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Single Family ResidenceResidential
$197,041$143 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $160,000 on Dec 7, 2018

540 E PROSPECT ST

GENESEO, IL 61254
3
Beds
1
Baths
1,382 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.29 ac
Lot SizeThe size of the land the home sits on, from county records.
1965
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$197K
$184K low$210K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$160,000 · Dec 7, 2018

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,445 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$61,804 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$11,274
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$50,530
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$58,032
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$185,412

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.37
38
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
10
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
74
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
56
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
10
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHENRY
Lot (acres)The size of the land the home sits on, from county records.0.29
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Millikin Elementary SchoolB-
Elementary · Grades KG–5 · 0.1 mi
M
Geneseo Middle SchoolB-
Middle · Grades 6–8 · 1.5 mi
H
Geneseo High SchoolB+
High · Grades 9–12 · 1.6 mi

District: Geneseo Community Unit School District 228

Neighborhood · ZIP 61254These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.63
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.79
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.34

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.11,890
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.72 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$87,456
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$113,484
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

540 E Prospect St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 69% of homes in Geneseo 61254
  • Costs less per square foot than 71% of homes in Geneseo 61254
  • Has a smaller lot than 68% of homes in Geneseo 61254
  • Newer than 65% of homes in Henry County

What homes are worth in Geneseo 61254

Each bar is how many homes fall in that price range. The marker is this home.

This home
$90K$721K

This home is worth more than 31% of homes in Geneseo 61254.

How it measures up in Geneseo 61254

The dot is this home. The mark in the middle is the typical home in Geneseo 61254.

Estimated value$197,041
CheaperTypical $251,791Pricier

Pricier than 31% of homes nearby

Price per ft²$143
CheaperTypical $172Pricier

Pricier than 29% of homes nearby

Living area1,382 ft²
SmallerTypical 1,419 ft²Bigger

Bigger than 47% of homes nearby

Lot size0.29 ac
SmallerTypical 0.42 acBigger

Bigger than 32% of homes nearby

Year built1965
OlderTypical 1964Newer

Newer than 52% of homes nearby

How 540 E Prospect St ranks against every home in each area.
MeasureThis homeGeneseo 61254Henry County
Estimated valuepricier than$197,04131% of homes60% of homes
Price per ft²pricier than$14329% of homes59% of homes
Living areabigger than1,382 ft²47% of homes63% of homes
Lot sizebigger than0.29 ac32% of homes41% of homes
Year builtnewer than196552% of homes65% of homes

About 540 E Prospect St

How much is 540 E Prospect St, Geneseo, IL worth?

The TopHap Estimate for 540 E Prospect St, Geneseo, IL is $197,041 as of Oct 21, 2026. The likely range is $183,887 to $210,195. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 540 E Prospect St, Geneseo, IL last sell?

540 E Prospect St, Geneseo, IL last sold on Dec 7, 2018 for $160,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 540 E Prospect St, Geneseo, IL?

540 E Prospect St, Geneseo, IL has 3 bedrooms, 1 bathrooms, 1,382 square feet of living space and a 0.29-acre lot.

When was 540 E Prospect St, Geneseo, IL built?

540 E Prospect St, Geneseo, IL was built in 1965, making it 61 years old. The building has 1 story.

What schools serve 540 E Prospect St, Geneseo, IL?

540 E Prospect St, Geneseo, IL is assigned to Millikin Elementary School (elementary), rated B-; Geneseo Middle School (middle), rated B-; Geneseo High School (high), rated B+. All sit in Geneseo Community Unit School District 228. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 540 E Prospect St, Geneseo, IL compare to other homes in Geneseo 61254?

Among the 4,784 homes in Geneseo 61254, it is worth more than 31% of them ($197,041 against a typical $251,791), its price per square foot is higher than 29% of them ($143 against a typical $172), it is bigger than 47% of them (1,382 ft² against a typical 1,419 ft²), its lot is bigger than 32% of them (0.29 ac against a typical 0.42 ac) and it is newer than 52% of them (1965 against a typical 1964). Measured against all of Henry County, it is worth more than 60% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 540 E Prospect St, Geneseo, IL?

The 2025 property tax bill for 540 E Prospect St, Geneseo, IL was $4,445. The county assessed it at $61,804.

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