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Single Family ResidenceResidential
$295,822$210 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

540 EXCHANGE ST

NORTH BEND, OR 97459
2
Beds
1
Baths
1,411 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.11 ac
Lot SizeThe size of the land the home sits on, from county records.
1948
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$296K
$254K low$337K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,176 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$152,840 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$148,390
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$269,480

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.40
14
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
8
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
50
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
98
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
32
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCOOS
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1972
Lot (acres)The size of the land the home sits on, from county records.0.11
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 10 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
North Bend Middle SchoolC+
Middle · Grades 6–8 · 0.8 mi
E
Hillcrest Elementary SchoolA
Elementary · Grades KG–5 · 0.8 mi
H
North Bend High SchoolB-
High · Grades 9–12 · 0.8 mi

District: North Bend School District 13

Neighborhood · ZIP 97459These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.100
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.115
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.332

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.15,362
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.130 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$72,629
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$96,157
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.70 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.48%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

540 Exchange St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 71% of homes in North Bend 97459
  • Costs less per square foot than 78% of homes in North Bend 97459
  • Has a smaller lot than 94% of homes in North Bend 97459
  • Older than 79% of homes in North Bend 97459

What homes are worth in North Bend 97459

Each bar is how many homes fall in that price range. The marker is this home.

This home
$165K$810K

This home is worth more than 29% of homes in North Bend 97459.

How it measures up in North Bend 97459

The dot is this home. The mark in the middle is the typical home in North Bend 97459.

Estimated value$295,822
CheaperTypical $352,918Pricier

Pricier than 29% of homes nearby

Price per ft²$210
CheaperTypical $250Pricier

Pricier than 22% of homes nearby

Living area1,411 ft²
SmallerTypical 1,442 ft²Bigger

Bigger than 47% of homes nearby

Lot size0.11 ac
SmallerTypical 0.21 acBigger

Bigger than 6% of homes nearby

Year built1948
OlderTypical 1969Newer

Newer than 21% of homes nearby

How 540 Exchange St ranks against every home in each area.
MeasureThis homeNorth Bend 97459Coos County
Estimated valuepricier than$295,82229% of homes38% of homes
Price per ft²pricier than$21022% of homes29% of homes
Living areabigger than1,411 ft²47% of homes52% of homes
Lot sizebigger than0.11 ac6% of homes9% of homes
Year builtnewer than194821% of homes22% of homes

About 540 Exchange St

How much is 540 Exchange St, North Bend, OR worth?

The TopHap Estimate for 540 Exchange St, North Bend, OR is $295,822 as of Oct 21, 2026. The likely range is $254,261 to $337,383. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 540 Exchange St, North Bend, OR last sell?

540 Exchange St, North Bend, OR last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 540 Exchange St, North Bend, OR?

540 Exchange St, North Bend, OR has 2 bedrooms, 1 bathrooms, 1,411 square feet of living space and a 0.11-acre lot.

When was 540 Exchange St, North Bend, OR built?

540 Exchange St, North Bend, OR was built in 1948, making it 78 years old. The building has 1 story.

What schools serve 540 Exchange St, North Bend, OR?

540 Exchange St, North Bend, OR is assigned to North Bend Middle School (middle), rated C+; Hillcrest Elementary School (elementary), rated A; North Bend High School (high), rated B-. All sit in North Bend School District 13. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 540 Exchange St, North Bend, OR compare to other homes in North Bend 97459?

Among the 5,257 homes in North Bend 97459, it is worth more than 29% of them ($295,822 against a typical $352,918), its price per square foot is higher than 22% of them ($210 against a typical $250), it is bigger than 47% of them (1,411 ft² against a typical 1,442 ft²), its lot is bigger than 6% of them (0.11 ac against a typical 0.21 ac) and it is newer than 21% of them (1948 against a typical 1969). Measured against all of Coos County, it is worth more than 38% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 540 Exchange St, North Bend, OR?

The 2026 property tax bill for 540 Exchange St, North Bend, OR was $2,176. The county assessed it at $152,840.

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