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Single Family ResidenceResidential
$5,508,981$2,337 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $2,625,000 on May 6, 2020

540 KAY TER

BOCA RATON, FL 33432
3
Beds
3 / 1
Baths
2,357 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.32 ac
Lot SizeThe size of the land the home sits on, from county records.
1972
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$5.5M
$5.1M low$5.9M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$2,625,000 · May 6, 2020
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$3,671,481
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$2,937,185
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.36%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$1,837,500
GUARANTEED RATE · recorded May 6, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$70,325 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$5,405,829 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$5,000,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$405,829
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$5,439,383
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$5,405,829

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.21 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.93%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyPalm Beach
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1998
Lot (acres)The size of the land the home sits on, from county records.0.32
ConstructionThe main material the home's frame and walls are built from.Concrete Blocks
RoofThe main material covering the roof, such as asphalt shingle or tile.Tile
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
ViewThe type of view from the property, or another feature of the site that affects value.Water
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Boat liftPatio · 250 ft²Porch · 310 ft²Boat access

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Boca Raton Elementary SchoolB+
Elementary · Grades KG–5 · 1.1 mi
M
Boca Raton Community Middle SchoolA
Middle · Grades 6–8 · 2.3 mi
H
Boca Raton Community High SchoolB-
High · Grades 9–12 · 2.5 mi

District: Palm Beach County School District

Neighborhood · ZIP 33432These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.142
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.79
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.11

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.79%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.36%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.23,810
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4,136 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$106,202
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$154,580
Average tempThe average temperature here across a full year.76°F
Annual precipHow much rain and melted snow falls here in a typical year.59 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.66%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

540 Kay Ter measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Palm Beach County
  • Among the highest price per square foot in Boca Raton 33432
  • Bigger than 80% of homes in Palm Beach County
  • Has a bigger lot than 89% of homes in Golden Harbour
  • Older than 81% of homes in Palm Beach County

What homes are worth in Boca Raton 33432

Each bar is how many homes fall in that price range. The marker is this home.

This home
$183K$7.4M

This home is worth more than 95% of homes in Boca Raton 33432.

How it measures up in Boca Raton 33432

The dot is this home. The mark in the middle is the typical home in Boca Raton 33432.

Estimated value$5,508,981
CheaperTypical $1,125,903Pricier

Pricier than 95% of homes nearby

Price per ft²$2337
CheaperTypical $660Pricier

Pricier than almost all homes nearby

Living area2,357 ft²
SmallerTypical 1,617 ft²Bigger

Bigger than 71% of homes nearby

Lot size0.32 ac
SmallerTypical 0.34 acBigger

Bigger than 48% of homes nearby

Year built1972
OlderTypical 1975Newer

Newer than 36% of homes nearby

How 540 Kay Ter ranks against every home in each area.
MeasureThis homeGolden HarbourBoca Raton 33432Palm Beach County
Estimated valuepricier than$5,508,98161% of homes95% of homesalmost all homes
Price per ft²pricier than$233795% of homesalmost all homesalmost all homes
Living areabigger than2,357 ft²30% of homes71% of homes80% of homes
Lot sizebigger than0.32 ac89% of homes48% of homes63% of homes
Year builtnewer than197242% of homes36% of homes19% of homes

About 540 Kay Ter

How much is 540 Kay Ter, Boca Raton, FL worth?

The TopHap Estimate for 540 Kay Ter, Boca Raton, FL is $5,508,981 as of Jul 14, 2026. The likely range is $5,069,549 to $5,948,413. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 540 Kay Ter, Boca Raton, FL last sell?

540 Kay Ter, Boca Raton, FL last sold on May 6, 2020 for $2,625,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 540 Kay Ter, Boca Raton, FL?

540 Kay Ter, Boca Raton, FL has 3 bedrooms, 3 bathrooms, 2,357 square feet of living space and a 0.32-acre lot.

When was 540 Kay Ter, Boca Raton, FL built?

540 Kay Ter, Boca Raton, FL was built in 1972, making it 54 years old. The building has 1 story.

What schools serve 540 Kay Ter, Boca Raton, FL?

540 Kay Ter, Boca Raton, FL is assigned to Boca Raton Elementary School (elementary), rated B+; Boca Raton Community Middle School (middle), rated A; Boca Raton Community High School (high), rated B-. All sit in Palm Beach County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 540 Kay Ter, Boca Raton, FL compare to other homes in Boca Raton 33432?

Among the 10,774 homes in Boca Raton 33432, it is worth more than 95% of them ($5,508,981 against a typical $1,125,903), its price per square foot is higher than almost all of them ($2337 against a typical $660), it is bigger than 71% of them (2,357 ft² against a typical 1,617 ft²), its lot is bigger than 48% of them (0.32 ac against a typical 0.34 ac) and it is newer than 36% of them (1972 against a typical 1975). Measured against all of Palm Beach County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 540 Kay Ter, Boca Raton, FL?

The 2025 property tax bill for 540 Kay Ter, Boca Raton, FL was $70,325. The county assessed it at $5,405,829.

Closest homes

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Assigned schools

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