes in Alameda County
  • Newer than 77% of homes in Alameda County

What homes are worth in Fremont 94555

Each bar is how many homes fall in that price range. The marker is this home.

This home
$478K$2.6M

This home is worth more than 33% of homes in Fremont 94555.

How it measures up in Fremont 94555

The dot is this home. The mark in the middle is the typical home in Fremont 94555.

Estimated value$1,300,791
CheaperTypical $1,503,895Pricier

Pricier than 33% of homes nearby

Price per ft²$878
CheaperTypical $912Pricier

Pricier than 43% of homes nearby

Living area1,481 ft²
SmallerTypical 1,533 ft²Bigger

Bigger than 45% of homes nearby

Lot size3,707 ft²
SmallerTypical 0.13 acBigger

Bigger than 26% of homes nearby

Year built1988
OlderTypical 1986Newer

Newer than 67% of homes nearby

How 5397 Matthew Ter ranks against every home in each area.
MeasureThis homeArdenwoodFremont 94555Alameda County
Estimated valuepricier than$1,300,79136% of homes33% of homes66% of homes
Price per ft²pricier than$87850% of homes43% of homes82% of homes
Living areabigger than1,481 ft²43% of homes45% of homes45% of homes
Lot sizebigger than3,707 ft²28% of homes26% of homes16% of homes
Year builtnewer than198852% of homes67% of homes77% of homes

About 5397 Matthew Ter

How much is 5397 Matthew Ter, Fremont, CA worth?

The TopHap Estimate for 5397 Matthew Ter, Fremont, CA is $1,300,791 as of Jul 14, 2026. The likely range is $1,202,136 to $1,399,446. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 5397 Matthew Ter, Fremont, CA last sell?

5397 Matthew Ter, Fremont, CA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 5397 Matthew Ter, Fremont, CA?

5397 Matthew Ter, Fremont, CA has 3 bedrooms, 2.5 bathrooms, 1,481 square feet of living space and a 0.09-acre lot.

When was 5397 Matthew Ter, Fremont, CA built?

5397 Matthew Ter, Fremont, CA was built in 1988, making it 38 years old. The building has 2 stories.

What schools serve 5397 Matthew Ter, Fremont, CA?

5397 Matthew Ter, Fremont, CA is assigned to Ardenwood Elementary School (elementary), rated A+; American High School (high), rated A+; Thornton Middle School (middle), rated A. All sit in Fremont Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 5397 Matthew Ter, Fremont, CA compare to other homes in Fremont 94555?

Among the 11,432 homes in Fremont 94555, it is worth more than 33% of them ($1,300,791 against a typical $1,503,895), its price per square foot is higher than 43% of them ($878 against a typical $912), it is bigger than 45% of them (1,481 ft² against a typical 1,533 ft²), its lot is bigger than 26% of them (3,707 ft² against a typical 0.13 ac) and it is newer than 67% of them (1988 against a typical 1986). Measured against all of Alameda County, it is worth more than 66% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 5397 Matthew Ter, Fremont, CA?

The 2025 property tax bill for 5397 Matthew Ter, Fremont, CA was $4,443. The county assessed it at $318,839.

Closest homes

More homes in Fremont 94555

Assigned schools

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