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Single Family ResidenceResidential
$314,019$234 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $175,000 on Jan 29, 2016

540 E SAINT CHARLES ST

SAN ANDREAS, CA 95249
2
Beds
1
Baths
1,340 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.4 ac
Lot SizeThe size of the land the home sits on, from county records.
1980
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$314K
$270K low$358K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$175,000 · Jan 29, 2016

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,908 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$138,854 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$18,110
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$120,744
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$136,132

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.9 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyCALAVERAS
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1990
Lot (acres)The size of the land the home sits on, from county records.0.40
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(9)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Calaveras High SchoolC-
High · Grades 8–12 · 0.3 mi
M
Toyon Middle SchoolD-
Middle · Grades 6–8 · 3.7 mi
E
Mokelumne Hill Elementary SchoolB-
Elementary · Grades KG–6 · 6.8 mi

District: Calaveras Unified School District

Neighborhood · ZIP 95249These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.95
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.80
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.82

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.4,162
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.52 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$57,001
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$80,870
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.31 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.78%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

540 E Saint Charles St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 80% of homes in Calaveras County
  • Costs less per square foot than 75% of homes in Calaveras County
  • Smaller than 68% of homes in Calaveras County
  • Newer than 71% of homes in San Andreas 95249

What homes are worth in San Andreas 95249

Each bar is how many homes fall in that price range. The marker is this home.

This home
$181K$493K

This home is worth more than 37% of homes in San Andreas 95249.

How it measures up in San Andreas 95249

The dot is this home. The mark in the middle is the typical home in San Andreas 95249.

Estimated value$314,019
CheaperTypical $335,868Pricier

Pricier than 37% of homes nearby

Price per ft²$234
CheaperTypical $243Pricier

Pricier than 42% of homes nearby

Living area1,340 ft²
SmallerTypical 1,430 ft²Bigger

Bigger than 42% of homes nearby

Lot size0.4 ac
SmallerTypical 0.4 acBigger

Bigger than 51% of homes nearby

Year built1980
OlderTypical 1966Newer

Newer than 71% of homes nearby

How 540 E Saint Charles St ranks against every home in each area.
MeasureThis homeSan Andreas 95249Calaveras County
Estimated valuepricier than$314,01937% of homes20% of homes
Price per ft²pricier than$23442% of homes25% of homes
Living areabigger than1,340 ft²42% of homes32% of homes
Lot sizebigger than0.4 ac51% of homes44% of homes
Year builtnewer than198071% of homes44% of homes

About 540 E Saint Charles St

How much is 540 E Saint Charles St, San Andreas, CA worth?

The TopHap Estimate for 540 E Saint Charles St, San Andreas, CA is $314,019 as of Sep 24, 2026. The likely range is $270,092 to $357,946. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 540 E Saint Charles St, San Andreas, CA last sell?

540 E Saint Charles St, San Andreas, CA last sold on Jan 29, 2016 for $175,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 540 E Saint Charles St, San Andreas, CA?

540 E Saint Charles St, San Andreas, CA has 2 bedrooms, 1 bathrooms, 1,340 square feet of living space and a 0.40-acre lot.

When was 540 E Saint Charles St, San Andreas, CA built?

540 E Saint Charles St, San Andreas, CA was built in 1980, making it 46 years old. It is a conventional home. The building has 1 story.

What schools serve 540 E Saint Charles St, San Andreas, CA?

540 E Saint Charles St, San Andreas, CA is assigned to Calaveras High School (high), rated C-; Toyon Middle School (middle), rated D-; Mokelumne Hill Elementary School (elementary), rated B-. All sit in Calaveras Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 540 E Saint Charles St, San Andreas, CA compare to other homes in San Andreas 95249?

Among the 976 homes in San Andreas 95249, it is worth more than 37% of them ($314,019 against a typical $335,868), its price per square foot is higher than 42% of them ($234 against a typical $243), it is bigger than 42% of them (1,340 ft² against a typical 1,430 ft²), its lot is bigger than 51% of them (0.4 ac against a typical 0.4 ac) and it is newer than 71% of them (1980 against a typical 1966). Measured against all of Calaveras County, it is worth more than 20% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 540 E Saint Charles St, San Andreas, CA?

The 2025 property tax bill for 540 E Saint Charles St, San Andreas, CA was $1,908. The county assessed it at $138,854.

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