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Single Family ResidenceResidential
$122,939$92 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $18,500 on Sep 4, 1998

540 1ST ST

HENDERSON, KY 42420
3
Beds
1
Baths
1,342 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,288 ft²
Lot SizeThe size of the land the home sits on, from county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$123K
$108K low$137K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$18,500 · Sep 4, 1998

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$499 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$45,000 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$45,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$45,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.38
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
11
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
90
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
82
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
6
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHenderson
Lot (acres)The size of the land the home sits on, from county records.0.07
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Stone (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 96 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Jefferson Elementary SchoolC
Elementary · Grades KG–5 · 0.8 mi
M
Henderson County South Middle SchoolB-
Middle · Grades 6–8 · 0.9 mi
H
Henderson County High SchoolA
High · Grades 9–12 · 1.6 mi

District: Henderson County School District

Neighborhood · ZIP 42420These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.122
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.152

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.19%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.35,771
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.166 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$58,065
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$72,001
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

540 1st St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 74% of homes in Henderson 42420
  • Costs less per square foot than 73% of homes in Henderson 42420
  • Among the smallest lots in Henderson 42420

What homes are worth in Henderson 42420

Each bar is how many homes fall in that price range. The marker is this home.

This home
$48K$558K

This home is worth more than 26% of homes in Henderson 42420.

How it measures up in Henderson 42420

The dot is this home. The mark in the middle is the typical home in Henderson 42420.

Estimated value$122,939
CheaperTypical $184,901Pricier

Pricier than 26% of homes nearby

Price per ft²$92
CheaperTypical $123Pricier

Pricier than 27% of homes nearby

Living area1,342 ft²
SmallerTypical 1,504 ft²Bigger

Bigger than 40% of homes nearby

Lot size3,288 ft²
SmallerTypical 0.28 acBigger

Smaller than almost all homes nearby

How 540 1st St ranks against every home in each area.
MeasureThis homeHenderson 42420Henderson County
Estimated valuepricier than$122,93926% of homes27% of homes
Price per ft²pricier than$9227% of homes29% of homes
Living areabigger than1,342 ft²40% of homes39% of homes
Lot sizebigger than3,288 ft²almost no homesalmost no homes

About 540 1st St

How much is 540 1st St, Henderson, KY worth?

The TopHap Estimate for 540 1st St, Henderson, KY is $122,939 as of Sep 24, 2026. The likely range is $108,391 to $137,487. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 540 1st St, Henderson, KY last sell?

540 1st St, Henderson, KY last sold on Sep 4, 1998 for $18,500, according to the county's recorded deed.

How big is 540 1st St, Henderson, KY?

540 1st St, Henderson, KY has 3 bedrooms, 1 bathrooms, 1,342 square feet of living space and a 0.07-acre lot.

What schools serve 540 1st St, Henderson, KY?

540 1st St, Henderson, KY is assigned to Jefferson Elementary School (elementary), rated C; Henderson County South Middle School (middle), rated B-; Henderson County High School (high), rated A. All sit in Henderson County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 540 1st St, Henderson, KY compare to other homes in Henderson 42420?

Among the 12,943 homes in Henderson 42420, it is worth more than 26% of them ($122,939 against a typical $184,901), its price per square foot is higher than 27% of them ($92 against a typical $123), it is bigger than 40% of them (1,342 ft² against a typical 1,504 ft²) and its lot is bigger than almost none of them (3,288 ft² against a typical 0.28 ac). Measured against all of Henderson County, it is worth more than 27% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 540 1st St, Henderson, KY?

The 2025 property tax bill for 540 1st St, Henderson, KY was $499. The county assessed it at $45,000.

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