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Single Family ResidenceResidential
$314,084$191 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $246,000 on Oct 28, 2019

540 HIGHWAY 40

RIVERDALE, NE 68870
0.5
Baths
1,645 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.83 ac
Lot SizeThe size of the land the home sits on, from county records.
1973
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$314K
$287K low$341K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$246,000 · Oct 28, 2019
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$81,984
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$65,587
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.73%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$182,100
TRIUS FCU · recorded Oct 28, 2019
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$50,000
TOWN & COUNTRY BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,226 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$333,415 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$33,375
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$300,040
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$321,865
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$333,415

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.4 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBUFFALO
Lot (acres)The size of the land the home sits on, from county records.0.82
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 232 ft²Shed · 220 ft²Porch · 40 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Amherst Elementary SchoolB
Elementary · Grades PK–6 · 6.3 mi
M
Amherst High SchoolA-
Middle · Grades 7–12 · 6.3 mi

District: Amherst Public Schools

Neighborhood · ZIP 68870These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.105
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.19

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.771
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.19 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$91,571
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$105,750
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.25 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.66%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

540 Highway 40 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Bigger than 70% of homes in Buffalo County
  • Has a bigger lot than 76% of homes in Buffalo County

What homes are worth in Riverdale 68870

Each bar is how many homes fall in that price range. The marker is this home.

This home
$120K$713K

This home is worth more than 57% of homes in Riverdale 68870.

How it measures up in Riverdale 68870

The dot is this home. The mark in the middle is the typical home in Riverdale 68870.

Estimated value$314,084
CheaperTypical $284,079Pricier

Pricier than 57% of homes nearby

Price per ft²$191
CheaperTypical $192Pricier

Pricier than 48% of homes nearby

Living area1,645 ft²
SmallerTypical 1,531 ft²Bigger

Bigger than 60% of homes nearby

Lot size0.83 ac
SmallerTypical 1.89 acBigger

Bigger than 44% of homes nearby

Year built1973
OlderTypical 1974Newer

Newer than 48% of homes nearby

How 540 Highway 40 ranks against every home in each area.
MeasureThis homeRiverdale 68870Buffalo County
Estimated valuepricier than$314,08457% of homes59% of homes
Price per ft²pricier than$19148% of homes38% of homes
Living areabigger than1,645 ft²60% of homes70% of homes
Lot sizebigger than0.83 ac44% of homes76% of homes
Year builtnewer than197348% of homes42% of homes

About 540 Highway 40

How much is 540 Highway 40, Riverdale, NE worth?

The TopHap Estimate for 540 Highway 40, Riverdale, NE is $314,084 as of Jul 14, 2026. The likely range is $287,201 to $340,967. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 540 Highway 40, Riverdale, NE last sell?

540 Highway 40, Riverdale, NE last sold on Oct 28, 2019 for $246,000, according to the county's recorded deed.

How big is 540 Highway 40, Riverdale, NE?

540 Highway 40, Riverdale, NE has 0.5 bathrooms, 1,645 square feet of living space and a 0.82-acre lot.

When was 540 Highway 40, Riverdale, NE built?

540 Highway 40, Riverdale, NE was built in 1973, making it 53 years old. The building has 1 story.

What schools serve 540 Highway 40, Riverdale, NE?

540 Highway 40, Riverdale, NE is assigned to Amherst Elementary School (elementary), rated B; Amherst High School (middle), rated A-. All sit in Amherst Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 540 Highway 40, Riverdale, NE compare to other homes in Riverdale 68870?

Among the 193 homes in Riverdale 68870, it is worth more than 57% of them ($314,084 against a typical $284,079), its price per square foot is higher than 48% of them ($191 against a typical $192), it is bigger than 60% of them (1,645 ft² against a typical 1,531 ft²), its lot is bigger than 44% of them (0.83 ac against a typical 1.89 ac) and it is newer than 48% of them (1973 against a typical 1974). Measured against all of Buffalo County, it is worth more than 59% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 540 Highway 40, Riverdale, NE?

The 2025 property tax bill for 540 Highway 40, Riverdale, NE was $3,226. The county assessed it at $333,415.

Closest homes

More homes in Riverdale 68870

Assigned schools

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