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Single Family ResidenceResidential
$422,969$420 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

540 HOWARD AVE

MIDDLESEX, NJ 08846
0
Baths
1,008 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.11 ac
Lot SizeThe size of the land the home sits on, from county records.
1953
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$423K
$390K low$456K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,789 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$418,400 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$134,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$283,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$391,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$418,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.42
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
6
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
68
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
95
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
43
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMIDDLESEX
Lot (acres)The size of the land the home sits on, from county records.0.12
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Watchung Elementary SchoolA-
Elementary · Grades KG–3 · 0.4 mi
M
Von E. Mauger Middle SchoolC+
Middle · Grades 6–8 · 0.4 mi
H
Middlesex High SchoolC-
High · Grades 9–12 · 0.7 mi

District: Middlesex Borough School District

Neighborhood · ZIP 08846These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.71
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.99

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.15,047
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4,267 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$105,430
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$138,542
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

540 Howard Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 88% of homes in Middlesex 08846
  • Costs more per square foot than 84% of homes in Middlesex 08846
  • Smaller than 90% of homes in Middlesex County
  • Has a smaller lot than 90% of homes in Middlesex 08846
  • Older than 71% of homes in Middlesex County

What homes are worth in Middlesex 08846

Each bar is how many homes fall in that price range. The marker is this home.

This home
$292K$787K

This home is worth more than 12% of homes in Middlesex 08846.

How it measures up in Middlesex 08846

The dot is this home. The mark in the middle is the typical home in Middlesex 08846.

Estimated value$422,969
CheaperTypical $530,480Pricier

Pricier than 12% of homes nearby

Price per ft²$420
CheaperTypical $346Pricier

Pricier than 84% of homes nearby

Living area1,008 ft²
SmallerTypical 1,536 ft²Bigger

Bigger than 11% of homes nearby

Lot size0.11 ac
SmallerTypical 0.17 acBigger

Bigger than 10% of homes nearby

Year built1953
OlderTypical 1955Newer

Newer than 42% of homes nearby

How 540 Howard Ave ranks against every home in each area.
MeasureThis homeMiddlesex 08846Middlesex County
Estimated valuepricier than$422,96912% of homes15% of homes
Price per ft²pricier than$42084% of homes78% of homes
Living areabigger than1,008 ft²11% of homes10% of homes
Lot sizebigger than0.11 ac10% of homes32% of homes
Year builtnewer than195342% of homes29% of homes

About 540 Howard Ave

How much is 540 Howard Ave, Middlesex, NJ worth?

The TopHap Estimate for 540 Howard Ave, Middlesex, NJ is $422,969 as of Aug 30, 2026. The likely range is $390,213 to $455,725. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 540 Howard Ave, Middlesex, NJ last sell?

540 Howard Ave, Middlesex, NJ last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 540 Howard Ave, Middlesex, NJ?

540 Howard Ave, Middlesex, NJ has 1,008 square feet of living space and a 0.12-acre lot.

When was 540 Howard Ave, Middlesex, NJ built?

540 Howard Ave, Middlesex, NJ was built in 1953, making it 73 years old. The building has 1 story.

What schools serve 540 Howard Ave, Middlesex, NJ?

540 Howard Ave, Middlesex, NJ is assigned to Watchung Elementary School (elementary), rated A-; Von E. Mauger Middle School (middle), rated C+; Middlesex High School (high), rated C-. All sit in Middlesex Borough School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 540 Howard Ave, Middlesex, NJ compare to other homes in Middlesex 08846?

Among the 4,200 homes in Middlesex 08846, it is worth more than 12% of them ($422,969 against a typical $530,480), its price per square foot is higher than 84% of them ($420 against a typical $346), it is bigger than 11% of them (1,008 ft² against a typical 1,536 ft²), its lot is bigger than 10% of them (0.11 ac against a typical 0.17 ac) and it is newer than 42% of them (1953 against a typical 1955). Measured against all of Middlesex County, it is worth more than 15% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 540 Howard Ave, Middlesex, NJ?

The 2025 property tax bill for 540 Howard Ave, Middlesex, NJ was $7,789. The county assessed it at $418,400.

More homes on Howard Ave

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