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Single Family ResidenceResidential
$412,973$163 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

540 MAIN ST

DOUGLAS, NE 68344
3
Beds
3
Baths
2,532 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.82 ac
Lot SizeThe size of the land the home sits on, from county records.
2003
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$413K
$377K low$449K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,382 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$292,748 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$8,265
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$284,483
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$276,446
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$292,748

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.50
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
37
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
68
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
56
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
88
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyOTOE
Lot (acres)The size of the land the home sits on, from county records.0.82
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Builtup (layered Asphalt)
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.DeckPatio · 224 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Sterling High SchoolA-
Middle · Grades 7–12 · 9.3 mi
E
Sterling Elementary SchoolD+
Elementary · Grades PK–6 · 9.3 mi

District: Sterling Public Schools

Neighborhood · ZIP 68344These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.137
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.102
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.34

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.330
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.9 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$86,170
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$109,655
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.31 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

540 Main St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 80% of homes in Otoe County
  • Costs less per square foot than 71% of homes in Douglas 68344
  • Bigger than 94% of homes in Otoe County
  • Has a bigger lot than 65% of homes in Otoe County
  • Newer than 87% of homes in Douglas 68344

What homes are worth in Douglas 68344

Each bar is how many homes fall in that price range. The marker is this home.

This home
$111K$986K

This home is worth more than 70% of homes in Douglas 68344.

How it measures up in Douglas 68344

The dot is this home. The mark in the middle is the typical home in Douglas 68344.

Estimated value$412,973
CheaperTypical $291,332Pricier

Pricier than 70% of homes nearby

Price per ft²$163
CheaperTypical $214Pricier

Pricier than 29% of homes nearby

Living area2,532 ft²
SmallerTypical 1,480 ft²Bigger

Bigger than 93% of homes nearby

Lot size0.82 ac
SmallerTypical 2 acBigger

Bigger than 39% of homes nearby

Year built2003
OlderTypical 1975Newer

Newer than 87% of homes nearby

How 540 Main St ranks against every home in each area.
MeasureThis homeDouglas 68344Otoe County
Estimated valuepricier than$412,97370% of homes80% of homes
Price per ft²pricier than$16329% of homes43% of homes
Living areabigger than2,532 ft²93% of homes94% of homes
Lot sizebigger than0.82 ac39% of homes65% of homes
Year builtnewer than200387% of homes87% of homes

About 540 Main St

How much is 540 Main St, Douglas, NE worth?

The TopHap Estimate for 540 Main St, Douglas, NE is $412,973 as of Jul 14, 2026. The likely range is $376,743 to $449,203. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 540 Main St, Douglas, NE last sell?

540 Main St, Douglas, NE last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 540 Main St, Douglas, NE?

540 Main St, Douglas, NE has 3 bedrooms, 3 bathrooms, 2,532 square feet of living space and a 0.82-acre lot.

When was 540 Main St, Douglas, NE built?

540 Main St, Douglas, NE was built in 2003, making it 23 years old. The building has 1 story.

What schools serve 540 Main St, Douglas, NE?

540 Main St, Douglas, NE is assigned to Sterling High School (middle), rated A-; Sterling Elementary School (elementary), rated D+. All sit in Sterling Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 540 Main St, Douglas, NE compare to other homes in Douglas 68344?

Among the 210 homes in Douglas 68344, it is worth more than 70% of them ($412,973 against a typical $291,332), its price per square foot is higher than 29% of them ($163 against a typical $214), it is bigger than 93% of them (2,532 ft² against a typical 1,480 ft²), its lot is bigger than 39% of them (0.82 ac against a typical 2 ac) and it is newer than 87% of them (2003 against a typical 1975). Measured against all of Otoe County, it is worth more than 80% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 540 Main St, Douglas, NE?

The 2025 property tax bill for 540 Main St, Douglas, NE was $4,382. The county assessed it at $292,748.

More homes on Main St

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Assigned schools

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