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Single Family ResidenceResidential
$175,102$133 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 74How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

540 COUNTY ROAD 45

WATERLOO, AL 35677
1
Baths
1,312 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4 ac
Lot SizeThe size of the land the home sits on, from county records.
1982
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$175K
$129K low$221K high

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$13,040 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$12,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$137,440

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyLauderdale
Lot (acres)The size of the land the home sits on, from county records.4.00
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Retaining Wall
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Waterloo High SchoolB-
Elementary · Grades PK–12 · 0.4 mi

District: Lauderdale County School District

Neighborhood · ZIP 35677These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.139
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.110
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.66

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.78%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.8%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.2,067
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.16 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$54,257
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$73,178
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.59 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

540 County Road 45 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Smaller than 74% of homes in Lauderdale County
  • Has a bigger lot than 84% of homes in Lauderdale County

What homes are worth in Waterloo 35677

Each bar is how many homes fall in that price range. The marker is this home.

This home
$45K$795K

This home is worth more than 48% of homes in Waterloo 35677.

How it measures up in Waterloo 35677

The dot is this home. The mark in the middle is the typical home in Waterloo 35677.

Estimated value$175,102
CheaperTypical $179,090Pricier

Pricier than 48% of homes nearby

Price per ft²$133
CheaperTypical $121Pricier

Pricier than 61% of homes nearby

Living area1,312 ft²
SmallerTypical 1,437 ft²Bigger

Bigger than 40% of homes nearby

Lot size4 ac
SmallerTypical 3.5 acBigger

Bigger than 54% of homes nearby

Year built1982
OlderTypical 1982Newer

Newer than 51% of homes nearby

How 540 County Road 45 ranks against every home in each area.
MeasureThis homeWaterloo 35677Lauderdale County
Estimated valuepricier than$175,10248% of homes38% of homes
Price per ft²pricier than$13361% of homes60% of homes
Living areabigger than1,312 ft²40% of homes26% of homes
Lot sizebigger than4 ac54% of homes84% of homes
Year builtnewer than198251% of homes59% of homes

About 540 County Road 45

How much is 540 County Road 45, Waterloo, AL worth?

The TopHap Estimate for 540 County Road 45, Waterloo, AL is $175,102 as of Aug 30, 2026. The likely range is $129,289 to $220,915. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 540 County Road 45, Waterloo, AL?

540 County Road 45, Waterloo, AL has 1 bathrooms, 1,312 square feet of living space and a 4.00-acre lot.

When was 540 County Road 45, Waterloo, AL built?

540 County Road 45, Waterloo, AL was built in 1982, making it 44 years old. The building has 1 story.

What schools serve 540 County Road 45, Waterloo, AL?

540 County Road 45, Waterloo, AL is assigned to Waterloo High School (elementary), rated B-. All sit in Lauderdale County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 540 County Road 45, Waterloo, AL compare to other homes in Waterloo 35677?

Among the 860 homes in Waterloo 35677, it is worth more than 48% of them ($175,102 against a typical $179,090), its price per square foot is higher than 61% of them ($133 against a typical $121), it is bigger than 40% of them (1,312 ft² against a typical 1,437 ft²), its lot is bigger than 54% of them (4 ac against a typical 3.5 ac) and it is newer than 51% of them (1982 against a typical 1982). Measured against all of Lauderdale County, it is worth more than 38% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

More homes on County Road 45

Closest homes

More homes in Waterloo 35677

Assigned schools

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